Powell Wealth Strategists, LLC

Powell Wealth Strategists, LLC Are you making the income you would like to? If not, let us show you how! We believe an educated client is a satisfied client. You wouldn’t have a choice!

Powell Benefit Group, LLC has successfully served the Greater Atlanta community since 1988. We put the needs of our clients first by offering a variety of insurance solutions such as affordable health coverage, life insurance, dental coverage, annuities, and more. We are a brokerage firm, which means that we represent several major companies to ensure that we bring the best price to you and your family. Our commitment is to use our business as a ministry to serve your needs, while educating you at the same time. An Independent Advantage
We are Independent Agents in Lawrenceville, Georgia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Powell Benefit Group represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

Is your emergency fund built for a temporary surprise, or a longer interruption to household income?For many households ...
10/09/2026

Is your emergency fund built for a temporary surprise, or a longer interruption to household income?

For many households in their prime earning years, especially around ages 45–54, the savings gap is not random. Caregiving breaks, career transitions, pay gaps, rising expenses, and competing family priorities can make it difficult to build reserves that truly support the household.

That makes emergency savings more than a savings conversation. It is also an income-continuity conversation.

Consider reviewing:
• How long your current reserves could support essential expenses
• Whether debt payments are limiting your ability to save
• How your income supports Family, Faith, Finances, Fitness, and Fun
• Which goals need protection if work or health circumstances change
• Whether your plan is coordinated with your long-term legacy goals

The goal is not to create fear. It is to replace uncertainty with preparation and make sure your money strategy reflects the life you are working to build.

With more than 35 years of experience, Powell Wealth Strategists helps individuals and families think through the full picture: income, savings, protection, and legacy.

Ready to identify the gap in your plan? Schedule a conversation: www.calendly.com/anethiapowell

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Educational content only. This is not financial or tax advice. Individual circumstances vary.

Are minimum payments keeping your family financially stuck? 💳A minimum payment can keep an account current while barely ...
10/06/2026

Are minimum payments keeping your family financially stuck? 💳

A minimum payment can keep an account current while barely reducing the principal. That means more of your income remains committed to past spending instead of moving toward your future.

Debt management is not about sacrifice. Becoming debt-free can be a wealth-building move because it may create room for saving, investing, protecting your family, and pursuing your larger goals.

Two common payoff approaches:

Avalanche: Direct extra money toward the debt with the highest interest cost first. This can reduce costly debt more efficiently.

Snowball: Focus on the smallest balance first. The quick win can build momentum and motivation.

Neither approach works well without coordination. Debt payoff competes with emergency savings and investing for the same income. A strong plan considers the right sequence: maintain a reasonable emergency cushion, address debt strategically, and put protection in place so one unexpected event does not undo months of progress.

This is wealth planning for real families, not just people who already have substantial assets. At Powell Wealth Strategists, debt management is one part of a comprehensive approach built around the 5F’s: Faith, Family, Finances, Fitness, and Fun. With 35+ years of experience, we help families understand their options and move forward with purpose.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Ready to create a coordinated plan? Schedule an educational conversation at www.calendly.com/anethiapowell

Educational content only. This is not financial, tax, or legal advice. Strategies and results vary based on individual circumstances.

“Three to six months” is a starting point, not a personal formula. 🗓️The right emergency fund is the amount that covers ...
10/05/2026

“Three to six months” is a starting point, not a personal formula. 🗓️

The right emergency fund is the amount that covers the gap between an unexpected event and your income resuming. That gap looks different for every household.

Consider:
• Single-income or dual-income household?
• Salaried, commission-based, business, self-employed, or variable income?
• Caregiving responsibilities or dependents?
• How much protection do you carry, and what deductibles would you need to cover?
• How quickly could your income realistically resume after a disruption?

Your emergency fund should be liquid and easy to access, but separate from everyday spending and not exposed to unnecessary market risk when you may need it most. Review it as your household, income, responsibilities, and coverage change.

A strong financial plan gives stability a place in the sequence: establish an appropriate buffer before focusing aggressively on long-term growth. That is part of how we help families align Faith, Family, Finances, Fitness, and Fun.

With more than 35 years of experience, Powell Wealth Strategists provides education and guidance to help families build a plan around their real lives.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Ready to review your household’s emergency-fund strategy? Schedule a conversation: www.calendly.com/anethiapowell

This content is for educational purposes only and is not financial or tax advice. Individual circumstances vary; consult qualified professionals regarding your situation.

Before December 31, give your financial plan a thoughtful check-in. ✅October is Financial Planning Month. A timely remin...
10/02/2026

Before December 31, give your financial plan a thoughtful check-in. ✅

October is Financial Planning Month. A timely reminder to review what has changed and what still needs attention.

Ask yourself:

1. Did your income change this year?
2. Is your protection still sized appropriately for your current situation?
3. Are your beneficiaries current across your accounts and policies?
4. Does your emergency fund fit your household’s needs today?
5. Are you on track for the year based on your goals?

These questions support a well-rounded approach to the 5F’s: Faith, Family, Finances, Fitness, and Fun. Your financial plan should support the life you are building, not just the numbers on a statement.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Ready to review your year-end priorities? Schedule a conversation: www.calendly.com/anethiapowell 📅

Educational content only; not financial, tax, legal, or insurance advice. Individual circumstances vary. Consult qualified professionals regarding your situation.

Think life insurance requires a medical exam? Not always.As Life Insurance Awareness Month comes to a close, remember: n...
10/01/2026

Think life insurance requires a medical exam? Not always.

As Life Insurance Awareness Month comes to a close, remember: no-exam does not mean no underwriting, and it does not mean automatic approval.

Simplified-issue life insurance may allow a carrier to evaluate your application using health questions and other available information instead of a traditional medical exam.

Who may qualify? It depends on the carrier and policy. Underwriting may consider:
• Age
• Health history and medications
• Lifestyle information
• Requested coverage amount

Potential trade-offs may include higher premiums, lower coverage limits, fewer policy options, or additional underwriting requirements. Eligibility, rates, benefits, and policy terms vary.

The bigger risk may be waiting so long to explore coverage that your family is left without a financial protection plan. Life insurance can be part of a broader strategy to protect income, support your family, and strengthen your 5F’s: Faith, Family, Finances, Fitness, and Fun.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Don’t assume you will be declined, and don’t assume coverage will be automatic. Ask questions while options are available.

Book a conversation: www.calendly.com/anethiapowell

Educational content only. Eligibility, rates, coverage, benefits, and policy terms depend on the carrier and the specific policy. No outcome is guaranteed.

What if your financial house is being built backwards?Many families chase growth first and place protection last. But wh...
09/30/2026

What if your financial house is being built backwards?

Many families chase growth first and place protection last. But when a health event or income interruption occurs, the growth plan may be forced to pause, debt may increase, and years of potential compounding can be disrupted.

A more resilient sequence is:

Emergency fund → Income and protection → Debt management → Growth and legacy

Protection is not separate from wealth building. It is the foundation that helps your strategy keep running when life does not go according to plan.

At Powell Wealth Strategists, our 5F’s approach (Faith, Family, Finances, Fitness, and Fun) keeps your entire life at the center of the conversation. With 35+ years of experience and access to more than 100 A-rated Fortune 100/500 companies, we help families think strategically about their next step.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Ready to review your financial order? Schedule a conversation: www.calendly.com/anethiapowell

Educational content only. This is not individualized financial, tax, or legal advice. Outcomes vary, and no strategy can eliminate all risk or guarantee results.

Inherited an IRA, or expect to? The 10-year rule could significantly affect your family’s tax and legacy plan. ⏳For most...
09/29/2026

Inherited an IRA, or expect to? The 10-year rule could significantly affect your family’s tax and legacy plan. ⏳

For most non-spouse beneficiaries, including many adult children, an inherited IRA generally must be fully distributed within 10 years of the original owner’s death.

But here’s the trap many families miss:

Depending on the beneficiary classification and the original owner’s circumstances, annual required minimum distributions may still apply during years 1–9. Waiting until year 10 could create one unusually large taxable distribution, potentially pushing income into a higher tax bracket. Missed required distributions may also lead to penalties and additional tax consequences.

The timing of withdrawals matters. A thoughtful strategy may help coordinate distributions with:

• Your income and tax bracket
• Retirement and employment income
• Charitable or family goals
• The rest of your estate and legacy plan

Inherited IRA planning should not happen in isolation. At Powell Wealth Strategists, we look at all 5F’s (Faith, Family, Finances, Fitness, and Fun) alongside your broader goals. With 35+ years of experience, access to over 100 A-rated Fortune 100/500 companies, and dedicated estate preservation attorneys, we help families approach important decisions with education and coordination.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Schedule a conversation: www.calendly.com/anethiapowell

Educational information only, not tax or legal advice. Individual circumstances, beneficiary classifications, deadlines, and distribution requirements vary. Consult qualified tax and legal professionals regarding your situation.

Open enrollment is days away, and healthcare may be one of the largest retirement expenses your family has not fully pla...
09/28/2026

Open enrollment is days away, and healthcare may be one of the largest retirement expenses your family has not fully planned for.

Medicare can help, but it does not cover everything. Retirement healthcare planning may need to account for:

• Medicare premiums and other out-of-pocket costs
• Dental, vision, and hearing care
• Prescription and ongoing medical expenses
• Long-term care needs

The goal is not to predict every medical bill. It is to build a coordinated strategy so healthcare costs do not quietly consume the income intended for your family, lifestyle, and legacy.

A thoughtful retirement plan may coordinate:

• An emergency fund for unexpected expenses
• Income protection
• Tax-advantaged savings
• Healthcare costs with your broader retirement income strategy

That is what planning across the 5F’s (Faith, Family, Finances, Fitness, and Fun) can look like in real life.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Start the conversation: www.calendly.com/anethiapowell

Educational content only. Medicare and coverage details depend on individual circumstances and may change. Review your options with qualified professionals.

Grandparents’ Day is a meaningful reminder: helping your grandchildren is powerful, but generosity without a plan can be...
09/28/2026

Grandparents’ Day is a meaningful reminder: helping your grandchildren is powerful, but generosity without a plan can become a burden on the very family you want to support.

Before helping with education costs or a first home, consider this sequence:

1) Fund your own retirement plan first. Your financial stability protects your ability to help later without creating pressure on your family.

2) Paying tuition directly to an eligible educational institution may be treated differently than gifting money to a student. Confirm the tax and reporting rules before acting.

3) Compare a 529 plan with a taxable account. A 529 may offer education-focused tax advantages, while a taxable account may provide broader flexibility, but can create taxable income or capital gains and may affect planning in other ways.

4) For a first-home gift, document the amount, purpose, ownership, and expectations clearly. Family conversations matter as much as financial details.

Your plan should honor all 5F’s: Faith, Family, Finances, Fitness, and Fun.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

With 35+ years of industry expertise and access to 100+ A-rated Fortune 100/500 companies, Powell Wealth Strategists helps families think through legacy decisions with care and clarity.

Book a conversation: www.calendly.com/anethiapowell

Educational content only, not tax, legal, or investment advice. Individual circumstances vary. Tax treatment, financial-aid effects, eligibility, and outcomes are not guaranteed. Consult qualified professionals before making decisions.

Who protects the person protecting everyone else? ❤️If you’re supporting children while also helping an aging parent, yo...
09/25/2026

Who protects the person protecting everyone else? ❤️

If you’re supporting children while also helping an aging parent, you may feel caught between today’s responsibilities and tomorrow’s retirement.

You don’t have to choose between caring for your family and building your future. A coordinated plan can help you sequence your priorities:

• Protection first: Help protect your income so the plan can continue through an unexpected interruption.
• Children’s goals next: Plan thoughtfully for education and other major milestones.
• Aging-parent support: Prepare for care needs without putting your entire financial future at risk.
• Your retirement and legacy: Continue building financial independence and preserving what you hope to pass on.

This is the heart of our 5F’s approach: Faith, Family, Finances, Fitness, and Fun: with Family and Finances working together to support the life you’re building.

With 35+ years of experience and access to more than 100 A-rated Fortune 100/500 companies, Powell Wealth Strategists helps families explore personalized strategies for protection, wealth building, and legacy planning.

YOUR INCOME IS THE ENGINE OF YOUR LEGACY. DON'T LET IT STALL.

Book an educational conversation: www.calendly.com/anethiapowell

Educational content only. Individual circumstances vary, and no strategy or outcome is guaranteed.

Address

592 Harbins Road, Suite 302/351
Lawrenceville, GA
30019

Telephone

+17709358114

Website

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