Richard Susanto Agency

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

As summer ends, it is a good time to make sure your commercial insurance coverage still reflects your business.

A quick review can help identify changes in:
• Property values
• Payroll
• Company vehicles
• Equipment and inventory
• Day-to-day operations

Updates to any of these areas can affect your protection and leave unexpected coverage gaps. Richard Susanto Insurance Agency is available to help you review your policies and determine whether adjustments may be needed.

Schedule your commercial insurance review today.

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting there. Here are a few tips to keep in mind:

🔵Walking to school? Stick to sidewalks, cross only at crosswalks, make eye contact with drivers before stepping into the street, and always walk in a group when possible.

🔵Riding a bike? A properly fitted helmet is non-negotiable. Remind students to ride on the right side of the road with traffic, come to a complete stop before crossing, and choose a route with minimal intersections and light traffic.

🔵Taking the bus? Students should stand at least 6 feet back from the curb when waiting for a bus, wait for the bus to come to a complete stop before boarding, and never walk behind or in front of a bus without making eye contact with the driver first.

🔵Getting dropped off? If you drive your child to school, obey school zone speed limits, follow your school's drop-off procedure, and never pass a bus that is loading or unloading children.

🔵Teen drivers? Review the basics of safe driving. This includes, but is not limited to, having all passengers wear seatbelts, putting devices away while driving, and driving the speed limit.

We hope you find these tips helpful as students transition back to school. As always, if you have any needs or questions, do not hesitate to reach out to our team. We are happy to help.

For construction companies, vehicles are more than transportation; they’re part of the job. From hauling crews and materials to moving tools and equipment between sites, your autos help keep work moving. That’s why commercial auto insurance is a key piece of protection for construction businesses.

Swipe through to see what coverage may matter most for your construction company.

If you have any questions about commercial auto insurance, reach out today. Our team is here to help you find the coverage that fits your business.

College move-in comes with a lot to coordinate. Insurance should be on the checklist, too.

When a student heads to campus, it may be a good time to review:
• Auto coverage, especially if the student will not have regular access to a vehicle
• Renters insurance for an off-campus apartment
• Personal property coverage for laptops, phones, furniture, and other belongings
• Liability coverage for living arrangements on or off campus

Coverage can vary, so a quick review before move-in can help you understand what may need attention. Contact Richard Susanto Insurance Agency to talk through your student’s next steps.

The kids are heading back to school, the summer months are coming to an end, and routines are kicking back in. This transition makes it a natural time to ensure your commercial coverage keeps pace with where your business is right now.

If it has been a while since your last coverage review or if your insurance needs are shifting, we are here to help. Give us a call today and let us take a look together.

Wildfire season is here, and ensuring that you and your loved ones are prepared is a crucial step. Beyond memorizing evacuation routes and packing a go-bag, reviewing your homeowners and auto insurance policies can be a key step to help prepare in case the worst were to happen.

That said, it’s a good idea to confirm that your homeowners or renters policy covers fire, smoke, and ash damage, and check your auto policy if you want coverage for your vehicle as well, since that typically falls under a comprehensive auto policy rather than homeowners coverage.

Additionally, look at your additional living expenses limits and ask yourself honestly whether they would cover your costs if you were displaced for several weeks or longer.

If you have questions about your current coverage, or if you want to talk through layering on policies to help protect your belongings in case of a wildfire, don’t hesitate to reach out to our team. We are here to help protect what you have built.

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

Construction projects are complex, and insurance claims can arise from a wide range of situations. Knowing what the most common claims look like and what steps can reduce the risk of facing them is one of the most important things a construction business can do to protect its projects and its bottom line.

Swipe through for a breakdown of several common construction insurance claims and practical prevention tips for each.

If you have questions about your construction coverage, don’t hesitate to give our team a call. We are here to help make sure your operation is fully protected.