Ernest A. Draper, CFP

Artificial intelligence can analyze data and automate routine tasks, but it can’t replace a nuanced understanding of individual circumstances, emotions and long-term goals. Your financial professional does what algorithms can’t.

The best time to talk about disability insurance is before you need it.

Talk to your financial advisor about the important role that disability insurance can play in protecting you and your family from unexpected injury or illness.

Some call it the “dot-ai” bubble, with AI attracting $15.2 billion in venture capital in just the first six month of 2023. To others, it’s a game changer. For you, is it a threat or an opportunity? Let’s chat.

Understanding the value of your income is the first step to protecting it. Your income is more than just a paycheck—it’s a long‑term financial asset that could be worth millions over the course of your career.
The question is: how protected is it?

Talk to your financial advisor to learn how disability insurance can help protect that income.

Most people don’t think about disability insurance until they need it — but by then, it might be too late.

Check out the Futureproofing Your Income report to see why disability insurance matters. https://www.guardianlife.com/reports/insuring-your-income

Most people think disability insurance is for “someday.” But 1 in 4 of today’s 20-year-olds will miss a year of work due to illness or injury.

Guardian’s new research shows how income protection can help make all the difference. https://www.guardianlife.com/reports/insuring-your-income

Your income helps support everything you do, making it your most valuable asset. Ensuring you have a protection plan in place today can make all the difference tomorrow.

Speak with your financial advisor to learn more about disability insurance.

Pub9101BL - What Are the Building Blocks of Your Life?

You’ve built your business from the ground up. But what happens if you can’t work due to illness or injury? Your income powers your business. Without it, everything you’ve built could be at risk. A well-structured disability insurance plan helps protect your earnings—and your future.

Check out this article by Guardian’s Head of Individual Disability, Harry Monti, on why disability coverage is a must-have for women entrepreneurs. https://thecdia.org/financial-fitness-for-women-entrepreneurs-how-disability-insurance-plays-a-role/

Let’s chat about how to protect your business and your financial well-being.

Disability is more common than you think.

Speak with a financial advisor about how disability insurance can help you continue to earn an income should an injury or illness keep you from working.

May is National Small Business Month, a time to truly appreciate the entrepreneurs and small business owners who show up every day for their employees, customers, and communities.

With millions of small businesses across the country, protecting what they’ve worked so hard to build is an important part of helping them continue to thrive. If you’re a small business owner (or know one) and would like to talk through business continuity and individual protection opportunities, I’m always happy to connect.

Peter spent his career taking care of his surgical patients before he faced an unexpected disability. Thanks to careful planning and disability protection, he’s able to maintain the lifestyle he and his family were used to. Learn more about disability for medical professionals: https://guardianlife.com/about-guardian/guardian-annual/2024