Responsive Financial Group, Inc.

09/18/2026

"Legendary investor’s son Howard assumes the role immediately as part of a previously outlined succession plan"
"Buffett has been preparing Howie, the second of his three children, to take over for some time. “He is getting it because he’s my son,” he told The Wall Street Journal in an interview last year. “I’m very, very, very lucky in the fact that I trust all three of my children,” he said."
Full disclosure: Most of Responsive Financial Group Inc.'s clients (including me) own shares of Berkshire Hathaway as part of their portfolios.

The legendary investor, whose son Howard succeeds him as chairman, will remain on the board and become chairman emeritus.

09/18/2026

"His job, along with the rest of the board will be to decide whether or not to replace the CEO." Nothing more than this. Warren set this up well in my book.
Full disclosure: Most of Responsive Financial Group Inc.'s clients (including me) own shares of Berkshire Hathaway as part of their portfolios.

Warren Buffett’s son doesn’t have the standard resume of a massive conglomerate’s chairman.

09/17/2026

90 Years of the thinking and learning of Baldwins as financial advisors distilled into a short story with a quiz at the end. Enjoy! What do you think?

09/17/2026

My general view is that private means private. If you are not one of them you are sometimes being sold risk the inside "privates" don't want to hold.
Particularly true of Limited Partnership interests. Perhaps it is an equity investment inside the limited partnership, or perhaps it is investment grade debt or any other investment as might be described in the Offering Memorandum and documents. You have to know that placing them in an LP and you acquiring "limited partner" interests in it has turned your assets into the private property of the general partner and you are a personal creditor.
No matter the "investment" that is inside, there is nothing you own to ensure that, and you won't know until you get your monry back out if it was a good investment or not.
I have seen investors wait 15 years and more to get their last dollars out after the SEC took an LP and froze it.
Full disclosure: I have few investors with any such interests, those that do are part of the operating group.

Good questions are every investor’s best defense. Here are the questions you need to ask before joining Wall Street’s $2 trillion party.

09/13/2026

Just an understanding about life and money gleaned over 90 years of experiences of Baldwin’s as financial advisors. All boiled down to a little cartoon. Just so you know, there is a quiz at the end. I know you can do this.
Https://financialconcepts.org

A storybook walk through the principles of financial planning, saving & investing.

07/16/2026

https://www.wsj.com/finance/stocks/russell-2000-small-stocks-gains-83fade43?st=5ixyGz&reflink=desktopwebshare_permalink

The Russell 2000 has climbed some 22% in the first six months of the year.

07/16/2026

Sometimes there is insane hostility in a divorce, in which case having a financial intermediary may not help. In most cases an experienced and trained divorce financial intermediary can be the MOST important thing a divorcing couple can do to preserve assets and divorce without significant hostility.

Stay-at-home parents face a nightmare scenario in divorce. More are trying to avoid it.

07/08/2026

People in Glass houses...

New DOJ records allege classified security lapses inside Jack Smith’s office during the Biden administration as prosecutors pursued Trump.