25 years in this business.
Long enough to have lived through the dot-com crash, '08, COVID, and every regulatory change in between.
Long enough to know the most important variable in your retirement isn't the market โ it's having someone who's been through enough cycles to make calm decisions when the market isn't.
Still learning. Still independent. Still here.
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
Jeung Agency
Independent financial advisor serving clients nationwide. Life insurance, retirement planning, wealth management & estate planning. Free consultation.
Ex-Merrill Lynch. 5-Star rated. -JEUNG AGENCY
-5 Star Google Rated
-Online / Zoom Appointments
-Partnering with 70 A+ Financial Institutions
-Servicing CA,NV,WA,OR,AZ,TX,FL,NJ,MD,GA,SC,NC
-Comprehensive Financial Planning Services
-Life Insurance: IUL, Term, Whole Life (Instant Approvals, NO EXAM)
-Retirement Planning: IRA,Roth IRA, IRA Rollover
-Wealth Management: Taxable Accounts, Estate Planni
English-speaking parents. Korean-speaking parents. Same trusted advisor.
For Korean American families, language is more than convenience โ it's whether your parents actually understand what you're planning together.
I serve both generations, in whichever language you're most comfortable.
ํ๊ตญ์ด ์๋ด ๊ฐ๋ฅํฉ๋๋ค.
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
#ํ๊ตญ์ด์๋ด
Many Korean American families face the same problem:
Mom and Dad prefer Korean. The kids prefer English. The advisor only speaks one language โ so someone's always translating, or worse, someone's being left out of their own family's financial decisions.
I'm Korean American. UC Berkeley graduate. Independent since 2011. Bilingual EN / KO.
One advisor for the whole family. One source of truth across generations.
ํ๊ตญ์ด ์๋ด ๊ฐ๋ฅํฉ๋๋ค.
๐ง [email protected]
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
#ํ๊ตญ์ด์๋ด
Are you a California teacher in CalSTRS or a state/city employee in CalPERS? ๐๐๏ธ Your pension might only cover 50-70% of your income. Between mortgages, car payments, and medical bills, that 30-50% gap is a reality that won't close itself.
At Jeung Agency, we help public employees build supplemental retirement plans that capture market growth without ever losing a dollar when the market crashes. ๐โก๏ธ๐
โ
403(b) & 457 Accounts
โ
Fixed Indexed Annuities
โ
IUL Strategies
We are 5-star rated on Google and licensed in all 50 states. Secure your future now.
๐ Visit JeungAgency.com (Link in Bio) to secure your future today.
Korean (ํ๊ตญ์ด)
์บ๋ฆฌํฌ๋์์ CalSTRS ๊ต์ฌ๋ถ๋ค์ด๋ CalPERS ์ฃผ/์ ๊ณต๋ฌด์๋ถ๋ค, ๊ผญ ํ์ธํ์ธ์! ๐๐๏ธ ์ํด ํ ์ฐ๊ธ์ด ํ์ฌ ์๋์ 50~70%๋ง ์ถฉ๋นํ๋ค๋ ์ฌ์ค์ ์๊ณ ๊ณ์
จ๋์? ์ฃผํ ํ ๋ถ๊ธ, ์๋์ฐจ ํ์ด๋จผํธ, ์๋ฃ๋น ๋ฑ์ ๊ณ ๋ คํ๋ฉด 30~50%์ ์๋ ๊ณต๋ฐฑ์ ์ค์ค๋ก ํด๊ฒฐ๋์ง ์๋ ๋์ ํ ํ์ค์
๋๋ค.
Jeung Agency๋ ๊ณต๋ฌด์๋ถ๋ค์ ์ํด ์์ฅ ์์น๊ธฐ์๋ ์์ต์ ํ๋ณดํ๊ณ , ํ๋ฝ์ฅ์์๋ ์๊ธ์ ์๋ฒฝํ ๋ณดํธํ๋ ๋ณด์ถฉ ์ํด ํ๋ ์ค๊ณ๋ฅผ ์ ๋ฌธ์ผ๋ก ํฉ๋๋ค. ๐โก๏ธ๐
โ
403(b) ๋ฐ 457 ๊ณ์ข
โ
์ง์ํ ์ฐ๊ธ (Fixed Indexed Annuities)
โ
IUL ์ ๋ต
์ ํฌ๋ ๊ตฌ๊ธ 5์ฑ๊ธ ํ์ ์ ๋ณด์ ํ๊ณ ์์ผ๋ฉฐ, ๋ฏธ๊ตญ 50๊ฐ ์ ์ญ์์ ๋ผ์ด์ ์ค๋ฅผ ๊ฐ์ถ๊ณ ์์ต๋๋ค. ์ง๊ธ ๋ฐ๋ก ์ค๋นํ์ญ์์ค.
๐ JeungAgency.com (ํ๋กํ ๋งํฌ)์์ ๋น์ ์ ๋ฏธ๋๋ฅผ ์ค๊ณํด ๋๋ฆฝ๋๋ค.
#๏ธโฃ Hashtags
English:
Korean:
#์ํด์ค๋น #๋ฏธ๊ตญ์ํ #์บ๋ฆฌํฌ๋์๊ต์ฌ #๋ฏธ๊ตญ๊ณต๋ฌด์ #์ฌ์ ์ค๊ณ #์ํด์ฐ๊ธ #์ฌํ
ํฌ #๋ฏธ๊ตญ๋ณดํ #์์ฐ๊ด๋ฆฌ #์ํดํ๋
Convenience is great, but don't pay the price for the next 30 years! ๐ Buying life insurance in 5 minutes on your phone might be easy, but it often comes with higher premiums that add up over decades. At Jeung Agency, we shop over 70 carriers to find you the best rate possibleโno medical exams, fast approvals, and often same-day results. Get the same convenience, but at a much better price! ๐ฐโจ
ํธ๋ฆฌํจ๋ ์ข์ง๋ง, ํฅํ 30๋
๋์ ๋ ๋น์ผ ๋ณดํ๋ฃ๋ฅผ ๋ผ ํ์๋ ์์ต๋๋ค! ๐ ํด๋ํฐ์ผ๋ก 5๋ถ ๋ง์ ์๋ช
๋ณดํ์ ๊ฐ์
ํ๋ ๊ฒ์ ๊ฐํธํด ๋ณด์ด์ง๋ง, ์์ญ ๋
๋์ ์์ด๋ ๋์ ๋ณดํ๋ฃ๋ฅผ ์ง๋ถํ๊ฒ ๋ ์๋ ์์ต๋๋ค. Jeung Agency๋ 70๊ฐ ์ด์์ ๋ณดํ์ฌ๋ฅผ ๋น๊ตํ์ฌ ๊ฐ์ฅ ์ ๋ ดํ ๋ณดํ๋ฃ๋ฅผ ์ฐพ์๋๋ฆฝ๋๋ค. ๊ฑด๊ฐ ๊ฒ์ง ์์ด ๋น ๋ฅธ ์น์ธ์ด ๊ฐ๋ฅํ๋ฉฐ, ๋น์ผ ์น์ธ๋ ๊ฐ๋ฅํฉ๋๋ค. ํธ๋ฆฌํจ์ ๊ทธ๋๋ก, ๊ฐ๊ฒฉ์ ํจ์ฌ ์ ๋ ดํ๊ฒ ์ค๋นํ์ธ์! ๐ฐโจ
๐ Visit JeungAgency.com or click the link in bio for a free quote!
#์ฌ์ ์๋ด #์ํด๊ณํ #์๋ช
๋ณดํ #์์ฐ๊ด๋ฆฌ #๋ฏธ๊ตญ๋ณดํ #์ฌํ
ํฌ #๋ณดํ๋ฃ์ ์ฝ #๋ฏธ๊ตญ์ํ #์บ๋ฆฌํฌ๋์ #๋ณดํ์ค๊ณ
Most advisors only handle one or two of these. That's the problem.
A real financial plan integrates all four:
1๏ธโฃ PROTECTION โ life, disability, long-term care
2๏ธโฃ INVESTMENTS โ 401(k), IRA, brokerage
3๏ธโฃ RETIREMENT INCOME โ IUL, fixed index annuities, pension max
4๏ธโฃ ESTATE & LEGACY โ trusts, beneficiaries, IRC ยง7702
When these four work together, your money compounds with less friction, fewer surprises, and a clearer path.
When they don't โ you end up with overlapping coverage, tax inefficiency, and gaps you didn't see coming.
Save this. Share it with anyone whose advisor only handles part of the picture.
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
05/03/2026
Most people who own an IUL don't actually know what they own.
Properly designed: tax-free retirement income, generational wealth transfer, downside protection, access to cash value during your lifetime.
Poorly designed: an expensive policy that barely outperforms a savings account โ sold by an advisor who didn't understand the structure.
The structure is everything.
If you have an existing IUL and want a second opinion โ DM me. I'll review it for free.
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
Three things shape every Jeung Agency engagement:
โ The training of a wirehouse (Merrill Lynch)
โ The rigor of Cal (UC Berkeley)
โ The freedom to put the client first (independent since 2011)
Most advisors have one or two. The combination is rare โ and it's what every conversation with me starts with.
If you want all three working for your family, let's talk.
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
04/29/2026
15 years independent. Same client-first promise from day one.
When clients ask why my recommendations don't push a particular firm's products โ this is why. There's no parent company in my recommendation chain. Just you, your situation, and 70+ carriers I can shop on your behalf.
If you've been wondering whether "independent" actually makes a difference โ the answer is yes. And it's the difference that matters.
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
04/26/2026
In 2011, I walked away from Merrill Lynch.
Not for a bigger offer. Because I was tired of the question every wirehouse advisor secretly asks themselves: am I recommending this because it's right for the client โ or because it's what we sell this quarter?
Independence answers that question once and for all. When you sit across from me, what's on the table is what I genuinely think is best for you. That's it.
15 years later, I'm still proud of that decision.
If you want a financial advisor whose only loyalty is to your situation โ let's talk.
๐ Los Angeles ยท serving clients in all 50 states
๐
Book on this link here โ https://calendly.com/jeungagency/freestrategycall
(zero obligation. Just a free strategy call to see if I can help.)
```
A 25% Head Start on Your Long-Term Care ๐ก๏ธ๐ฐ
๋กฑํ
์ผ์ด๋ฅผ ์ํ 25% ๋ณด๋์ค ํํ
Caption:
Most people worry about how to fund long-term care without draining their retirement savings. At Jeung Agency, we use a powerful strategy that puts your money to work immediately.
By utilizing an annuity specifically designed to fund life insurance, you can secure a 25% immediate bonus on your deposit. This isn't just a savings accountโitโs a dual-purpose strategy that provides:
โ
25% Immediate Bonus: A massive boost to your leverage from Day 1.
โ
Life Insurance Funding: Creating a tax-advantaged pool for care or a legacy for your heirs.
โ
Asset Efficiency: Repositioning underperforming assets into a guaranteed care plan.
Don't wait until a health crisis limits your options. Secure more coverage with a 25% head start today. ๐ฆ
๐ Link in Bio to book a Free Zoom Consult
๐ JeungAgency.com
๐ฑ Call/Text: 510-449-2396
ํ๊ตญ์ด ๋ด์ฉ:
์ํด ์๊ธ์ ์ถ๋ด์ง ์๊ณ ์ฅ๊ธฐ ๊ฐํธ(Long-Term Care) ๋น์ฉ์ ๋ง๋ จํ๋ ๋ฐฉ๋ฒ, ๊ณ ๋ฏผ๋์์ฃ ? **์ ์
์์ด์ ์(Jeung Agency)**๋ง์ ํน๋ณํ ์ ๋ต์ ์๊ฐํฉ๋๋ค.
์๋ช
๋ณดํ ์๊ธ์ ๋ง๋ จํ๊ธฐ ์ํด ์ค๊ณ๋ ํน์ ์ฐ๊ธ์ ํ์ฉํ๋ฉด, ์์น ์ฆ์ 25%์ ๋ณด๋์ค ํํ์ ๋ฐ์ผ์ค ์ ์์ต๋๋ค. ์ด๊ฒ์ ๋จ์ํ ์ ์ถ์ด ์๋, ์์ฐ์ ๊ฐ์น๋ฅผ ๊ทน๋ํํ๋ ์ ๋ต์
๋๋ค:
โ
์ฆ์ 25% ๋ณด๋์ค ์ง๊ธ: ์ฒซ๋ ๋ถํฐ ์์ฐ์ ๋ ๋ฒ๋ฆฌ์ง๋ฅผ ๊ทน๋ํ.
โ
์๋ช
๋ณดํ ์ฐ๊ณ: ๊ฐํธ ๋น์ฉ์ด ํ์ํ ๋๋ ํํ์ผ๋ก, ์ฌ์ฉํ์ง ์์ ์์๋ ์์ ์์ฐ์ผ๋ก ํ์ฉ.
โ
ํจ์จ์ ์ธ ์์ฐ ์ฌ๋ฐฐ์น: ์์ต๋ฅ ์ด ๋ฎ์ ์์ฐ์ ํ์คํ ๋ณด์ฅ ๊ณํ์ผ๋ก ์ ํ.
๋ ๋ฆ๊ธฐ ์ ์ 25% ๋ณด๋์ค์ ํจ๊ป ๋ ๋ ํ ๋ฏธ๋๋ฅผ ์ค๊ณํ์ธ์. ๐ฆ
๐ ๋ฌด๋ฃ ์ค(Zoom) ์๋ด ์์ฝ์ ํ๋กํ ๋งํฌ๋ฅผ ํด๋ฆญํ์ธ์.
๐ฑ ์ ํ/๋ฌธ์: 510-449-2396
#์ํด์ค๋น #๋ฏธ๊ตญ์ํ #์ฌํ
ํฌ #์์ฐ๊ด๋ฆฌ #๋กฑํ
์ผ์ด #5104492396
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5670 Wilshire Boulevard
Los Angeles, CA
90036
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| Monday | 9am - 9pm |
| Tuesday | 9am - 9pm |
| Wednesday | 9am - 9pm |
| Thursday | 9am - 9pm |
| Friday | 9am - 9pm |
| Saturday | 9am - 3pm |