Vantage Financial Group, LLC

𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗯𝗲 “𝘂𝘀𝗲 𝗶𝘁 𝗼𝗿 𝗹𝗼𝘀𝗲 𝗶𝘁.”

Bridge® by EquiTrust combines a fixed index annuity with long-term care coverage, giving your money more than one potential purpose.

With Bridge:

• 𝗜𝗳 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝗾𝘂𝗮𝗹𝗶𝗳𝘆𝗶𝗻𝗴 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲: The Long-Term Care Rider provides benefits to help with covered care expenses.

• 𝗜𝗳 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗻𝗲𝗲𝗱 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀: The fixed index annuity provides potential principal growth with protection from market losses.

• 𝗬𝗼𝘂 𝗮𝗹𝘀𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝘁𝗵𝗲 𝗡𝗲𝘃𝗲𝗿𝗦𝘁𝗼𝗽® 𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗼𝗮𝗰𝗵𝗶𝗻𝗴 & Rewards Program through Assured Allies.

For those who have hesitated to plan because they’re concerned about paying for coverage they may never use, Bridge offers a different approach worth understanding.

Schedule a complimentary 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗖𝗮𝗿𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗠𝗶𝗸𝗲 to learn more and discuss whether this strategy may be appropriate for your situation:

👉 https://calendly.com/msnasel/long-term-care-planning-conversation

𝗪𝗼𝗿𝗿𝗶𝗲𝗱 𝘆𝗼𝘂𝗿 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗼𝘂𝗹𝗱 𝗹𝗶𝗺𝗶𝘁 𝘆𝗼𝘂𝗿 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀?

Health concerns can sometimes make people assume they've waited too long to plan for long-term care.

There may be options worth exploring.

Bridge® by EquiTrust combines a fixed index annuity with long-term care coverage and offers a simplified underwriting process. 𝗔𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝗘𝗾𝘂𝗶𝗧𝗿𝘂𝘀𝘁, 𝗮𝗽𝗽𝗹𝗶𝗰𝗮𝗻𝘁𝘀 𝘄𝗼𝗻'𝘁 𝗯𝗲 𝗱𝗲𝗰𝗹𝗶𝗻𝗲𝗱 𝗶𝗻 𝘂𝗻𝗱𝗲𝗿𝘄𝗿𝗶𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗕𝗿𝗶𝗱𝗴𝗲 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗼𝗳 𝗵𝗲𝗮𝗹𝘁𝗵 𝗶𝘀𝘀𝘂𝗲𝘀, 𝗮𝗹𝘁𝗵𝗼𝘂𝗴𝗵 𝘀𝘂𝗶𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗿𝗲𝗾𝘂𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀 𝗮𝗽𝗽𝗹𝘆.

If long-term care is something you've been putting off because you're concerned about qualifying, let's have a conversation about your situation and what options may be available.

𝗦𝗰𝗵𝗲𝗱𝘂𝗹𝗲 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗖𝗮𝗿𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗠𝗶𝗸𝗲:
👉https://calendly.com/msnasel/long-term-care-planning-conversation

When care needs change, most people immediately start searching for costs.

How much is home care?
How much is memory care?
How much is assisted living?

Those are important questions.

But before you can answer how care will be paid for, it helps to understand what resources are already available.

Retirement accounts.
Insurance policies.
VA benefits.
Home equity.
Income sources.

Many families aren’t looking for more information.

They’re trying to understand what applies to their situation and what decisions deserve attention first.

If you’re navigating care decisions for a spouse or loved one and would like to talk through your situation, send us a message to schedule a complimentary 15-minute call.
We’ll help you identify the next conversation worth having.

Which one is keeping you up at night?

Drop your letter in the comments — A, B, C, or D.

We read every response and we'll follow up with content that actually addresses what you're dealing with.

And if you want to talk through your specific situation now, send us a message.

🌐https://vantagefinancialgroup.net/contact

When it comes from long-term care, people often focus on one number.

The cost of care.

But life rarely works that way.

Care costs may increase.

Everyday expenses may increase.

Insurance costs may increase.

Retirement income still needs to support the healthy spouse.

That’s why many families aren’t worried about a single expense.

They’re worried about how all of those expenses work together.

A care event doesn’t happen in isolation.

It becomes part of a much larger financial picture.

The challenge isn’t understanding one cost.

It’s understanding how multiple financial pressures may affect the future you’ve worked hard to build.

Most people don’t spend decades saving for retirement because they’re excited about spreadsheets.

They save because retirement represents something.

More freedom.
More choices.
More time with the people they care about.

Then life introduces a challenge that wasn’t part of the original plan.

A spouse needs care.

Health changes.

New expenses begin showing up.

The conversation quickly becomes bigger than money.

People start asking:
Can we still do the things we planned to do?
Can we still retire the way we imagined?
Can we still support the person we love without sacrificing everything else?

Those are difficult questions because there isn’t a one-size-fits-all answer.

Every family’s situation is different.

The challenge is understanding how changing care needs fit into the future you’re still trying to create.

Have you ever had to adjust a major life plan because of something unexpected?
Share your thoughts below.

When care needs begin changing, it’s easy to focus on the immediate expense.

How much will care cost?
How will we pay for it?
How long might it last?

Those questions matter.

But they aren’t always the most important questions.

Many spouses are thinking about retirement income.

The healthy spouse.
Future flexibility.

The choices they still want available years from now.

That’s why the goal isn’t simply finding a way to pay for care.

The goal is protecting what matters beyond the care itself.

The spouse who may depend on that income.

The retirement lifestyle you’ve spent years building.

The ability to make future decisions from a position of strength rather than pressure.

A care event can affect much more than a budget.

It can affect the future you’re trying to preserve.

If you’re wondering how changing care needs could affect your retirement plans.
Message us to start the conversation.

🔗 https://vantagefinancialgroup.net/contact

A 401(k) from a former employer.

An IRA opened years ago.

Accounts accumulated throughout your career.

They're still there after you stop working.

The difference is that their role begins to change.

The focus shifts from building wealth to creating income, managing distributions, and making informed financial decisions.

Should accounts stay where they are?

Should they be consolidated?

How will they support future income needs?

How might future RMDs affect those decisions?

The important thing isn't finding a universal answer.

It's understanding which options make the most sense for your goals, income needs, tax situation, and long-term plans.

That's why these conversations often become more important after your working years are behind you.

If you have questions about old accounts, IRAs, 401(k)s, or future RMD planning, message us.

We're happy to point you in the right direction.

You can also learn more during our upcoming RMD webinar:

🔗 vantagefinancialgroup.retirement-pros.com/webinar-rmd