Michael Magee - Ameriprise Financial Advisor

07/20/2026

Restricted Stock Units (RSUs) can be a great way to build wealth, but they can also leave you wondering:

Should I hold?
Should I sell?
What about taxes?
Am I too concentrated in one stock?

I recently helped a client who had built up a meaningful amount of RSUs over several years. On paper, they were doing well, but most of that wealth was tied to one company, the same company that provided their paycheck.

That can create more risk than many people realize.

We worked together to build a clear plan around taxes, selling shares, diversification, and using their RSUs toward bigger life goals, including a future home purchase.

The biggest benefit was clarity. Instead of guessing what to do every time shares vested, they had a strategy.

If you receive RSUs, they should not sit on autopilot. Your equity compensation should have a purpose and fit into your overall plan.

If you have RSUs and aren’t sure what to do next, let’s connect. A quick conversation can help bring clarity to your options.

https://bit.ly/45d0CJw

07/09/2026

Read the latest market insights from Ameriprise Chief Market Strategist Anthony Saglimbene.

Get more expert insights by reading the latest Weekly Market Perspectives.

07/06/2026

Grateful for the opportunity to share my story with New Jersey Voyager. I enjoyed reflecting on my journey, the lessons I've learned, and the privilege of helping clients navigate important financial decisions every day.

Today we’d like to introduce you to Michael Magee. Hi Michael, so excited to have you with us today. What can you tell us about your story?Ever since I was young, I knew I wanted to build a career in financial services. My grandfather was an investment advisor, and growing up I saw firsthand the [...

05/28/2026

A few weeks ago, I sat down with an executive who had done everything right.

Strong career. Growing income. Meaningful equity compensation.

But when we got into the details of his stock options, he paused and said:
"Honestly… I’ve just been waiting for the right time."

The challenge was - there wasn't a clear plan behind that “right time.”

He was holding a significant portion of his net worth in company stock, unsure when to exercise, concerned about taxes, and hoping the price would keep climbing.

We stepped back and reframed the conversation:
Not “What will the stock do?”
But “What role should this play in your overall financial picture?”

From there, the strategy became clearer:
• How much risk he was actually taking
• When exercising made sense from a tax standpoint
• How to turn concentrated equity into long-term financial security

Stock options can be an incredible wealth-building tool for executives.

But without a strategy, they can quietly become one of your largest unmanaged risks.
If equity compensation is a meaningful part of your picture, it’s worth taking a step back and asking:
👉 Is there a clear plan behind my decisions?

Happy to be a resource if you’re thinking through it.

https://bit.ly/4uIAtxE

05/20/2026

Simply put, your net worth is everything you own minus everything you owe. Knowing your net worth provides a good starting point for measuring progress toward your goals. https://bit.ly/4ja5cNP

04/21/2026

We’re excited to announce that Forbes magazine has named GenFocus Wealth Advisors as one of their 2026 Best-in-State Wealth Management Teams. We are so proud to work on a team where everyone is devoted to looking out for our clients, their families and all they’ve worked to achieve, especially when life becomes unpredictable. Join us in celebrating this magnificent accomplishment!

GenFocus Wealth Advisors is an Ameriprise private wealth advisory practice in Mount Laurel NJ. Get the personal financial advice you need.

04/20/2026

Over the last 25 years, 17 out of 20 of the best days of the market either happened during the tech bubble bursting, financial crisis or COVID-19 pandemic. It’s difficult to predict the markets – do you let volatility affect how you invest?