Spencer Financial Services

10/06/2026

Do you know how missing the best and worst market days might affect your portfolio?

All about how missing the best market days (or the worst!) might affect your portfolio.

09/29/2026

There’s 5 phases to changing unhealthy behaviors. Here’s how to do it.

Five phases to changing unhealthy behaviors.

09/24/2026

What's a fun fact that most people may not know about you?

I grew up competing in Irish step dance, and now I get to enjoy it from the sidelines as my daughter follows in my dance shoes.

What is your favorite or inspirational quote?

“Whether you think you can, or you think you can’t – you’re right!” – Henry Ford Mindset is everything! This quote reminds me that we’re often capable of far more than we give ourselves credit for, you just have to believe it first.

What is your favorite thing to do when you're not working?

I love exploring with my family! Living in Colorado, we spend as much time as we can getting lost in the mountains, camping, hiking, fishing, and finding new places to adventure. When we’re not exploring, you’ll usually find me cheering, probably a little too loudly, from the sidelines at my kids’ activities. What can I say? I’m their number one fan!

What is your favorite time of year and why?

I absolutely love the winter holiday season. There’s something so special about fresh snowfall and having the perfect excuse to cozy up inside with the people you care for the most. I’ve also always appreciated the saying, “I used to think there was nothing better than being a kid on Christmas until I had kids on Christmas.” There’s such a wonderful sense of magic during the holidays and getting to create that wonder and meaningful memories for my family is something I truly savor.

09/22/2026

The key to healthcare in retirement might be a patchwork of different choices.

What is your plan for health care during retirement?

09/15/2026

Sharing the reasoning behind your retirement and financial decisions can be one of the most meaningful gifts you pass on.

Learn how to talk with family about retirement and finances in ways that build clarity, alignment, and understanding.

09/08/2026

Childhood attitudes and habits can determine your child's health in his or her adult years.

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09/01/2026

Protect yourself from identity theft.

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

08/25/2026

Bedtime Story: U.S. Federal Tax Code. How many pages have you read?

08/18/2026

Health-care coverage (including Medicare) typically does not cover extended medical care.

08/12/2026