Confluent Strategies

Mortgage lenders, wouldn't you like to validate income and employment earlier in the lending process? With Income Verify, you can automatically receive verified applicant insights (e.g., name, SSN, employer name, tenure, and prior-year income) alongside the Equifax Mortgage Credit Report.

Find out more: 🔗⬇

As housing costs continue to climb, affordability pressures are reshaping borrower behavior and financial capacity. For lenders, that means traditional credit indicators may not tell the full story. Explore the latest housing affordability insights and discover how to strengthen your lending strategy. 🔗 ⬇

Credit union colleagues, Laura and Maddie look forward to connecting with you at VolCorp in Nashville this week! Stop by our booth and discover how Confluent Strategies and Equifax help CUs enhance and grow their memberships.

Please join us in welcoming Kristie Goings to Confluent Strategies!

Kristie brings more than two decades of mortgage industry experience and has earned the respect of lenders and industry professionals throughout the Southeast. Known for her relationship-focused approach, strategic insight, and commitment to helping financial institutions grow, she is a valued addition to our mortgage sales team.

We're excited to have her expertise, energy, and industry perspective on board as we continue supporting our partners across the region.

The mortgage industry is entering a new phase defined by persistent affordability challenges and evolving borrower expectations. This Equifax webinar will help lenders learn where the mortgage market is headed and how they can navigate uncertainty while uncovering new growth opportunities.

Register today and join us on Thursday, August 20. 🔗⬇

We look forward to being a part of Kentucky's Credit Unions Annual Meeting and Convention this week. If you're attending, be sure to connect with us at Booth 9.

🥃 And it's not too late to buy tickets to the Great Bourbon Raffle. Together with Equifax, we're sponsoring Lot 27. 🔗⬇

As wealth becomes more concentrated, financial institutions can no longer rely solely on broad-based growth strategies. Discover how to identify and engage households with the greatest potential for deposit growth and long-term relationship value. 🔗⬇

Whether you're actively managing a commercial lending program or looking to build one, we provide exclusive Equifax data and insights to help you monitor your portfolio, spot meaningful changes sooner, and make better lending decisions. Combined with decades of account management expertise, our solutions help banks and credit unions build stronger commercial portfolios. Find out more ⬇

Traditional credit data remains the trusted bedrock in originations, but a K-shaped economy requires a more complete view of the consumer. Join us for this Equifax webinar on Thursday, July 30 to discover how to build resilient and adaptive underwriting frameworks that minimize risks and capture hidden opportunities. Register today 🔗 ⬇