Olney Financial

Wrapped up our 2025 national sales meeting at Disney this week. Got to learn about a lot of new products and financial trends. But most importantly, I got to spend great quality time with my son and even met a very famous Sith Lord.

A Traditional IRA (Individual Retirement Account) is a type of retirement savings account available in the United States that offers tax advantages to encourage people to save for retirement. Please reach out if you’d like to discuss if this might be something to consider for your own financial goals!

💰✨ Ready to make your money work for YOU? ✨💰
I’m officially opening my calendar to new clients! Whether you're looking to build a budget that actually works (yes, they exist) or want to make smarter investments than your high school stocks pick (RIP to Blockbuster), I’ve got your back!

👀 What I can help with:
Budgeting without the guilt 🍕

Saving for that dream vacation (or a rainy day) 🌴☔

Investing smarter, not harder 📈

And turning your financial stress into financial success 🙌

Let’s make your money goals happen – without the headaches. Slide into my DMs or visit my website to get started. Let’s chat! 🏦🚀

Securities offered through Dempsey Lord Smith, LLC member FINRA/SIPC
Advisory Services through Dempsey Lord Smith, LLC

I constantly get asked what a ROTH IRA is and whether or not someone should consider it when doing their financial plan. Here is an education piece on some of the key features of a ROTH IRA.

Teaching kids about the importance of finances is one of the most valuable life skills you can give them. Here’s why it matters:

1. Builds Financial Responsibility Early
Kids who understand money management grow up to be more responsible with spending, saving, and debt. Learning early helps them avoid the common financial mistakes many adults make, such as overspending or racking up credit card debt.

2. Promotes Independence
Financial literacy gives children the confidence and tools to make decisions on their own. As they grow, they’ll be better equipped to handle budgeting, paying bills, or saving for goals without relying on others.

3. Encourages Healthy Money Habits
Children who learn to budget, save, and distinguish between wants and needs are more likely to carry those habits into adulthood. Teaching them to delay gratification and plan ahead can lead to better long-term outcomes.

4. Prepares Them for Real-World Challenges
Whether it's understanding student loans, taxes, or negotiating a salary, financial knowledge helps them navigate adult responsibilities with less stress and more confidence.

5. Teaches Values Like Patience and Gratitude
Money lessons often include concepts like saving for a goal or earning through work. These experiences can teach kids patience, gratitude, and an appreciation for effort and rewards.

How to Start:
Use allowances to teach budgeting.

Involve them in grocery shopping to compare prices and understand cost.

Teach saving by setting goals (e.g., saving for a toy or game).

Introduce basic banking and interest.

Talk openly about needs vs. wants.

Financial education doesn’t need to be complex—it just needs to be consistent and age-appropriate. The earlier they learn, the more confident and capable they’ll be.

Securities offered through Dempsey Lord Smith, LLC Member FINRA/SIPC
Advisory Services through Dempsey Lord Smith, LLC

5 Tips to help you get started investing! Please feel free to reach out to me if you have any questions or would like to start a conversation on ways I might could help.

I'm Trent Olney, your local Financial Advisor committed to your success.

With over 8 years of experience helping individuals, families, and small businesses make confident financial decisions, I believe that financial planning should be personal, practical, and empowering. Based in Northwest Georgia, I specialize in creating customized strategies for retirement planning, investment management, taxefficient wealth growth, and navigating major life transitions.

I founded my practice on one simple idea: financial guidance should be grounded in trust and tailored to your unique goals—not generic advice. Whether you're just starting out, planning for your child’s education, or looking to secure a comfortable retirement, I take the time to listen, understand your priorities, and walk with you every step of the way.

I’m a proud member of the local community, actively involved in my local church, and I’m passionate about helping my neighbors achieve financial peace of mind.

Let’s have a conversation—no pressure, just clarity. Your goals are my mission.
Let’s Build Your Future—Together.