With 24 years of experience in the mortgage and lending industry I am a Regional Manager at Guaranteed Rate Affinity. NMLS 36862| GRA NMLS 1598647 A U.S.
Nick Castillo is a highly accomplished Mortgage Regional Manager with 24 years of experience in the mortgage and lending industry. Known for his strategic leadership and deep market expertise, he has helped countless clients achieve homeownership by providing tailored financial solutions. Army combat veteran, Nick brings the same dedication, discipline, and problem-solving skills to his career as
08/17/2026
Now, qualified buyers could skip mortgage insurance requirements altogether and save up to $361/month*. See if you qualify.
https://www.grarate.com/article/can-i-get-a-mortgage-without-pmi?LOID=50461
08/12/2026
🏆 WE’RE NOMINATED — AND WE NEED YOUR VOTE! 🏆
I’m excited to share that Team GRA + CBR has some incredible nominations in the 2026 Phoenix Agents’ Choice Awards!
Loan Officer of the Year: Heather Hutchison
Social Media Influencer – Lender: Christine Wenger
Lender of the Year: Guaranteed Rate Affinity
We’d truly appreciate your support! ❤️💙
You can vote DAILY, so please cast your vote and help us bring these awards home! Feel free to share this with your teams, friends, family, and anyone who wants to support us.
👉 CAST YOUR VOTE HERE:
https://phoenixagentmagazine.com/2026/08/11/agents-choice-awards-voting/
Vote in the 2026 Agents’ Choice Awards
Every vote counts. Let’s show Phoenix what Team GRA + CBR can do!
06/29/2026
You've built your reputation on smooth transactions. We've always been here to help you keep it that way. With our OneDown Program, eligible buyers can purchase with just 1% down and receive a $6,000 lender credit or a 1% rate reduction in year one - all delivered with the reliable support you know and trust. Let's make the next deal even easier. Connect with us today.
http://GRARate.com/NickCastillo
06/26/2026
Building equity is just one of the many benefits of owning your home, When it comes to filing your taxes, your mortgage interest and home office could play a role in reducing what you owe. She how owning your home could affect how you file.
https://www.originpoint.com/resources/exploring-the-tax-benefits-of-homeownership?LOID=50461
06/24/2026
Rates are back at four-year low and momentum is building. More buyers are re-entering the market. More homeowners are running refinance numbers. When rates move, opportunity moves with them. See what you qualify for and make your next move with confidence.
https://www.grarate.com/article/mortgage-rates-lowest-since-2022?LOID=50461
06/22/2026
Managing multiple balances can feel overwhelming. A HELOC* (Home Equity Line of Credit) may allow you to consolidate credit card debt into one payment - at interest rates significantly lower than most cards. I'll help you explore your options. Learn More.
https://www.grarate.com/article/how-to-use-a-heloc-for-credit-card-consolidation?LOID=50461
06/19/2026
Imagine buying your dream home and keeping your savings in your pocket.
OneDown is designed to make homeownership more accessible. Buyers can take advantage of:
* 1% Down Payment Options
* $6,000 Lender-Funded Grant OR a 1% Rate Reduction for the first year
Don't let the "standard" down payment hold you back. Let's connect to discuss the best option for you!
http://GRARate.com/NickCastillo