Serenity Wealth Management

2024 contribution limits are live: Employees can defer up to $23,000 into workplace plans, up from $22,500 in 2023, and you can contribute up to $7,000 for individual retirement accounts in 2024, up from $6,500.

Reach out today to learn more about what this means for your .

IRS announces 2024 retirement account contribution limits: $23,000 for 401(k) plans, $7,000 for IRAs The IRS has increased the 401(k) plan contribution limits for 2024, allowing employees to defer up to $23,000 into workplace plans, up from $22,500 in 2023.

With the spooky season in full swing, we've been reading about these common horror stories from U.S. News & World Report. But don't worry - our experts are here to make sure your experience is much less scary.

Give us a call today to get the tools you need to start building a solid plan for your financial future.

Avoid Becoming One of These 8 Retirement Horror Stories Learn about the mishaps that could lead to dark days in retirement.

The best day to start preparing for your , as many financial advisors will tell you, was yesterday. The next best day is today. Don't let economic or unpredictable life events derail your hard work - contact us today to see how we can help you prepare.

Just How Important Is It to Begin Planning Early for Retirement? An unpredictable economy and unforeseen life events can create a “financial vortex” that makes it difficult to save over the long term and invest for retirement, according to a recent survey from Goldman Sachs. The list of volatile economic factors won’t surprise anyone living in today’s eco...

Receiving benefits? Your payment will increase on Dec. 29 thanks to a just-announced 3.2% Cost of Living Adjustment (COLA) for 2024. Read more about how 2023's 40-year high plays a role in the calculation:

Social Security recipients will see a cost-of-living increase of 3.2% in 2024 It's a smaller bump than the 8.7% COLA increase beneficiaries received for this year, reflecting the gradual decrease in inflation over the past year.

Whether you're new to life insurance or looking to review your coverage, this primer from Yahoo Finance breaks it down. Learn why life insurance is an essential part of your financial plan and how it can help protect your family - get in touch today to discuss your options. 💕👪

The total guide to life insurance Life insurance is a contract that provides financial protection if you die. Learn about types of life insurance policies and how to get coverage.

By 2030, one out of five Americans will reach age. Even if that one is not you, it's not too early to plan for your income needs after you retire. Check out this 10-year playbook from Kiplinger, then give us a call today to get started.

A 10-Year Checklist For Retirement Planning Ten years before you retire is a good time to start preparing so you're in great shape when the time comes.

In this time of market uncertainty and high interest rates, we can help you minimize and maximize growth opportunities with fixed indexed (FIAs). Call or visit us to learn more about top products!

With Interest Rates Near Their Peak, Fixed Index Annuities Are Worth A Closer Look A fixed index annuity offers the potential for higher interest rates than bank products and protects your principal from loss.

Buzz about a potential government is high, with just five days left for Congress to reach a funding agreement.

Concerned about how you'll be affected? Read about steps you can take to stay in control of your finances and call us today to discuss your options.

4 Tips for Retirees in a Government Shutdown A looming government shutdown may be scary, but as a retiree you can control your own finances to stay afloat.

It's critical to claim your benefits at the right time FOR YOU. Let's talk about what that looks like - reach out today.

Why so many people make this big Social Security mistake A new working paper dives into the reasons why many Americans take Social Security earlier than they should.

riders - add-ons to your contract that can provide additional living or death benefits - can help customize your policy to your specific financial needs. Reach out today to discuss your options.

Annuity Riders, Explained | ThinkAdvisor It's important to weigh the cost of an annuity rider against the potential benefits.

The list below may seem daunting, but with a proper financial plan, you can minimize the effects of elements like inflation and longevity on your secure . That's where we come in - reach out today to get started.

Retirement Risks: Concerns & Challenges Facing Retirees Learn how to mitigate potential retirement risks while you are still saving for retirement, which can help preserve your income stream long after you retire.

is a very real challenge to a secure retirement, and one age group seems to be feeling the pressure more than most.

Are you reimagining your later years? Reach out today to see how we can help you navigate your specific financial needs.

Longevity is challenging people to reimagine their later years. One age cohort is 'carrying the most stress and burden,' research finds As people live longer lives, there is a new emphasis on wealth and health. But not all generations are feeling fully prepared, research finds.