Luminary Wealth Management, LLC.

Happy Labor Day weekend from your friends at Luminary Wealth Management!
Lisa, Kristi, and Stephanie

⛈️ Severe Weather Prep 🏠

Severe weather season brings wind, rain, and hail. A little prep now goes a long way.

Not sure where to start? Here are a few things worth doing before the next storm rolls through:

🔹 Roof and Gutters: Look for loose shingles and clear out clogs. Small problems get expensive fast once the rain hits.

🔹 Go-Bag: Water, food, flashlight, phone charger, and important documents. Keep it ready so you're not scrambling.

🔹 Know Your Routes: Check your local evacuation routes on a calm day. You'll be glad you did.

🔹 Review Your Coverage: Made home improvements lately? Worth a quick conversation to make sure everything is accounted for.

A little attention now beats a lot of stress later. Reach out anytime if you have questions. 🌟

📝✨ August is Make-A-Will Month! ✨📝

In that spirit, we're raising awareness about the importance of creating a will. Now is the perfect time to have your wishes clearly outlined. Or if you have a will, August is a great time to review it and see if it remains aligned with your wishes.

Creating a will isn't just about assets; it's about leaving a legacy, making your intentions known, and thinking about your loved ones' future.

Here are a few reasons why having an up-to-date will is essential:
Your Loved Ones: Outline how you want your family to be cared for, especially any children under 18.
Manage Conflicts: Clear instructions can help during disputes and misunderstandings.
Your Legacy: How will your assets, possessions, and digital presence be distributed and managed?
Have Your Affairs in Order: Comfort for you and your loved ones.

Let's make this month count by taking steps towards your future!

When gas prices rise, small changes in driving habits can make a noticeable difference in fuel use.

Experts suggest that driving at steady speeds around 65 mph and avoiding rapid acceleration or braking can help improve efficiency. Using cruise control on highways may also reduce fuel consumption.

Other adjustments can add up over time, including limiting idling, reducing extra weight in your vehicle, and keeping tires properly inflated.

Combining trips, carpooling when possible, and planning routes more efficiently may also help reduce overall fuel use.

While these changes may seem minor, they can help drivers get more out of each tank—especially during periods of higher fuel costs. 🚗


Source:

When gas prices go up, changing the way you drive can stretch your fuel just a bit farther When gas prices go up, it adds to drivers' pain at the pump. But experts say consumers can do something to stretch their fuel just a little farther — change the way they drive.

🎓 Do you have college students who are home for the summer? Or future college-bound children? Summer is a great time to talk to them about money!

💬 Whether it's learning to budget, building credit, or understanding paychecks, a little financial education at home sets the stage for smart choices later.

🤝 Parents + students: Let's use this time to help build habits that last well beyond graduation. Reach out to us at Luminary Wealth Management if you need any advice.

Your friends at Luminary Wealth Management would like to wish you and your family a happy and safe 4th of July!
Lisa, Kristi, and Stephanie

Great wine and great wealth have something in common—they both reward patience. 🍷

Behind every perfect vintage is time, care, and consistency. The same goes for your financial strategy. The goal isn't quick wins or a perfect growing season, but something that matures over time.

Let's raise a glass to long summer nights with friends, trusted bottles full of years of promise, and a life worth savoring.

Salut! 🥂

Dads wear a lot of hats: teacher, fixer, coach, protector, and even, sometimes, dance partners.

Today, we're celebrating the dads who work hard for their families' health, happiness, and security.

Here's to early mornings, life lessons, and long-term thinking that keeps families moving forward.

Happy Father's Day from your friends at Luminary Wealth Management-Lisa, Kristi, and Stephanie.

Celebrating Flag Day today! It's a day to honor the stars and stripes and everything they represent: unity, history, and national pride. Let's commemorate this day with respect and gratitude for our beautiful flag.

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money—just more time.

Time in the market is not just valuable, it's the whole game.

Which row did you land on—and did it surprise you?