Permanent life insurance can be one of the most powerful tools in a financial plan — or one of the most expensive products sold to the wrong person. John breaks down exactly when it makes sense, when it doesn't, and the tax traps most people never see coming.
Feel free to call our office at (469) 742-0283 to schedule some time to discuss the strategy that will be most effective for you to save on taxes.
Subscribe for more tax and wealth-building strategies every week.
The full length video on life insurance can be found here:
https://youtu.be/rUAyG4lYRSs
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CONTACT
US Phone: (469) 742-0283
Email: [email protected]
ABOUT JOHN HARMAN
John Harman is a CPA and founded Harman CPAs and Associates, one of the most successful tax planning companies in the United States. Learn more at https://www.mckinneytax.com
Harman CPAs & Associates
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Based in McKinney, serving clients nationwide. At Harman CPAs & Associates, we go beyond tax returns. Our firm specializes in:
✅ Entity structuring (LLC vs.
We ready to help small business owners and high-income earners reduce tax liability, build lasting wealth, and make smarter year-round decisions through strategic tax, advisory, and accounting services. We help business owners and high-net-worth individuals proactively reduce tax liability and build lasting wealth through strategic tax planning and advisory. S Corp decisions)
✅ Retirement and comp
07/22/2026
Your tax return tells you what happened. Tax planning gives you the opportunity to influence what happens next.
Most people assume their term life policy will expire right when they stop needing it — but for a lot of executives and business owners, that's not how it plays out. John breaks down the coverage gap that shows up at the worst possible time, and what you can still do about it before the window closes.
Feel free to call our office at (469) 742-0283 to schedule some time to discuss the strategy that will be most effective for you to save on taxes.
Subscribe for more tax and wealth-building strategies every week.
The full length video on life insurance can be found here:
https://youtu.be/rUAyG4lYRSs
--------------------------------------------------------------------------------------------------------- SUBSCRIBE
https://www.youtube.com/
~~~~
FOLLOW US:
LinkedIn: https://bit.ly/3YLQswz
~~~~
CONTACT
US Phone: (469) 742-0283
Email: [email protected]
ABOUT JOHN HARMAN
John Harman is a CPA and founded Harman CPAs and Associates, one of the most successful tax planning companies in the United States. Learn more at https://www.mckinneytax.com
Your life insurance policy may be doing its job — but is it doing it optimally? John breaks down why most policies go unreviewed, what's changed in the industry, and what that gap could be costing you.
Feel free to call our office at (469) 742-0283 to schedule some time to discuss the strategy that will be most effective for you to save on taxes.
Subscribe for more tax and wealth-building strategies every week.
The full length video on life insurance can be found here:
https://youtu.be/rUAyG4lYRSs
--------------------------------------------------------------------------------------------------------- SUBSCRIBE
https://www.youtube.com/
~~~~
FOLLOW US:
LinkedIn: https://bit.ly/3YLQswz
~~~~
CONTACT
US Phone: (469) 742-0283
Email: [email protected]
ABOUT JOHN HARMAN
John Harman is a CPA and founded Harman CPAs and Associates, one of the most successful tax planning companies in the United States. Learn more at https://www.mckinneytax.com
Most people have a life insurance policy and have no idea what it's actually doing for them right now. CPA John Harman breaks down the 5 things he sees most often when reviewing policies — outdated coverage, term policies expiring at the worst time, the wrong permanent policy, agents limited to one company, and plans where nobody's talking to each other. Worth 15 minutes. Call for a free review: (469) 742-0283
Click the video link for the full length video:
Many business owners delay hiring because they lack the financial visibility needed to make the decision with confidence. Learn the three bookkeeping metrics that can help you evaluate labor costs, cash flow, and profitability so you can make smarter growth decisions.
Subscribe for more tax and wealth-building strategies every week.
Click the link in the first comment for the full length video:
https://youtu.be/jO26K0hFJY8
~~~~
CONTACT
US Phone: (469) 742-0283
Email: [email protected]
ABOUT JOHN HARMAN
John Harman is a CPA and founded Harman CPAs and Associates, one of the most successful tax planning companies in the United States. Learn more at https://www.mckinneytax.com
06/30/2026
We've been nominated for Best of McKinney, and we'd be grateful for your vote!
Voting is open TODAY starting at 2:00 PM – July 26, and you can vote once per hour per email address.
Please click the link to vote for Harman CPA's and Associates as:
McKinney's Best Bookkeeping/Tax Service
https://starlocalmedia.com/bestof/mckinney/
We truly appreciate your support and the opportunity to serve you!
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06/29/2026
We’re excited to be exhibiting at the 2026 Southwest Dental Conference in Dallas, August 21-22.
Join us at Booth # 419 to see what we’ve been working on.
We can’t wait to connect with the dental community- see you there!
Your vendors are tracking how you pay your bills—and that payment history can directly impact pricing, terms, flexibility, and priority service. Learn how better accounts payable bookkeeping helps build trust, strengthen vendor relationships, and improve your business's financial reputation.
Subscribe for more tax and wealth-building strategies every week.
Click the link in the first comment for the full length video:
https://youtu.be/jO26K0hFJY8
~~~~
CONTACT
US Phone: (469) 742-0283
Email: [email protected]
ABOUT JOHN HARMAN
John Harman is a CPA and founded Harman CPAs and Associates, one of the most successful tax planning companies in the United States. Learn more at https://www.mckinneytax.com
Most business owners think employee retention is a culture issue, but financial consistency often plays a bigger role than they realize. Late payroll, delayed reimbursements, and postponed raises can signal instability to top performers—and those signals often start with your bookkeeping.
Subscribe for more tax and wealth-building strategies every week.
Click the link in the first comment for the full length video:
https://youtu.be/jO26K0hFJY8
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SUBSCRIBE
https://www.youtube.com/
~~~~
FOLLOW US:
Facebook: https://bit.ly/4sR4FWz
LinkedIn: https://bit.ly/3YLQswz
~~~~
CONTACT
US Phone: (469) 742-0283
Email: [email protected]
ABOUT JOHN HARMAN
John Harman is a CPA and founded Harman CPAs and Associates, one of the most successful tax planning companies in the United States. Learn more at https://www.mckinneytax.com
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The information provided in this video should not be construed or relied on as legal advice for any specific fact or circumstance. Its content was prepared by Harman CPAs and Associates, PLLC with its main office at 1402 S Custer Rd, Suite 102
McKinney, TX 75072. This video is designed for entertainment and information purposes only. Viewing this video does not create an attorney-client relationship with Harman CPAs and Associates, PLLC or any of its employees or CPAs. You should not act or rely on any of the information contained herein without seeking professional legal advice.
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1402 S Custer Road Suite 102
McKinney, TX
75070
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |