Constantino & Callender - The Wealth Consulting Group

Happy Labor Day! 🛠️
Today, we take a moment to recognize and appreciate the hard work of individuals across the nation.

Whether you're relaxing at home or enjoying a well-deserved day off, we hope you're able to recharge and enjoy this special day.

To the builders, creators, and doers: Happy Labor Day!

We dedicate our efforts to ourselves, our families, our passions, and our needs. Whether you're an employee, an entrepreneur, or retired, here's to making the most of this holiday!

Have a wonderful !

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

Monthly Market Insights | September 2026 Monthly Market Insights | September 2026 U.S. and Canadian Markets Renewed enthusiasm for AI pushed stocks higher in August as investors looked past mixed economic signals. The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial...

Second quarter earnings have been exceptional for the S&P 500 this year with strength reaching beyond the technology sector, a healthy indicator. The season wraps up this Friday. Here's a recap as well as profit forecasts.

&P500

Q2 2026 | Earnings Season Dashboard | Week 7 Second quarter earnings season has delivered exceptionally strong results, with S&P 500 earnings growth tracking above 50% year over year and nearly 20% even excluding the technology sector. Earnings strength has been broad-based across the market, while steadily rising profit forecasts point to con...

Economic data is plentiful this week, but the excitement today is for the Paseo Verde Little League team in Henderson, Nevada. Today’s game against Iowa starts in less than an hour. Wishing the Paseo Verde team a win today and a special shout out to girl power in this year’s tournament!

Meet the Girls with Game® at the 2026 Little League Baseball® World Series, Presented by T-Mobile For more than four decades, Girls with Game® have been making their mark on the biggest stage in Little League Baseball®. In 1984, Victoria Roche became the first girl to […]

All eyes are on the bond market and the national debt hitting over $40 trillion this week. Can economic growth counter the debt? History tells us the national debt has doubled on average every 10 years since 2000, which leads to higher borrowing costs and fluctuation in bond yields. Here’s a look at both sides.

Can We Grow Our Way Out of the National Debt? The gap between what economic growth can realistically deliver and what fiscal sustainability requires is too large to bridge without also addressing the structural imbalance between federal spending and revenues.

🌞 Did you know schools in the South tend to start the school year the earliest? 🌞

📚 As the back-to-school season approaches, approximately 54.1 million K-12 students and 5.7 million teachers are gearing up to head back to classrooms this fall. 📚

🍎 Teachers are the largest group among the nearly 10 million individuals employed in the country's elementary and secondary schools, which also include principals, school bus monitors, teaching assistants, and janitors. 🚌👩‍🏫



Information from the U.S. Census Bureau

Markets navigated mixed signals in July. Inflation eased, tech faced pressure, and energy surged. Meanwhile, Americans are planning record travel spending in 2026: \$1.37 trillion. What's shaping your household budget this summer?

Monthly Market Insights | August 2026 Monthly Market Insights | August 2026 U.S. and Canadian Markets Stocks were mixed in July as investors navigated a cross-current of news on the outlook for AI spending and Q2 corporate reports. The Dow Jones Industrial Average led, adding 0.32 percent. The Standard & Poor’s 500 Index edged down 0....

Our top planning question of the week came from families establishing 529 plans…recent changes in rules make a compelling reason to have grandparents own 529 plans. For more, email us [email protected].



#529

The "Grandparent Loophole": Grandparent-Owned 529 Accounts & the New FAFSA One drawback of grandparent 529 plans is that they may affect finacial aid. Learn how FAFSA changes will eliminate the financial aid trap.

There's plenty to watch this week including key economic data, the corporate earnings season hitting it's busiest stretch with over 750 companies reporting this week, and the meeting where all eyes are on the new Federal Reserve Chair. Here are key topics for the meeting outlined by one of our partners, LPL Financial.

New Fed Leadership: What That Means for Investors LPL's Chief Economist Dr. Jeffrey Roach highlights three key market impacts of new Federal Reserve leadership, from AI-driven productivity to dollar strength.