Bautis Financial

10/09/2026

Year-end is closer than it feels. Many tax-related decisions have a December 31 deadline, and by the time tax season arrives, the window for them may have already closed.

That’s the difference between tax preparation (looking back) and tax planning (looking ahead). Watch to see how we think about it, and reach out if you’d like to talk through what could apply to your situation.

10/08/2026

Is your portfolio taking more — or less — risk than you're comfortable with?

Knowing your risk tolerance can help you make more informed investment decisions and build a portfolio that's better aligned with your financial goals.

Our complimentary Risk Score Assessment takes about 5 minutes to complete: https://bautisfinancial.com/risk/

Once you have your score, our advisors can help you understand what it means. Schedule a call: https://calendly.com/d/wyh6-s5jy/15-minute-introductory-meeting?month=2026-10

10/08/2026

The ten years leading up to retirement deserve extra attention… Here’s what the Retirement Red Zone can teach us about preparing for whatever comes next:

Retirement isn't just about how much you save.

10/07/2026

The most expensive college isn't necessarily the best investment, and the least expensive option isn't always the best fit.

Academic opportunities, graduation outcomes, financial aid and career prospects all play a role in determining the overall value of a degree.

Here's how families can compare public and private universities to make informed financial decisions: https://bautisfinancial.com/the-benefits-and-drawbacks-of-private-vs-public-universities-what-you-need-to-know/

10/07/2026

Our September Monthly Market Wrap is here ⬇️
Markets were negative almost everywhere you looked in September. The Nasdaq was the lone positive index, up 1.9%, while the Russell 2000 fell 5.25%.

Economic Highlights:
• Technology was the only positive sector, up 5.1%, while financial and materials both fell by over 7%.
• The unemployment rate remained unchanged at 4.1%. The economy added 162,000 jobs
• The inflation rate remained unchanged at 3.4%, a cooler reading than most had anticipated.
• Treasury yields moved much higher across the curve. Most notably, the 10-year jumped 54 basis points to 5.29%, levels not seen in 20 years.

For a deeper look at September's market trends, read the full Monthly Market Wrap: https://bautisfinancial.com/monthly-market-wrap-september-2026/

10/06/2026

More than a quarter of new-car buyers who financed their purchase in the third quarter took out loans of 84 months or longer, according to Edmunds. Despite stretching out their loans, buyers faced a record-high average monthly payment of $787.

Read more, via CNBC: https://www.cnbc.com/2026/10/06/car-loans-are-getting-longer-as-monthly-payments-hit-record-highs.html

10/06/2026

Gold can offer diversification and has a long history as a store of value—but it also comes with volatility and one major difference from many traditional investments: it doesn't generate income.

Before adding gold to your portfolio, consider what role you want it to play in your overall financial plan.

Read more: https://bautisfinancial.com/what-role-should-gold-play-in-your-portfolio/

10/05/2026

Tax savings can look impressive on paper — but what did you have to spend to get them?

Chris Miller shares an example of a real estate investor who used cost segregation to significantly reduce taxable income after purchasing a $900,000-plus property.

The question he raises is an important one: Are you choosing a strategy because it makes financial sense — or simply because it creates a tax deduction?

Listen to the full episode: https://bautisfinancial.com/tax-problems-emerge-when-you-outgrow-basic-advice-chris-miller/

10/05/2026

As portfolios grow, investors often look beyond traditional stocks and bonds for additional opportunities.

That might mean investing in a hedge fund, purchasing a stake in a private company, buying real estate directly, or investing in a private credit opportunity. These types of investments can provide access to strategies and assets that aren’t always available through traditional portfolios. These investments also carry meaningful risks, including illiquidity, higher costs, and the possible loss of some or all of the amount invested.

But there’s an important distinction between investing through a fund and investing directly in an asset...

Read the article here: https://bautisfinancial.com/investing-in-hedge-funds-vs-direct-investments/

10/05/2026

Market Recap: The S&P 500 slipped 0.3% last week as broad declines in health care and financials outweighed gains in technology and energy. A much weaker-than-expected September jobs report helped lift expectations for a potential rate cut.

This week, investors will focus on earnings from PepsiCo, Delta Air Lines and Constellation Brands, along with key economic data: https://bautisfinancial.com/market-recap-week-of-9-28-2026-to-10-2-2026/