SS&J Solutions Plus

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SS&J Solutions Plus Personal Financial Advisior, Tax and Accounting
Tax Preparer/Planner
18 years of finance experience

Prepared over 4000 returns
over 20 years of financial markets investor and industry experience
credit strategist and repair
real estate investor
Mortgage inspection
real estate license
loan signing agent
business consultant
provides bookkeeping

NO TAX ON TIPS AND OVERTIME? READ THE FINE PRINT.Recent federal tax-law changes created deductions for certain qualified...
10/13/2026

NO TAX ON TIPS AND OVERTIME? READ THE FINE PRINT.

Recent federal tax-law changes created deductions for certain qualified tips and qualified overtime compensation — but not every dollar labeled “tips” or “overtime” automatically qualifies.

For qualified overtime, the deduction generally applies to the qualifying premium portion required under the Fair Labor Standards Act, not the entire overtime paycheck.

Income limits, reporting rules, occupation rules, and documentation can matter.

Employees: keep your pay records.
Employers: make sure payroll reporting is ready.
Taxpayers: do not assume social-media headlines tell the whole story.

📞 904-900-2462
📱

SS&J Solutions Plus
More Than Taxes. Your Financial Partner.

Educational information only. Eligibility and tax treatment depend on individual facts.

AN EXTENSION IS NOT AN EXTENSION TO PAY.If you timely extended your 2025 individual federal tax return, October 15, 2026...
10/12/2026

AN EXTENSION IS NOT AN EXTENSION TO PAY.

If you timely extended your 2025 individual federal tax return, October 15, 2026 is generally your filing deadline.

Now is the time to:
• Finalize your documents
• Review income, deductions and credits
• Confirm estimated payments and withholding
• Make sure nothing important is missing
• Verify your return is filed and accepted

An extension gave you more time to FILE — not more time to PAY tax that was due by the original deadline.

Get the return right, not just done.

📞 904-900-2462
📱

SS&J Solutions Plus
More Than Taxes. Your Financial Partner.

Educational information only. Filing requirements and tax treatment depend on individual facts.

YOUR MONEY SHOULD HAVE A PLAN, NOT JUST A PAYDAY.You can earn more and still feel like there is less left. The latest na...
10/11/2026

YOUR MONEY SHOULD HAVE A PLAN, NOT JUST A PAYDAY.

You can earn more and still feel like there is less left. The latest national spending figures are a reminder to examine where your money goes.

Take 15 minutes to review:
• Your bills and recurring expenses
• Upcoming obligations
• Cash reserves
• Debt payments
• Spending habits
• Your actual profit and available cash

Financial progress starts with understanding your numbers.

📞 904-900-2462
📱

SS&J Solutions Plus
More Than Taxes. Your Financial Partner.

Educational information only. Financial and tax decisions depend on individual facts.

A Tax Refund Is Not the GoalA refund generally means more tax was paid during the year than the final return required.So...
10/08/2026

A Tax Refund Is Not the Goal

A refund generally means more tax was paid during the year than the final return required.

Sometimes that is intentional. Sometimes people prefer the forced savings.

But if you’re struggling with monthly cash flow while substantially overwithholding, it deserves a conversation.

The IRS updated its Tax Withholding Estimator to account for current-law provisions including qualified tips, overtime, certain car-loan interest and the senior deduction.

Tax planning is not about chasing a refund.

It is about understanding what you owe, what you paid and why.

Put a withholding review on your Q4 checklist.

WHAT DOES THE IRS HAVE ON YOUR BUSINESS?Before tax season gets busy, make sure your records match what the IRS has on fi...
10/08/2026

WHAT DOES THE IRS HAVE ON YOUR BUSINESS?

Before tax season gets busy, make sure your records match what the IRS has on file.

Eligible Business Tax Account users may be able to:
• View balances and payment history
• Access certain transcripts
• View and respond to notices
• Request a tax-compliance check
• See the business name and address on file
• Download EIN verification when available

A quick review now can help prevent bigger issues later.

Clean records start with knowing what is actually on the account.

📞 904-900-2462
📱

SS&J Solutions Plus
More Than Taxes. Your Financial Partner.

Educational information only. Tax treatment and account access depend on individual facts and IRS eligibility.

💜 October is Domestic Violence Awareness Month.“They never hit me” should never be the standard for whether you deserve ...
10/08/2026

💜 October is Domestic Violence Awareness Month.

“They never hit me” should never be the standard for whether you deserve help.

Abuse can reach your finances, your emotions, your confidence, and your physical safety. It can look like controlling your money, sabotaging your work, humiliating you, isolating you, or making you question what you know happened. (thehotline.org, nnedv.org)

Sometimes control shows up in ways people overlook:

▪️ Silent treatment used to punish you until you give in—not a communicated break to calm down.
▪️ Triangulation: bringing other people into the situation to pressure, discredit, or isolate you.
▪️ Withholding essential information so you cannot make informed decisions or protect your independence.
▪️ Misusing systems: weaponizing court proceedings or knowingly making false reports to intimidate you, exhaust your resources, or force continued contact. (health.clevelandclinic.org, womenslaw.org, nnedv.org, womenslaw.org)

Pay attention to what happens when you say no. Are your choices respected, or do you face threats, punishment, and pressure until you surrender them? Coercive control is a pattern that restricts someone’s freedom and takes over their choices. (womenslaw.org)

And leaving does not always end the abuse. Sometimes the tactics change. (womenslaw.org)

You do not need visible bruises for your experience to matter. You deserve safety, dignity, and support.

If someone confides in you, listen. Let them speak without making them defend why they stayed or explain why leaving is complicated.

💜 Confidential support: 800-799-7233
📱 Text START to 88788
🌐 TheHotline.org (thehotline.org)

The Economy Changed. Have Your Numbers?”The September employment report just gave us another reason to stop running busi...
10/05/2026

The Economy Changed. Have Your Numbers?”

The September employment report just gave us another reason to stop running businesses on assumptions. U.S. payroll employment increased by only 29,000 in September, while unemployment moved from 4.1% to 4.2%.

That does not mean your business is automatically slowing down. It means this is a lousy time to assume that yesterday’s revenue, customer behavior or hiring environment will automatically continue tomorrow.

Pull your September numbers. Compare Q3 with Q2. Look at receivables. Look at cash. Look at your recurring expenses. And most importantly, know what your business actually profited.

Comment CHECKUP if your Q3 numbers need a second look.

🚨 OCTOBER 15 IS APPROACHING — AND “I’LL GET TO IT LATER” IS NOT A TAX STRATEGY.If you timely filed an extension for your...
10/05/2026

🚨 OCTOBER 15 IS APPROACHING — AND “I’LL GET TO IT LATER” IS NOT A TAX STRATEGY.

If you timely filed an extension for your 2025 federal individual tax return, the extended filing deadline is generally October 15, 2026.

Before you submit, ask:
• Was all income reported correctly?
• Were deductions and credits properly supported?
• Did your filing status or dependent situation change?
• Are there prior-year returns or IRS notices that still need attention?

At SS&J Solutions Plus, Personal Tax Cleanup is about more than getting a return filed. We review what was filed, identify issues that may need correction, organize outstanding tax matters, and help create a clear path forward.

An extension gave you more time to FILE — not more time to PAY tax that was due.

💬 Comment CLEANUP or send a private message to get started.
📞 904-900-2462
📱

SS&J Solutions Plus
More Than Taxes. Your Financial Partner.

Monday • Meet the Owner ✨Behind SS&J Solutions Plus is more than a tax professional — it’s over 20 years of experience h...
10/05/2026

Monday • Meet the Owner ✨

Behind SS&J Solutions Plus is more than a tax professional — it’s over 20 years of experience helping individuals, families, and business owners make smarter financial decisions.

I built SS&J Solutions Plus to give clients more than tax preparation. My goal is to help you understand your numbers, clean up what needs fixing, plan ahead, and build with confidence.

Whether you need tax preparation, business tax cleanup, tax strategy, business services, or professional tax software and training, I’m here to help you move forward with a plan — not just paperwork.

📍 Jacksonville, FL
🌐 ssjsolutionsplus.com

We are heading into Q4.If your books are months behind, personal and business spending are mixed, estimated taxes have b...
10/03/2026

We are heading into Q4.

If your books are months behind, personal and business spending are mixed, estimated taxes have been guessed, deductions have no documentation, prior returns need another look or your business has outgrown the structure you started with, do not carry all of that into 2027.

The SS&J Solutions Plus Business Tax Cleanup & Strategy Intensive is designed to get underneath the return and into the business.

We review up to two years of prior returns, bookkeeping, business income and expenses, estimated taxes, deductions and documentation, business structure, owner compensation and potential tax issues.

You receive a personalized written action plan plus a follow-up strategy consultation.

Investment: $1,500
Reserve with a $750 deposit.

📞 904-900-2462
📱

SS&J Solutions Plus
More Than Taxes. Your Financial Partner.

Comment CLEANUP or DM CLEANUP.

Address

Jacksonville-Baldwin Rail-Trail
Jacksonville, FL
32220

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Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 6:30pm
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Saturday 8am - 8pm

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