Wendy Wright, LMFT, Financial Therapy Solutions

Wendy Wright, LMFT, Financial Therapy Solutions Licensed Marriage & Family Therapist, Financial Therapist, Money Mentor

“We'll talk about the inheritance later.”But what happens when later never comes?Money conversations within families can...
10/10/2026

“We'll talk about the inheritance later.”

But what happens when later never comes?

Money conversations within families can be complicated by years of unspoken expectations, grief, guilt, and the Money Stories we've carried since childhood.

I've seen how two family members can sit down to discuss the exact same inheritance and walk away having experienced two completely different conversations.

That's why I often encourage people to start by “talking about talking about it.”

Before getting into the numbers, ask:

💚 What feels difficult to say?
💚 What are we afraid might happen?
💚 What would help this conversation feel safer?

We spend so much time preparing the financial side of a wealth transfer. It's important that we prepare the people involved, too.

In Part 2 of my Wealth Transfer Dynamics series, I'm exploring three common challenges that can make giving or receiving wealth so emotionally complicated.

Read the full blog here:
https://wendywrightfinancialtherapy.com/common-wealth-transfer-pain-points/

10/09/2026

Sometimes the thing keeping you from dealing with money isn’t the money itself.

It’s the thought that says, “I should already know how to do this.”

Maybe it’s figuring out how to log into an account. Opening a statement you’ve been avoiding. Making a phone call. Asking a question that feels like something you should already know.

So you put it off.

Six months pass. Then a year.

And now there’s shame about the original question and shame about how long you’ve waited.

This is one of the reasons removing judgment is such an important part of my approach to financial therapy. We can’t go back and change what you didn’t do six months ago—but we can get curious about what made it so difficult and help you begin from where you are today.

I loved talking with Mitch from Legacy After Loss Financial about this on his Wins for Widows podcast, where we explored what can happen to our relationship with money after loss and how avoidance can show up in everyday financial tasks.

🎧 Watch the full conversation with Mitch on YouTube: https://youtu.be/xUD1BO0B9QM?si=HrWOHLj8gKhE8IKc

What did your family teach you about money before anyone ever sat you down to explain it?Maybe you heard things like “mo...
10/07/2026

What did your family teach you about money before anyone ever sat you down to explain it?

Maybe you heard things like “money is tight” or “save everything.” Maybe money simply wasn’t talked about at all.

Those experiences don’t disappear when we grow up. They become part of our Money Story — shaping what feels safe, stressful, possible, or off-limits when it comes to money.

And those patterns can become especially important when wealth moves from one generation to the next.

Because a wealth transfer isn’t only about the numbers being passed down. It can also bring decades of family beliefs, expectations, emotions, and unspoken rules about money into the room.

That’s why understanding your Money Story matters.

I’m exploring this more in my latest blog on The Great Wealth Transfer — including what families may want to understand before money ever changes hands.

Read the full blog → https://wendywrightfinancialtherapy.com/great-wealth-transfer/

When was the last time you asked yourself how you actually want your relationship with money to feel?Not how much you sh...
09/30/2026

When was the last time you asked yourself how you actually want your relationship with money to feel?

Not how much you should have saved.
Not whether you’re doing everything “right.”
Not what you think you should have figured out by now.

Your financial behavior didn’t develop in a vacuum. Family experiences, relationships, cultural messages, fear, shame, and the beliefs you’ve developed about yourself can all become part of your Money Story.

Understanding that story doesn’t mean staying stuck in the past. It can help you understand what’s happening now — and begin considering what you want to feel differently moving forward.

So instead of ending the month with another list of things to “fix,” try asking:

What do I want my relationship with money to feel like?

If you’d like support exploring that question, schedule a free 20-minute Discovery Call with me → https://wendywrightfinancialtherapy.com/discovery-call/

09/29/2026

“I’ve never told anyone this before.”

I hear this from clients more often than you might think.

Money can hold things we’ve never said out loud before. Experiences we’ve carried quietly. Decisions we feel ashamed of. Fears we haven’t known how to talk about.

Sometimes, part of healing your relationship with money is simply having a place where you can finally talk about those things without judgment.

That’s part of what financial therapy can offer: a safe space to explore what’s underneath your relationship with money with compassionate curiosity and zero judgment.

If there are parts of your Money Story you’ve never felt comfortable talking about, you don’t have to figure them out alone. Schedule a free 20-minute Discovery Call to explore what financial therapy could look like for you → https://wendywrightfinancialtherapy.com/discovery-call/

09/28/2026

“I should know better.”
“I should be better with money.”
“I should have my act together by now.”

We often try to “should” ourselves into being better with money. But has being hard on yourself actually helped you change?

Instead of “Why did I do that?” try “What was happening for me when I made that choice?”

Instead of “Why can’t I stick to my plan?” try “What makes this plan difficult to sustain?”

Compassionate curiosity doesn’t mean excusing patterns you want to change. It gives you a different place to begin understanding them — without shame or judgment.

What might change if you got curious about your money choices instead of criticizing yourself for them?

If you’re tired of trying to shame yourself into being “better” with money, you don’t have to keep doing it alone. Schedule a free 20-minute Discovery Call to explore a different approach → https://wendywrightfinancialtherapy.com/discovery-call/

The way you talk to yourself about money matters.“I’m bad with money.”“I always mess this up.”“I should know better by n...
09/24/2026

The way you talk to yourself about money matters.

“I’m bad with money.”
“I always mess this up.”
“I should know better by now.”

When you notice thoughts like these, you don’t have to force yourself to replace them with something positive.

Instead, try getting curious.

What happened before this choice?
What am I feeling here?
What can I learn from this?
What might feel more sustainable next time?

In my Financial Therapy approach, I come back again and again to abundant compassionate curiosity and zero judgment.

Because sometimes the way we speak to ourselves about money can point us toward beliefs we’ve been carrying for a very long time.

If you’re ready to explore what may be underneath your own money patterns, I wrote more about this in “Are Your Money Beliefs Keeping You Stuck?”

Read the blog here: https://wendywrightfinancialtherapy.com/are-your-money-beliefs-keeping-you-stuck/

What do you say to yourself after you make a money decision you regret?“I should know better.”“Why am I so bad at this?”...
09/23/2026

What do you say to yourself after you make a money decision you regret?

“I should know better.”

“Why am I so bad at this?”

“I can’t trust myself with money.”

Those thoughts can feel like accountability. They can even feel motivating.

But if criticizing yourself makes you want to avoid your money, create another rigid rule, or become afraid of making your next decision, it may not be helping in the way you think.

This is why I talk so much about compassionate curiosity in Financial Therapy.

The goal isn’t to let yourself off the hook. It’s to understand what was happening underneath the behavior so you have more information to work with next time.

Sometimes you don’t need a more positive statement.

You simply need a better question.

In my latest blog, I’m sharing some of those questions and exploring how your Money Story can influence the way you speak to yourself about spending, saving, earning, and financial decisions.

Read the full blog here:

https://wendywrightfinancialtherapy.com/money-self-talk/

09/22/2026

Have you ever caught yourself thinking, “I should be further along with money by now”?

Maybe you thought you’d have more saved. Maybe you thought you’d be out of debt. Maybe you thought you’d finally feel confident with money.

But those money “shoulds” often carry something else with them: judgment.

Judgment might motivate you for a little while, but it rarely creates the kind of sustainable, satisfying relationship with money we’re actually looking for.

And sometimes we reach the milestone we thought would finally make us feel better—only to discover that the feelings underneath it are still there.

There is no age or financial milestone where you’re supposed to have your relationship with money completely figured out.

I explore this more in Why Reaching the Next Financial Milestone Doesn’t Always Bring Peace.

Read the full article: https://wendywrightfinancialtherapy.com/why-financial-milestones-dont-bring-peace/

Sometimes financial behaviors are about more than the numbers.Constantly checking your accounts. Feeling guilty after sp...
09/17/2026

Sometimes financial behaviors are about more than the numbers.

Constantly checking your accounts. Feeling guilty after spending. Creating rigid rules. Avoiding purchases altogether. Feeling like you need to know exactly what will happen next.

These behaviors may be attempts to create safety when money feels uncertain.

Financial therapy helps us get curious about what those behaviors are trying to accomplish.

Want to learn some practical ways to heal your relationship with money? Check this out → https://wendywrightfinancialtherapy.com/can-you-heal-your-relationship-with-money-3/

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2679 W Main Street 300 Box 712
Littleton, CO
80120

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