FJ & Associates, PLLC

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FJ & Associates, PLLC Looking for an accountant or CPA in Kaysville Utah? Come see us at FJ and Associates, PLLC. We offer Big Firm Experience without the Big Firm Price!

A Certified Public Accounting Firm located in Kaysville and Roy, Utah offering services for individuals and businesses including tax preparation, payroll, audits. We are a full service certified public accounting firm specializing in personal taxes, business taxes, business payroll, business accounting, Quickbooks, consulting, audits and more. Our Audit areas of expertise include: Assisted Housing Audits, HUD Audits, USDA-RD Audits, Public Housing Authority Audits, Government Audits, and Non-Profit Audits. You can learn more about our auditing services by visiting http://www.theAuditExperts.com. At FJ and Associates we realize you work hard for your money; that is why we work hard to help you keep it! Our CPA's have decades of experience and will take the headache out of your bookkeeping, payroll and/or taxes without costing you an arm and a leg! So, if you are looking for accountants in Kaysville Utah who love numbers, but will never treat you like one and who love accounting so you don't have to, call us today and schedule your free consultation.

10/20/2026

Myth: "I hired a payroll company, so I don't have to worry about payroll anymore."
Not quite.
Hiring professionals is one of the smartest decisions many business owners make—but outsourcing doesn't mean you should stop paying attention.
As the business owner, it's still important to:
✔️ Review payroll reports.
✔️ Open and address tax or payroll notices promptly.
✔️ Ask questions if something doesn't look right.
✔️ Work with professionals who communicate clearly and resolve issues quickly.
A good payroll provider helps manage the process.
A good business owner stays informed.
The best results come when both work together.

10/19/2026

You don't have to own a business to benefit from tax planning.
Sometimes life simply gets more complicated.
Maybe you:
• Received an inheritance.
• Became a trustee or beneficiary of a trust.
• Started a side business.
• Turned a hobby into income.
• Experienced another major financial change.
Each of those situations can raise important tax questions.
The first step isn't trying to find every answer online.
It's gathering the facts, understanding how everything fits together, and identifying what options may be available based on your specific circumstances.
Tax planning isn't just about filing a return.
It's about understanding how life's changes affect your financial picture.

10/15/2026

How do you know it's time for a controller?
Many business owners think they need a controller once they hit a certain revenue number.
In reality, it's usually about complexity, not size.
You may be ready for a controller if:
✔️ Your business has grown beyond basic bookkeeping.
✔️ You're applying for a loan or seeking investors.
✔️ Your bank wants more detailed financial reporting.
✔️ You need reliable monthly financials to make business decisions.
Bookkeeping records what happened.
A controller helps ensure your financial information is accurate, consistent, and decision-ready.
As your business grows, so do the expectations for your financial reporting.

10/13/2026

"My Profit & Loss says I made $80,000... so why is my bank account almost empty?"
It's one of the most common questions business owners ask.
The answer is simple:
Profit isn't the same as cash.
Your Profit & Loss statement shows how your business performed.
Your bank account shows where your cash actually went.
For example, your cash may have gone toward:
✔️ Loan payments
✔️ Vehicle financing
✔️ Credit card payments
✔️ Owner draws or distributions
Those payments reduce the cash in your bank account, but many of them don't show up as operating expenses on your Profit & Loss.
That's why understanding both your financial statements and your cash flow is so important.
The numbers aren't necessarily wrong—they're answering two different questions.

10/12/2026

Good accounting isn't just about fixing numbers—it's about fixing the process.
One client came to us with recurring bookkeeping and tax issues.
The solution wasn't complicated.
We trained their team on how to properly record invoice payments, built that process into their onboarding, and set up view-only access to the accounts we needed so we could retrieve statements without interrupting their day.
The result?
✔️ Fewer bookkeeping issues.
✔️ Better communication between payroll, bookkeeping, and tax.
✔️ Cleaner financial records throughout the year.
When every part of your financial process works together, year-end becomes a planning conversation—not a cleanup project.

10/08/2026

Your business can be profitable... and still run out of cash.
Many business owners focus on their profit and loss statement.
But your cash balance tells a different story.
A business can show a profit on paper while still struggling to pay payroll, vendors, or upcoming bills if cash isn't managed carefully.
That's why cash flow forecasting matters.
Looking 12 to 16 weeks ahead gives you time to:
✔️ Spot potential cash shortages.
✔️ Adjust spending.
✔️ Plan financing before it becomes urgent.
✔️ Make decisions with confidence instead of reacting under pressure.
Profit tells you how you've performed.
Cash flow helps determine what you can do next.

10/07/2026

One person should never control your entire payment process.
As businesses grow, it's tempting to let one trusted person handle everything—from bookkeeping to writing checks.
That's where problems can start.
The person managing your books understands your income, expenses, and financial reporting. If they're also responsible for issuing and approving payments, there's little oversight if a mistake—or something intentional—occurs.
A simple internal control can make a big difference:
✔️ One person prepares or records transactions.
✔️ Another person reviews and approves payments.
✔️ Someone else reconciles the accounts.
These checks and balances aren't about mistrusting your team.
They're about protecting your business, your employees, and the financial systems you've worked hard to build.

10/05/2026

When your bookkeeping is messy, the answer isn't clicking "Accept All."
One client came to us because their financial reports simply didn't make sense.
After digging into the books, we discovered their bank account had been connected twice in QuickBooks under different names. Transactions were being imported into both accounts, creating duplicate activity and incomplete records.
Before that, we also separated personal expenses from legitimate business expenses and made sure everything was categorized correctly. When something wasn't clear, we didn't guess—we asked.
That's what bookkeeping cleanup really looks like.
It isn't about rushing through transactions.
It's about making sure your financial reports reflect what's actually happening in your business.
Because if you can't trust your numbers, it's hard to make confident business decisions.

09/30/2026

Can you put your kids on your business payroll?
Yes—in many cases you can.
But there are a few important requirements.
Your child must be:
✔️ Performing legitimate work for the business
✔️ Paid reasonable wages for the work they perform
One mistake we see is business owners waiting until December and saying, "Let's just put the kids on payroll."
Good tax planning usually doesn't work that way.
If paying your children through the business makes sense for your situation, it's generally something you should plan for throughout the year—not as a last-minute tax move.
The best tax strategies are built in advance, not rushed at year-end.

09/29/2026

If your QuickBooks doesn't match your bank account, don't ignore it.
One of the most common reasons business owners come to us isn't because they don't have bookkeeping software.
It's because they no longer trust the numbers they're seeing.
We often hear things like:
• "My revenue looks doubled."
• "My expenses don't seem right."
• "I have duplicate transactions."
• "QuickBooks doesn't match my bank account."
Technology has made bookkeeping easier, but it hasn't eliminated the need for accurate reconciliations and human review.
When we help a new bookkeeping client, one of the first things we do is establish a reliable starting point by comparing the books to the most recently filed tax return (assuming that return is accurate). From there, we can begin cleaning up the records and rebuilding confidence in the numbers.
Good bookkeeping isn't just about recording transactions.
It's about having financial information you can actually trust.

Address

612 N Kays Drive, Suite 120
Kaysville, UT
84037

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18019393326

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