Larry E. Botts, CEO of Wealth Coach of Kentucky

Your family may inherit your memories, values and traditions—but life insurance can help prevent them from inheriting the financial strain of unpaid obligations. Coverage may help with debt like outstanding medical bills, student loans, and even credit card debt.

Review the obligations your family would need help covering.

A financial professional looks beyond a single product. Your goals, income, debt, savings, family responsibilities and future plans all help shape the right protection strategy. Life insurance works best when it is considered as part of the whole financial picture.

Schedule time to review how protection fits into your broader plan.

We’re so excited to welcome Alivia Litton to our team! 🎉

Alivia brings a strong background in leadership, sales, relationship building, and team development, along with a Bachelor’s degree in Marketing from Morehead State University. Her drive, competitive spirit, and passion for helping others succeed makes her a wonderful addition to our team. We can’t wait to see all that she accomplishes as she starts this new chapter with us on Monday!

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High-net-worth families often give generously but lack an overall strategy that ties into their financial and estate plans. Advisers can help turn that around in three steps.

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Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.

I'm an Insurance Pro: Going Without Life Insurance Is Like Driving Without a Seat Belt Because You Don't Plan to Crash Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone. Also, that small policy from work? It's like a snack, not a whole dinner.

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!