Klosowski Festler Froelich Wealth Management

10/05/2026

With the 2026 midterm elections approaching, investors are once again asking what politics may mean for markets and whether the elections have the potential to disrupt this year's positive momentum. Here's what history says – and what's different this time:

With the 2026 midterm elections approaching, investors are once again asking what politics may mean for markets and whether the elections have the potential to disrupt this year's positive momentum. History suggests that elections often create short-term uncertainty, but they have rarely been the pr...

10/02/2026

October is Breast Cancer Awareness Month—a time to stand with survivors, honor those we’ve lost and support the millions of individuals and families affected by breast cancer. This month, we encourage conversations, screenings and shared strength—because no one should face breast cancer alone.

09/29/2026

I enjoyed reading this recent Kiplinger article featuring our Head of Wealth Management and Field Management, David Chubak.

One point that stood out to me is how many families are balancing long-term goals with desire to support loved ones today. It’s something that often comes up in conversations with clients, whether it’s helping adult children with housing expenses, student debt or other financial challenges.

As David notes, "The reality is we live in an age of financial uncertainty and anxiety like no other." Having open conversations and a thoughtful plan can help families navigate those decisions with greater confidence.

Read the article here: https://bit.ly/4hkgfpB

What financial lesson or value do you hope to pass along to the next generation?

Our exclusive national survey on inheritance reveals how adult children and parents are — and are not — working together to make the most of assets built over a lifetime.

09/25/2026

🍂 Thank You for Celebrating With Us! 🎃

A heartfelt thank you to all of our wonderful clients who joined us at our Edward Jones Client Appreciation Event! We were grateful that the weather cleared just in time for an evening filled with fall fun, warm coffee, delicious food, live music, pumpkin picking, and great company.

Spending time with so many of the amazing families we have the privilege of working with made the event truly special.

A special thank you to Triple S Pumpkin Patch for hosting us and AJ Spoff for providing the fantastic live music that made the evening even more memorable.

Until next year! 🍁

09/24/2026

Giving back to our community looks a little different for each of us, but the heart behind it is the same. ❤️

We're proud to see our advisors spending time on the sidelines, courts, and ice, coaching the next generation and investing in the kids who make our community so special.

⚽ Zachary
🏐 Samantha
⛸️ Jana

We believe being part of a community means more than working in it. It means showing up, sharing your time and talents, and helping our kids learn, grow and have fun along the way!

09/23/2026

We have been a proud sponsor of Morrison County United Way in support of Imagination Library as well as the many other wonderful programs they offer.

Fun fact: Jana Festler was on the MCUW board for many years. This year, Sam Froelich stepped into her spot and joined the board.

Give Like Dolly Day is September 25!

Dolly Parton believed in giving back and helping children dream bigger—and this week, we’re celebrating that spirit right here in Morrison County as we celebrate those that Give Like Dolly.

To our donors: Thank you, your support helps make it possible for children in our community to receive a free, high-quality book every month from birth to age 5.

We will start today with our United 365 Donors. These are small businesses and some individual donors that are United 365 days a week to keep our programs in Morrison County!

09/22/2026

As a financial advisor, I’ve seen how health challenges can affect not only individuals, but entire families.

That's why I’m proud to recognize the work of the Alzheimer’s Association and the impact our communities can make when we come together. Through Edward Jones' strategic alliance with the organization and our sponsorship of the Walk to End Alzheimer’s®️, we've helped raise more than $63 million to support critical research, education and support programs.

Our moment is now to continue driving progress and help create a future free from Alzheimer’s.

Learn more here: https://bit.ly/3UWONph

09/21/2026

A 401(k) can be a powerful way to save for retirement, but it’s not the only option available. In fact, retirement strategies often work best when multiple tools are working together.

Learn more: https://bit.ly/4yjtLzC

09/18/2026

Many people assume financial confidence comes with age. In my experience, it's not quite that simple.

New research from Edward Jones and Gallup shows that people across generations share concerns about their financial future. Younger adults are often working to build wealth, while older adults are focused on making their savings last. But both are looking for greater peace of mind about what's ahead.

That's one reason I enjoy helping clients create personalized strategies that align with their goals and priorities, both today and as their needs evolve over time.

Read more from Gallup: https://bit.ly/3Tc2nVa



Source: Gallup & Edward Jones, "Money and Meaning: Understanding Financial Fulfillment," 2026.

Older adults are much more confident than younger adults in managing their current finances. Confidence in managing future finances, however, differs less by age.

09/16/2026

Bond yields have moved higher, driven by expectations for tighter Fed policy, persistent inflation, and an increased supply of government and corporate bonds.

Senior Fixed Income Analyst Brian Therien explains how higher yields could set the stage for stronger fixed income returns ahead in our Monthly Fixed-Income Focus.

https://bit.ly/4iQPZ7B