Kevin Lum - Retirement Made Simple

Want less financial stress in retirement? 🤔 A CFP explains what’s worth buying ahead of time 👉 https://www.gobankingrates.com/retirement/planning/kevin-lum-buy-these-things-before-retiring/

Still trying to get this selfie thing down.

📊 Did you know only 10% of retirees plan on delaying Social Security benefits until age 70?

That statistic surprised me.

Here's why it matters:

✅ Delaying benefits until 70 can increase your monthly payout by up to 32%

✅ For many, this strategy maximizes lifetime benefits and provides a hedge against longevity risk and inflation.

✅ It can significantly boost survivor benefits for a spouse

But delaying isn't always the best choice. Consider claiming earlier if:

↳ You have health concerns or a family history of shorter lifespans
↳ You want to enable a higher-earning spouse to delay their benefits

→ What factors are you considering in your Social Security claiming decision?

Send a message to learn more

About 80 percent of older adults live in homes they own - with a massive amount of equity in their home as prices rise.

However, current interest rates make it hard to access that pot of money.

First Day of School.

We have a 3rd grader, and we couldn’t be more proud of the amazing young woman she’s becoming. Wherever she goes, she brings joy with her.

New YouTube video on the biggest regrets people have in retirement.

5 BIG Purchases Retirees (Almost) Always Regret! ✅ *FREE RETIREMENT ASSESSMENT* ✅ http://freeassessment.foundryfinancial.netIn today's video, we are going to discuss the "5 BIG Purchases Retirees (Almost) ...