The Credit Firm

NAVY FEDERAL is the BOMB 💣 literally! Our client followed all our steps through her credit repair process, and boom here she go. A $18,000 limit is a nice way to start your summer. HATS OFF!

P.S - 0% APR for 12 Months + Free Balance Transfer 😉

Do you pay your bills on time?

Payment history is a major factor in credit scoring. If you have paid bills late, have collections, or declared bankruptcy, these events will not reflect well in your credit score.

TCF family, did you know that you could build your credit, without spending a ton of money? These accounts do not require you to have a certain credit score for approval, and they DO NOT put a inquiry on your credit file. I have a lot of information to help my clients, but here are two;

1. Kikoff - Unsecured $12 loan that you can pay back over a 12 month period. Kikoff actually GIVE you the $12 upfront and ask you to pay them back $1 per month, to benefit YOU. No hidden fees. This is an ESSENTIAL tool, to build credit, when you have none at all. Yes, it reports to all 3 bureaus. You welcome! 😉 https://kikoff.com

2. Self Lender - Secured Credit Builder Account that gives you 100% of your money back minus a few fees, at the end of your 12-24 month term! Self will also offer you a secured card after paying on time and saving $100 in your credit builder account, that’ll be a good asset when rebuilding credit as well. Yes, you can get this without paying a deposit directly from your pocket! Yes, it reports to all 3 bureaus. You welcome in advance! 😉 https://self.inc/refer/11505397

https://app.acuityscheduling.com/schedule.php?owner=19301066&fbclid=IwAR1OVADiAaCSxBFsJwSw_Bu9am40GNd4D0gKZPm1MGAOm6NIYBIhSlKx828

Credit Tip:

Collection accounts should NOT include late payments!

Why?

‼️ Collections are by default “ late”, in fact that is why it was sent to collections in the first place.

‼️Collection agencies can’t report alleged information before the open date of the collection.

‼️This is considered misleading information and affects you.

We make dreams come true, here at The Credit Firm!

Hmmmm... 🤔 How many people can we help purchase a home before the year is out? WE READY!

Bad credit should be an OLD problem. You agree right?

From me to you... What YOU waiting on? Get signed up NOW! Link in description... 😉

Create a better credit outlook for tomorrow. Remember, you deserve it! 💥

Credit Tip #2:

“Keep the contact information for credit bureaus handy”

The three major credit bureaus are important to contact if you are going to be repairing your credit score. The major three credit agencies can help you by sending you your credit report. If you find an error on your credit report, these are also the companies you must contact in order to correct the problem. You can easily contact these organizations by mail, telephone, or through the internet:

Equifax Credit Information Services, Inc Address: P.O. Box 740241
Atlanta, GA 30374 Telephone: 1-888-766-0008 Online: www.equifax.com

TransUnion LLC Consumer Disclosure Center Address: P.O. Box 1000
Chester, PA 19022 Telephone: 1-800-888-4213 Online: www.tuc.com

Experian National Consumer Assistance Center Address: PO Box 2002
Allen, TX 75013 Telephone: 1-888-397-3742 Online: www.experian.com