Vantage Financial Group, LLC

Not sure how the latest RMD changes could affect you?

Recent updates—including SECURE 2.0, changes to Roth 401(k) rules, annuity-related planning opportunities, and evolving spousal and beneficiary guidelines—have made retirement planning more complex than ever.

If you're nearing (or already taking) Required Minimum Distributions (RMDs), it's important to understand how these changes may affect your taxes, Medicare premiums, and long-term retirement income.

𝗝𝗼𝗶𝗻 𝘂𝘀 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗹𝗶𝘃𝗲 𝘄𝗲𝗯𝗶𝗻𝗮𝗿 𝘁𝗼𝗱𝗮𝘆, where Mike will break down what has changed, what it could mean for your retirement, and planning considerations you may want to be aware of.

In this session, you'll learn how to:

✅ Stay up to date on SECURE 2.0 and recent RMD changes

✅ Explore strategies that may help reduce taxes on retirement income

✅ Avoid unexpected Medicare premium increases (IRMAA)

✅ Understand how these rules can impact healthcare planning, beneficiaries, and your overall retirement strategy

𝗥𝗲𝘀𝗲𝗿𝘃𝗲 𝘆𝗼𝘂𝗿 𝘀𝗽𝗼𝘁 𝗵𝗲𝗿𝗲:
https://vantagefinancialgroup.retirement-pros.com/webinar-rmd

"My husband was just diagnosed. I don't know where to start."

What follows is usually a rush of decisions, legal, financial, medical, that nobody prepared them for.

And a window that is closing faster than they realize.

The families who navigate this without losing everything are the ones who got the legal and financial foundation in place early, before the illness made those decisions impossible.

If you're in this right now — or you want to make sure you never get caught unprepared, this checklist is where to start.

✅ Comment CHECKLIST below. I'll send it directly to you.

— Mike

➡️ Follow for straight answers on long term care and asset protection.

I came across a comment recently that stopped me.

"Care is $12,000 a month. They have $500,000 saved. How does my mom pay her own bills, insurance, property taxes, her own medical care, once that money is gone?"

At $12,000 a month, $500,000 is gone in under 4 years.

And the spouse left at home? She's still there. Still has bills. Still has a life to fund.

That's the part nobody plans for.

Most retirement plans are built around one question: do we have enough?

The right question is: is what we have structured to protect both of us?

Having $500,000 saved is not the same as having $500,000 protected.

The difference is structure, how it's positioned, which accounts get drawn from first, and whether it was designed to cover a care event without leaving the other spouse exposed.

Most plans aren't built for that. They can be.

If this sounds familiar, share your situation in the comments. What question is your family still trying to answer?

If you're here because you've worked hard your whole life and you're not sure your money will last as long as you do, I've got you.

My name is Mike Snasel. Ruth and I are the family behind Vantage Financial Group. And I've spent 40+ years helping families turn what they've saved into income that lasts and protection that holds when life doesn't go as planned.

Over the years I watched family after family face the same situation, not because they didn't save enough, but because nobody had shown them how to make what they had last.

How to protect the spouse left behind.

How to cover care costs without draining everything they worked for.

The assets were there. The plan wasn't.

That's exactly what we fix.

If you've been searching for someone who gets this, not just as a financial professional, but as someone who has lived it personally and built an entire practice around making sure it doesn't happen to the families we serve. You just found it.

- Mike

Sagewood

If you're here because you've worked hard your whole life and you're not sure your money will last as long as you do, I've got you.

My name is Mike Snasel. Ruth and I are the family behind Vantage Financial Group. And I've spent 40+ years helping families turn what they've saved into income that lasts and protection that holds when life doesn't go as planned.

Over the years I watched family after family face the same situation, not because they didn't save enough, but because nobody had shown them how to make what they had last. How to protect the spouse left behind. How to cover care costs without draining everything they worked for.

The assets were there. The plan wasn't.

That's exactly what we fix.

If you've been searching for someone who gets this — not just as a financial professional, but as someone who has lived it personally and built an entire practice around making sure it doesn't happen to the families we serve. You just found it.

- Mike