Chad M Schafer, CPA, PC

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Chad M Schafer, CPA, PC Provides unparalleled, personalized accounting services to a broad range of clients.

Buying an existing business can be an exciting opportunity. But before you make an offer, there's more to consider than ...
10/22/2026

Buying an existing business can be an exciting opportunity. But before you make an offer, there's more to consider than revenue and the seller's asking price.

📊 Are the earnings sustainable?
💰 How much cash does the business actually generate?
🔎 What financial risks could you be taking on?
📈 Will the numbers still work after financing and operating costs?

The right financial review can help you understand what you're really buying before you commit.

Before you buy a business, make sure you understand what the numbers are really telling you. The right questions today can help you avoid costly surprises tomorrow.

If there's one thing business owners are good at, it's finding a way to track just about anything in a spreadsheet. 😂Rev...
10/20/2026

If there's one thing business owners are good at, it's finding a way to track just about anything in a spreadsheet. 😂
Revenue? Spreadsheet. Expenses? Spreadsheet. That one random calculation you'll need exactly once? You guessed it.
Tell us you're a business owner without telling us you're a business owner.

The change of seasons is the perfect reminder to take stock. Not just of your closet, but of your finances too.Just like...
10/15/2026

The change of seasons is the perfect reminder to take stock. Not just of your closet, but of your finances too.

Just like we prepare our homes for cooler weather, a little preparation with your budget, taxes, or retirement plan can make the months ahead feel a lot more comfortable.

✨ Here’s to a season of fresh starts, cozy routines, and financial peace of mind.

989-773-1311
chadschafercpa.com

The October 15 tax deadline is almost here.If you extended your 2025 individual tax return, now is the time to make sure...
10/13/2026

The October 15 tax deadline is almost here.

If you extended your 2025 individual tax return, now is the time to make sure everything is ready to file.

Remember, an extension gives you additional time to file your return, but any taxes owed were still due by the original April deadline.

Get your remaining documents together, follow up on anything outstanding, and take care of your filing before Thursday.

A little preparation now can help you avoid unnecessary stress later.

Retired or approaching retirement? Some of your most important tax decisions for 2026 need to happen before December 31....
10/09/2026

Retired or approaching retirement? Some of your most important tax decisions for 2026 need to happen before December 31.

From Roth conversions and required minimum distributions (RMDs) to Social Security and the enhanced senior deduction, a little planning now can make a meaningful difference in your after-tax retirement income.

The key is looking at the whole picture before making your next move. Our team can help you evaluate your options and plan with confidence.

10/07/2026

From government impersonation and fake investment opportunities to tech support, romance, and emergency scams, fraudsters often rely on urgency, fear, trust, or secrecy to get people to act before they have time to think.

A few simple habits can make a big difference:
✔️ Don’t rush into financial decisions
✔️ Verify unexpected calls and messages independently
✔️ Never share sensitive financial information
✔️ Be cautious of unusual payment requests
✔️ Talk openly with family members about potential scams

And if something doesn’t feel right, stop and ask someone you trust before taking action.
989-773-1311
chadschafercpa.com

Your business has bigger financial goals than simply “getting your taxes done.”A good CPA should help you understand the...
10/01/2026

Your business has bigger financial goals than simply “getting your taxes done.”

A good CPA should help you understand the numbers, spot opportunities, plan ahead, and make smarter financial decisions throughout the year.

If your current CPA only shows up when it’s time to file, it may be time for a different kind of relationship.

📊 Tax planning
📈 Business advisory
💰 Tax strategy
🧠 Financial guidance

I'm here to help you make sense of the numbers so you can make decisions with confidence.

Ready for a CPA who brings more to the table? Let’s talk.
989-773-1311
chadschafercpa.com

🚩A tax deduction does NOT mean you're getting that amount of money back.Here's the simple version:A $1,000 deduction red...
09/29/2026

🚩A tax deduction does NOT mean you're getting that amount of money back.

Here's the simple version:

A $1,000 deduction reduces your taxable income by $1,000.
It does not automatically mean you'll receive a $1,000 tax refund.
Your actual tax savings depend on your tax situation and applicable tax rate.

It's a small distinction, but an important one, especially when you're making business or financial decisions based on the potential tax benefit.

💡When in doubt, don't make a decision because someone told you it's “a write-off.” Ask your CPA first.

Famous last words. 😂Then six months later, you’re digging through:📸 47 screenshots📧 12 emails🗂️ A folder called “Taxes”…...
09/24/2026

Famous last words. 😂

Then six months later, you’re digging through:
📸 47 screenshots
📧 12 emails
🗂️ A folder called “Taxes”
…and somehow a picture of your dog.

Keeping your financial records organized throughout the year makes tax time a whole lot less painful.

Future You will thank you.

A business can be profitable on paper and still find itself short on cash.With economic uncertainty putting renewed focu...
09/22/2026

A business can be profitable on paper and still find itself short on cash.

With economic uncertainty putting renewed focus on liquidity and cash management, business owners should be keeping a close eye on more than just the bottom line.

Five numbers worth watching:

✔️ Cash on hand
✔️ 13-week cash flow forecast
✔️ Accounts receivable days
✔️ Gross margin
✔️ Upcoming tax cash requirements

The goal isn't to predict every dollar perfectly. It's to spot potential cash crunches early enough to actually do something about them.

989-773-1311
chadschafercpa.com

Address

2100 E Remus Road, Suite C
Mount Pleasant, MI
48858

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 12pm

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