Financial Alternatives, Inc.

We put together our April planning newsletter this month on tax-efficient investing — an area where small, deliberate decisions tend to add up more than people expect.

There's no single "optimal" approach, but there are repeatable strategies worth having on your radar: how you locate assets across account types, which fund structures work better in taxable accounts, how you sequence rebalancing, and when to harvest losses or gains depending on the year.

If any of this is relevant to your situation, we think it's worth a read.

Read the full article: https://www.financialalternatives.com/financial-alternatives-inc/2026/4/6/planning-newsletter-april-2026

Planning Newsletter - April 2026 — Financial Alternatives Most higher net worth households realize income from many different sources like capital gains, interest, dividends, and pass-through income. While there’s no optimal approach to mitigating taxes from your investments, there are repeatable strategies and techniques to help keep more of what you e

Our Q1 2026 Market Review is now available.

The first quarter brought meaningful shifts across equity and fixed income markets. We've put together our latest review to help clients and friends of the firm make sense of what happened — and what it may mean looking ahead.

📄 Read the full review: https://www.financialalternatives.com/financial-alternatives-inc/2026/4/6/market-review-q1-2026

Market Review Q1 - 2026 — Financial Alternatives The US equity market posted negative returns for the quarter and underperformed both non-US developed and emerging markets. Developed markets outside of the US posted negative returns for the quarter and outperformed US markets, but underperformed emerging markets. US real estate investment tr

When we’re looking at planning strategies that can have a meaningful impact over time, tax management is one of the most valuable areas to focus on. With so much in life that we can’t control, taxes are one of the few variables where thoughtful planning can make a real difference.

One of the most impactful strategies we evaluate with clients is the Roth conversion.

Turning Today’s Taxes into Tomorrow’s Tax-Free Growth — Financial Alternatives When we’re looking at planning strategies that can have a meaningful impact over time, tax management is one of the most valuable areas to focus on. With so much in life that we can’t control, taxes are one of the few variables where thoughtful planning can make a real difference.