SIMFin AZ

Home of SIM Financial Services� Providing Business, Bookkeeping, Accounting and Tax Preparation Services in AZ & the US.
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10/08/2026

⌛January is too late to discover unassigned job costs, neglected receivables, or an unreliable balance sheet.

SIM’s Construction Financial Checkup identifies the gaps while there is still time to address them.

Full accounting support starting as low as $1,000 per month.

🔗 Apply here: https://www.simfinaz.com/construction-accounting

10/07/2026

If your construction job made money on paper, but the cash is already gone, this is for you.

That “profitable” job may still leave you short when:
🔹 Payroll is due before the customer pays
🔹 Materials were paid in full, but retainage is still being held back
🔹 A deposit from one job is being used to keep another job moving
🔹 Change orders were approved, but not billed yet
🔹 Profit is showing before every project cost has cleared
This is where contractors get frustrated.

The job looks good.
The books show profit.
But the bank account tells a different story.

Before you call the job truly profitable, check these 3 numbers:
1. What has been billed
2. What has actually been paid
3. What still needs to come out

Profit matters.
But 💸cash flow is what keeps the business moving.

Save this and review one active job this week.

10/04/2026

LIVE! Click the link below to see where your tax position currently stands and what changes can be made during Quarter 4 to output the best result for you and your family.

https://www.simfinaz.com/services

smallbusinessfinance

10/01/2026

A full schedule can look like success, but if labor, materials, change orders, and billing are not connected to the right jobs, your financial reports may not show which work is actually profitable. 📊

SIM Financial Services provides construction-focused accounting and back-office support for established general contractors and subcontractors.

We help bring job costs, payroll, receivables, and financial reporting into one clearer picture.

Full accounting support starting as low as $1,000 per month.

🔗 Apply for a Construction Financial Checkup before year-end:
http://www.simfinaz.com/construction-accounting

09/28/2026

As we head into the 4th Quarter we wanted to remind you of the tax break most business owners' underuse: their own retirement plan.

It's one of the few deductions that saves you tax now and builds your own wealth at the same time.

→ $20,000 in the 24% bracket = $4,800 less tax this year
→ SEP-IRA and Solo 401(k): up to $72,000 for 2026
→ SIMPLE IRA: an easy option for teams up to 100
→ Have employees? A startup credit can cover up to $5,000 a year of plan costs for three years

Swipe through to compare the four main plans and find the one that fits your business.

One date to know: a new SIMPLE IRA has to be set up by October 1 to cover that year.

Not sure how much to contribute? We'll model it with you and coordinate with your financial advisor: simfinaz.com/book-a-call

(Growth figures in the carousel are a hypothetical illustration, not investment advice.)

09/23/2026

If you’re managing your own bookkeeping and feeling unsure about what you’re doing or you’ve fallen behind and don’t know where to start - QBO training can help you get back on track without committing to the ongoing cost of a monthly bookkeeper.

With training, you can learn how to:
✅ Get caught up on your books
✅ Understand what you’re looking at in QuickBooks Online
✅ Create bookkeeping habits that actually work for you
✅ Go into tax season feeling more prepared

Choose the training package that fits your needs:
🔹 5 training hours: $550 — use code BBB50 for $50 off
🔹 10 training hours: $1,000 — use code BBB75 to save $75

Discount codes are valid through October 15.

Ready to feel more confident managing your business finances?
Book a call or purchase a QBO Training package here: www.simfinaz.com/book-a-call

09/22/2026

Because in Arizona, fall looks a little different. 🏜️
We may not have sweater weather yet, but we are absolutely claiming the fall vibes. 🍁🍂
What would you add to the Arizona fall starter pack?

09/18/2026

Now, I know Phoenix can feel like the summer that lasts forever, but we all know that the real summer has been over for a few weeks now....

If you looked at your bank account recently and thought,
“Wow, where did all my money go?” 🙈😢
it may be a case of summer spending.

Before you assume your budget is completely off, separate summer spending from normal spending.

Summer can quietly add up through:
🔹 Extra meals out
🔹 Travel, gas, and activities
🔹 Back-to-school costs
🔹 Random “we’re out of routine” purchases

Look at what was seasonal versus what your usual expenses actually are.

That’s how you get back on track for September and fall before holiday spending starts creeping in.

And speaking of holidays… have you started saving for those yet? 🎄🙈👀

Save this as your September spending reset.

09/15/2026

If you’ve ever tried to grow your business while still running it every day, you know how valuable it is to step into a room with people who truly get it.

For 12 weeks, I had the opportunity to be part of the BBB Breakthrough Accelerator Phoenix Cohort 🎓, and I genuinely enjoyed every part of the experience!

Every Wednesday, I got to learn alongside other small business owners who were building, adjusting, asking better questions, and showing up for their businesses in real time.

We spent more than 40 hours learning about:
🔹 Business strategy
🔹 Leadership
🔹 Systems
🔹 Growth
🔹 How to make stronger decisions as owners

One of my favorite parts was getting to know the other cohort members.
Hearing about their businesses, their journeys, their challenges, and the way they keep moving forward was such a reminder of how much heart small business owners put into what they do. 🧡

As someone who supports business owners every day, I left this program encouraged, 🍃inspired, and even more committed to helping people build businesses with clarity, confidence, and better financial systems.

Thank you to BBB for creating a space where small business owners can learn, connect, and grow together. 🫱🏼‍🫲🏼

And to all my Cohort members - Congrats!! 🎉🎉🎉

09/07/2026

Today, we honor the work, dedication, and care people bring to their families, businesses, and communities.

Wishing you a peaceful Labor Day from SIM Financial Services.
🤍🩵♥️

May today bring a little rest, a little gratitude, and a moment to pause.

Address

PO Box 1736
Litchfield Park, AZ
85340

Telephone

+18777463461

Website

http://Www.simfinaz.com/

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