Synthesis Wealth Planning, LLC

10/09/2026

Healthcare costs can have a bigger impact on retirement than many people realize.

Medicare Open Enrollment, running from October 15 through December 7, is an important opportunity to make sure your coverage still fits your needs and budget.

Take time to review:
• Prescription coverage
• Provider networks
• Premiums and deductibles
• Pharmacy preferences
• Expected healthcare needs for the year ahead

Even small plan changes can affect both your healthcare experience and your retirement cash flow.

A few minutes of review today may help prevent unexpected costs tomorrow.

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/08/2026

Second homes have unique risks and insuring them is different than a primary home.

There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.

10/07/2026

What do you want your money to accomplish?

World Financial Planning Day is a good reminder that financial planning isn't really about money.

It's about the life you want to build.

For many families, financial decisions are connected to things like:
• Retiring with confidence
• Supporting children or grandchildren
• Making a career transition
• Managing healthcare costs
• Giving back to important causes
• Creating a lasting legacy

The most effective financial plans start with a simple question:

What matters most to you?

Once that answer is clear, financial decisions become easier to prioritize and more meaningful to pursue.

What's one goal your financial strategy should be helping you achieve right now?

Synthesis Wealth Planning helps individuals and families review their financial plans to ensure they are designed around their goals, values, and vision for the future.

10/05/2026

You've worked hard to build your wealth. How well is it protected online?

Financial security today extends beyond investment accounts and insurance policies.

Cybercriminals increasingly target:
• Banking accounts
• Retirement accounts
• Email accounts
• Payment apps
• Personal information

Simple habits can help reduce risk:
- Use unique passwords
- Enable multifactor authentication
- Monitor account activity
- Verify unexpected requests

Protecting your assets includes protecting the digital tools connected to them. Take the time to strengthen your online security.

10/02/2026

Is your financial plan keeping up with your life?

Life rarely stands still. Careers change. Families grow. Priorities evolve. Retirement gets closer.
That's why a financial plan shouldn't be something you create once and file away.

A strong financial plan helps connect the decisions that matter most:
• Building and preserving wealth
• Planning for retirement
• Managing taxes efficiently
• Protecting loved ones
• Preparing for healthcare costs
• Creating a legacy

The question isn't whether you have a plan. The question is whether your plan still reflects the life you're living today. This Financial Planning Month, take a fresh look at one area of your financial life that may need attention.

If it's been a while since you've reviewed your plan, Synthesis Wealth Planning can help identify opportunities, address gaps, and make sure your strategy aligns with your goals.

10/01/2026

Your ideal retirement may differ from reality, but we can work together to better align the two.

How does your ideal retirement differ from reality, and what can we do to better align the two?

09/24/2026

Here are eight mistakes to avoid when.

There are common mistakes you can avoid when saving for retirement.

09/23/2026

Life changes. Your insurance strategy should too.

September is Life Insurance Awareness Month, making it a great reminder to review your coverage.

Major life events often create new planning needs:
• Marriage
• Children
• New mortgages
• Career changes
• Retirement planning milestones

A review doesn't always mean increasing coverage. Sometimes it's simply confirming your beneficiaries, understanding existing policies, or identifying potential gaps.

The goal is making sure your coverage continues to support the people who depend on you.

We help clients evaluate whether their protection strategies still align with their goals, responsibilities, and financial plan. If you would like to meet with us and review your coverage, please feel free to reach out.

09/21/2026

Summer creates memories. Sometimes it also creates expenses.

Travel, camps, celebrations, home projects, and back-to-school costs can make summer one of the busiest spending seasons of the year. That's why September can serve as a valuable reset.

Instead of focusing on what was spent, focus on what's next:
- Rebuild savings if needed
- Review recurring expenses
- Adjust year-end goals
- Revisit cash flow priorities

Financial planning isn't about perfection. It's about staying intentional.

As we move into fall, Synthesis Wealth Planning can help you evaluate your progress and identify opportunities to finish the year out. Reach out if you would like to schedule a meeting with us.