Abri

Have you ever looked at your retirement accounts and wondered how much of that balance is actually yours? For most people with a traditional 401(k) or IRA, the honest answer is: not all of it...

How a Roth Conversion Works (and When the Backdoor Comes In) | ABRI Learn how Roth conversions and the backdoor Roth work, the income limits and deadlines that apply, and the tax traps worth knowing about first.

In your 30s, money stops being simple. The paycheck is bigger, but so is everything pulling on it.

In your 20s, the financial focus is usually pretty straightforward: get the job, build some savings, pay down debt, maybe start investing if you can. Once you tick over to your 30s, the decisions tend to get bigger and more connected. You may be earning more, but you’re also facing hurdles like buying a home, getting married, having a kid, or any other number of pivotal life choices.

Do I Need a Financial Advisor in My 30s? | ABRI Do you need a financial advisor in your 30s? It depends on your situation. Here's how to tell when professional guidance is worth it, and when DIY still works.

If you give to charity, you probably do it the way most people do: you write a check or make an online donation, usually toward the end of the year, and you feel good about it. There’s nothing wrong with that. But there’s often a much smarter way to give, one that lets you support the same causes, give the same amount or more, and meaningfully reduce your tax bill in the process.

Donor-Advised Funds: A Smarter Way to Give | ABRI Most people give to charity in the least tax-efficient way possible. A donor-advised fund and a little strategy can change that.

Buying your next vehicle is a bigger financial decision than it often feels like, and how you pay for it matters just as much as which car you choose. Cash, financing, and leasing each come with their own trade-offs depending on your financial situation, lifestyle, and goals.

Let’s walk through the pros and cons of each so you can figure out which one fits your next purchase.

Should I pay Cash, Finance, or Lease my Next Vehicle? | ABRI Not sure whether to i pay cash finance or lease my next vehicle? Get a clearer look at the costs, benefits, and decision points that matter.

Retirement planning is one of the most important financial decisions you’ll ever make. Understanding how to reach your retirement goal requires an understanding of how much to save, what vehicles to save in through, and how to grow your savings. There is a lot of nuance in the world of retirement planning, however, let’s break down one of the most fundamental questions of how much income should we save together.

How Much of My Income Should I Save for Retirement? | ABRI See how to think through of my income should i save for retirement, from the numbers involved to the broader planning questions behind the decision.

As more people look to retire early, managing a “retirement bridge”—the period between leaving full-time work and when retirement income sources like Social Security kick in—has become crucial. This bridge can span a few years to over a decade, depending on your financial situation.

In this article, we’ll break down what a retirement bridge is, explore various income sources, and share key strategies to help you plan effectively for early retirement.

Your Guide to Early Retirement Financial Strategies | ABRI A retirement bridge funds the gap between early retirement and Social Security. Learn the income sources, tax strategies, and rules to plan with confidence.

This week, Nick and Michael led a seminar on Social Security, covering the rules, the taxation, and the strategies behind getting the most out of your benefits.

Social Security is one of those topics where small decisions can have big, long-term consequences. Glad these two could help bring some clarity to a room full of great questions.