Hardy Capital Investments

So you just logged in today and saw your account drop the equivalent of a mortgage payment. Or even half your salary.

It feels awful.
It feels like something’s wrong.

And the last thing you want to hear from your advisor is:

📉 “Look at this chart!”
📺 “Ignore the noise!”
🙄 “It’s just volatility!”

That’s not helpful. Because this isn’t just numbers — it’s your life.

Let’s talk about what actually helps when markets feel like they’re gut-punching you:

🧘‍♂️ Step back. Breathe.
This is your brain doing what it’s designed to do — react. But REACTING and DECIDING are two different things.

📆 Zoom out.
Remember Covid? 2008? The tech crash just a few years ago?
Recessions and bear markets have an average lifespan of months.
Recoveries tend to last years.

🎯 Revisit the plan.
* Do you need this money soon?


* Are you still on track for your goals?


Is your cash cushion solid?

In my opinion, volatility is the entry fee for long-term wealth — not a signal to exit the game.

💡 Consider your options.
* Have cash? This could be a buying opportunity.


* In private investments? May offer less correlated to public market swings.


Contributing to retirement accounts? Lower prices = more shares.

🐎 Don’t let the horse (your emotions) drive the carriage (your decisions).

You already have a plan. Stick with it.

And if you’re not sure what the next right move is — let’s talk. You don’t have to navigate this alone.

Thank you to the Finance Society for having me speak to your students!

Prof. Joshua Spizman and Ryan Yamash*ta were fantastic hosts and it was good to see students engaged and curious.

We’ve hired a few students from LMU and look forward to finding more students with good talent and helping those progress in the industry.

I will always be open to helping others as so many have helped me along my own journey.

STUDENTS if you would like any follow up or have more questions please feel free to book something on my calendar here:
www.Calendly.Com/hardycap

Thank you to Riskalyze for listing us as one of the Top Advisor Websites for 2022!

We have put an incredible amount of work into the site over the last several years and it is an honor to be recognized by our peers.

Riskalyze works with thousands of advisors across the country and to be selected as one of the best is truly a great honor and is a testament to all of the team members who have made it happen.

Thank you!

The Top 22 Advisor Websites of 2022 We’ve rounded up the top 22 financial advisor websites of 2022 that your firm can use as inspiration in your next website redesign.

Looking to get started on your own personal financial journey but aren’t sure where to begin? Here are the first 3 steps you should take once you are ready to get serious about your finances…

[Start Here] The Ultimate Guide to Starting Your Financial Journey — Hardy Capital

Sometimes it’s good to remind yourself to take some time off.

and I are getting some we’ll deserved sunshine today.

He’s playing great through the first round!

5 Financial Topics to discuss with your Significant other this Valentines Day

Money can be a touchy and complicated topic for some people. Things might get even more complex as two people with different financial backgrounds come together and share their lives with one another. Therefore, early and clear communications about finances are key to preventing misunderstandings in the future.

Please join me in wishing our very own Liam Wall a well deserved Congratulations on passing his Series 65!

The series 65 the first step in every young associate’s career into becoming a financial advisor and Liam has been working diligently to make that goal come true.

Liam has been an incredible asset to and we look forward to seeing his continued growth at the firm!

Congratulations Liam!

Good morning! Here's a quick recap of the stock market from 1/24/2021 to 1/28/2021.

📈 NASDAQ: 13,770.57 +0.01%
📈 S&P 500: 4,431.85 +0.77%
📈 DOW Jones Industrial: 34,725.47 +1.34%
📉 RUSSELL 2000: 1,968.51 -0.98%
📉 10 YR TREASURY YIELD: 1.7820 -0.06%
📉 iShares MSCI EAFE ETF: 74.73 -2.11%
📉 Vanguard REIT: 104.95 -0.27%
📉 Volatility Index: 27.66 -4.12%

Good afternoon! Here's a quick recap of the stock market from 1/18/2021 to 1/21/2021.

📉 NASDAQ: 13,768.92 -7.55%
📉 S&P 500: 4,397.94 -5.67%
📉 DOW Jones Industrial: 34,265.37 -4.55%
📉 RUSSELL 2000: 1,987.92 -8.07%
📉 10 YR TREASURY YIELD: 1.7470 -4.38%
📉 iShares MSCI EAFE ETF: 76.34 -3.46%
📈 Vanguard REIT: 105.23 -3.87%
📈 Volatility Index: 28.85 +42.05%

Good morning! Here's a quick recap of the stock market from 1/10/2021 to 1/14/2021.

📉 NASDAQ: 14893.75 -0.28%
📉 S&P 500: 4,622.85 -0.30%
📉 DOW Jones Industrial: 35,911.81 -0.88%
📉 RUSSELL 2000: 2,162.46 -0.80%
📈 10 YR TREASURY YIELD: 1.772 +1.49%
📉 iShares MSCI EAFE ETF: 79.00 -0.10%
📉 Vanguard REIT: 109.47 -1.41%
📈 Volatility Index: 19.19 +2.29%

Good morning! Here's a quick recap of the stock market from 1/3/2021 to 1/7/2021.

📉 NASDAQ: 14,935.90 -4.53%
📈 S&P 500: 4,677.03 -1.87%
📈 DOW Jones Industrial: 36,231.66 -0.29%
📈 RUSSELL 2000: 2,179.81 -2.92%
📈 10 YR TREASURY YIELD: 1.771 +8.78%
📈 iShares MSCI EAFE ETF: 78.77 +0.11%
📈 Vanguard REIT: 111.03 -4.29%
📉 Volatility Index: 18.76 +8.94%