Encore Wealth Management Group

You may have estimated expenses for travel, hobbies, and everyday living.

But have you considered how healthcare costs could impact your retirement cash flow?

Even modest healthcare expenses can affect long-term retirement projections when they aren't accounted for early.

At Encore, we help clients evaluate a range of retirement expenses, including potential healthcare costs, as part of a personalized financial planning approach designed to support their long-term goals.

Not sure if your current retirement plan considers healthcare expenses? Contact us and we’ll review it together over an initial complementary consultation!

Download our Retirement and Tax Calendar Checklist: https://bit.ly/3SK0QFs

502.412.4050
encorewealthgroup.com
[email protected]

Don't wait until December to think about year-end planning.

Join Encore Wealth Management Group as we host this educational seminar on two timely topics and guest speakers:

- Tax Mitigation Strategies with CPA Rick Fields, Associates in Accounting
- Charitable Giving Strategies with Estate Planning Attorney Emily Monarch, Pitt & Emison

Whether you're looking to be more tax-efficient, determine how to support the causes you care about, or simply gain insights before year-end, this seminar is designed to provide information on these blended topics.

9/16/26
Indiana Wesleyan University
1500 Alliant Ave.
Louisville, KY 40299

Registration is required. https://bit.ly/4ii259t
Contact Cindy Deininger
[email protected]
502-412-4050

Seats are limited.

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Client-bring-a-friend events are created for our clients and their friends. Our objective is to create a comfortable environment to get introduced to people who are open to meeting us and learning more about the comprehensive approach we take to help clients address their financial goals.

Happy Labor Day from the Encore Wealth Management Group Team! Wishing you a safe, relaxing, and enjoyable holiday.

502.412.4050
encorewealthgroup.com
[email protected]

Cheers to Juliana and 10 incredible years!

502.412.4050
encorewealthgroup.com
[email protected]

In observance of Labor Day, our office will be closed on Monday, September 7. We will resume normal business hours on Tuesday, September 8.

502.412.4050
encorewealthgroup.com
[email protected]

A retirement plan should help prepare for more than market volatility.

It should also consider factors such as healthcare expenses, longevity, inflation, and changing income needs throughout retirement.

If it's been a while since you've reviewed your strategy, now may be a good time to revisit your assumptions and determine whether your plan still aligns with your goals.

Getting a second opinion on your retirement plan can help you take a fresh look at your strategy and discuss how evolving factors may influence your financial goals. At Encore, we help clients evaluate these considerations as part of our personalized financial planning approach.

Schedule an initial complementary consultation to discuss insights and opportunities with us about your current strategy.

Download our Retirement and Tax Calendar Checklist: https://bit.ly/3SK0QFs

502.412.4050
encorewealthgroup.com
[email protected]

You may have estimated expenses for travel, hobbies, and everyday living.

But have you considered how healthcare costs could impact your retirement cash flow?

Even modest healthcare expenses can affect long-term retirement projections when they aren't accounted for early.

At Encore, we help clients evaluate a range of retirement expenses, including potential healthcare costs, as part of a personalized financial planning approach designed to support their long-term goals.

Not sure if your current retirement plan considers healthcare expenses? Contact us and we’ll review it together over an initial complementary consultation!

Download our Retirement and Tax Calendar Checklist: https://bit.ly/3SK0QFs

502-412-4050
[email protected]
encorewealthgroup.com

Many people spend years preparing for retirement but never account for one of their largest potential expenses: healthcare.

While Medicare may help cover some costs, retirees often face expenses related to premiums, prescriptions, dental care, vision care, and long-term care needs.

Through a comprehensive financial planning approach, Encore can help evaluate potential retirement expenses, including healthcare costs, and discuss strategies that align with your goals and priorities.

If you’re interested in learning how healthcare expenses could affect your current retirement strategy, we’d be happy to discuss it with you. Contact us for an initial complementary consultation.

Download our Retirement and Tax Calendar Checklist: https://bit.ly/3SK0QFs

502-412-4050
[email protected]
encorewealthgroup.com

This week's question sparked some fun debate: How many holes does a straw have... one or two?

A simple question with surprisingly mixed opinions. Let us know your answer in the comments!

502.412.4050
encorewealthgroup.com
[email protected]

Many people assume Social Security benefits are tax-free — but that’s often not the case.

Depending on your income, part of your benefits may be taxed. Download our resource that can help explain how your Social Security income is taxed and explore strategies that may help lower your tax burden at: https://bit.ly/4gXRIq1.

502.412.4050
encorewealthgroup.com
[email protected]