Steve Wedel, CFP, CFS - Four Seasons Wealth Management

I’m excited to share a new blog post on a timely and important topic: counteracting capital gains with tax-loss harvesting. https://www.4swm.com/blog/counteracting-capital-gains-with-tax-loss-harvesting?utm_source=facebook

At Four Seasons Wealth Management, we’ve spent the past 42 years guiding investors through shifting tax landscapes, market cycles, and regulatory changes. Over time, we’ve focused on partnering with institutional money managers who don’t just chase returns—but who strategically incorporate tax-sensitive ex*****on, like tax-loss harvesting, into their investment process.

By carefully vetting and selecting top-tier institutional managers across the U.S., we’ve narrowed our partnerships to those with a proven track record of delivering consistent, tax-aware results.
If you’re looking for an independent, fiduciary advisor in Naples who prioritizes strategies like tax-loss harvesting—or simply want a second opinion on your portfolio—I’d be happy to talk. Give me a call at (239) 262-0123.

Markets are steady, stocks are showing strength, and all eyes are on the Fed this week. 📊

In this week’s Market Commentary, Rick shares:

• How stocks at home and abroad are performing
• Why the Fed’s message may matter more than the rate cut itself
• What these shifts could mean going forward

Watch now 👉

Rate Cut in Focus: What the Fed’s Words Could Mean | Market Commentary | RFG ADVISORY Welcome to this week’s Market Commentary with RFG Advisory’s Chief Investment Officer, Rick Wedell! This week captures a pivotal moment for investors: Equity...

Plan for long-term care before a crisis hits. Alicia Barnett and Laura Waller explain how early planning eases stress, protects finances, and gives peace of mind. Start the conversation today with Four Seasons Wealth Management.

Long-Term Care with Laura Waller and Alecia Barnette Plan for long-term care before a crisis hits. Our guests explain how early planning eases stress, protects finances, and gives peace of mind. Start the conversation today with Four Seasons Wealth Management.

There are benefits and limitations when using a living trust.

A Living Trust Primer Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.

I want to share a deeply personal and meaningful experience that recently impacted me in ways I never anticipated.

It’s a story about service, friendship, and gratitude—centered around a remarkable Honor Flight journey I took with a Vietnam Veteran. The story is a bit longer than our usual posts, but I promise—it’s worth the read when you have a quiet moment. It’s not just about honoring Veterans, but about the human connections that can change us in unexpected ways.

Honoring a Hero: My Life-Changing Experience with Honor Flight Guardian Steve Wedel shares his life-changing journey on Collier-Lee Honor Flight Mission #28, escorting Vietnam Veteran Captain Kenneth E. Cook to Washington D.C. memorials and a long-overdue hero’s welcome home. A powerful story of service, honor, and friendship.

In Need of Tailored Strategies for Long-Term Care?

At Four Seasons Wealth Management, we help you look beyond the basics — uncovering how your existing coverage could be working harder for you.

🩺 We review your current health insurance for any long-term care benefits
💰 Analyze cash-value life insurance that could help fund care
🧩 Integrate long-term care into your full financial plan — no gaps, no guesswork

Protect your future with insight, strategy, and care.
👉 Learn more: https://www.4swm.com/long-term-care-naples-florida

Long-Term Care | Four Seasons Wealth Management | Naples, FL We specialize in helping clients utilize existing cash-value life insurance into funding to cover the costs of long-term care insurance.

Question of the Month: We've been sharing a little more about our team - now we'd love to hear about yours! Who's someone on your financial dream team? A mentor, family member, or friend who always gives great advice?

Join the conversation! Comment your answer. The first 5 4SWM clients will receive a special gift from Four Seasons Wealth Management.

🚦Your Financial GPS Starts Here🚦

At Four Seasons Wealth Management, we’re more than advisors—we’re your green light, your guardrails, and your trusted partner on the road ahead.

Our experienced team, led by Steve Wedel, is here to walk alongside you with independent, holistic guidance that’s always tailored to your goals. It’s not just about the numbers—it’s about helping you Plan Well and Live Happy.

Let’s navigate your future together.

🔗 https://www.4swm.com/who-we-are

You may have heard that the market is flat this year—but does that tell the full story?

In our latest Market Commentary, Rick Wedell breaks down the key trends shaping today’s market, including:

✅ A nearly 18% rebound in the S&P 500 since recent lows
✅ Treasury yields holding steady as the Fed remains in wait-and-see mode
✅ Consumer confidence hitting a 10-year low (even with stable inflation and unemployment data)

Want to understand what these market shifts could mean for you? Watch the full video 👉

Flat Year, Wild Ride: What's Really Moving the Market? | Market Commentary | RFG ADVISORY Welcome to this week’s Market Commentary with RFG Advisory’s Chief Investment Officer, Rick Wedell! Despite a flat performance in the S&P 500, volatility r...

You’ve spent decades in “saving” mode, and that mindset doesn’t automatically switch off when you retire.

In this episode of Wisdom in Wealth, Chief Behavioral Officer Brendan Frazier unpacks the hidden psychology behind why so many retirees struggle to enjoy the money they’ve spent a lifetime saving. Tune in to learn:

✅ Why underspending is more common than overspending
✅ How to rewire your mindset and build your “spending muscle”
✅ 3 practical tips to activate your purpose in retirement

Watch the full episode:

EP20 The Hidden Struggle of Retirement: Why Spending Feels So Hard | RFG ADVISORY In this episode of Wisdom in Wealth, RFG Advisory’s Chief Behavioral Officer, Brendan Frazier, dives into one of the most surprising challenges many retirees...

From a trade truce to consumer trends, there’s a slew of new market information to unpack this week.

In this episode of Market Commentary, RFG Advisory CIO Rick Wedell breaks down:
📌 What we might hear from the Fed this week
📌 How core retail sales show surprising consumer strength
📌 The potential impact of the US and China’s 90-day trade “ceasefire”

Watch the full video:

US China Trade Truce & What’s Next From the Fed | Market Commentary with Rick Wedell | RFG ADVISORY Welcome to a new episode of Market Commentary with RFG Advisory’s Chief Investment Officer, Rick Wedell! Markets are flashing green today following some enc...