Joshua Berman, Consultant at Rowin Insurance

As many of you have noticed, I made a move to a wonderful, full service, concierge-style insurance cunsultancy. While Quantum is known for serving celebrity and high-net-worth clients, I am still able to take care of my legacy clients as well as friends and family. We service the entire United States, so please feel free to connect with me about any insurance related question and I can give you thoughtful, free advice.

Helping to build better futures for others is a great legacy to leave behind. If you're thinking about donating to charities as beneficiaries, here are some things to consider.

Legacy gifting—Consider charities as beneficiaries | New York Life Planned giving is the process of leaving a legacy gift to a beneficiary of your choice. Learn from New York Life how to choose a non-profit as your beneficiary.

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

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As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along the way, but please get in touch if you'd like some professional guidance.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Starting college funds for grandchildren | New York Life Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

RMDs - Learn about required minimum distributions | New York Life Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, their rules and how RMDs can be used.

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Insurance company financial strength ratings—Learn what matters | New York Life Financial strength or insurance ratings indicate an insurance company's ability to pay policyholder claims. Learn how important these ratings are from New York Life.

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Debt is stressful and confusing. I can help you get you some clarity and build a strategy that gives you confidence in your financial future. Let’s touch base today!

Debt management—Keep debt from limiting your future | New York Life The pressure to pay off debt can feel overwhelming. Discover with New York Life how managing debt allows you to pay it over time without limiting your future.