Keely Butrum - Financial Advisor

Budgeting is a key aspect to achieving peace of mind in your finances.

Two years ago, I took my financial planning and investment advisory practice independent and started my own Registered Investment Advisory Firm. Now that the dust has settled, I am accepting select new clients.

…But good financial habits can.

One of the easiest ways to build a positive personal P&L (profit & loss) is to re-establish your monthly expenses at a dramatically lower level.

If you cut your burn rate to the bone, you suddenly will find the freedom to say 'no' to work that drains you and doesn't build your reputation. And perhaps you can say goodbye to the stress that might be paralyzing you.

Create like an optimist. Spend like a pessimist.
- Seth Godin

I read today that they will be suddenly changing the way they calculate unemployment starting with today's report. It is bothersome that when the data doesn't tell the story you want, you can just change it. I have been concerned in recent years with the prominence companies have given to reporting non-GAAP earnings, which literally means it is NOT done with Generally Accepted Accounting Principles and can include all kinds of made up money fluff. Yet, more companies than ever are using it to influence analysts and investors. I make every decision in life by referring to data, but so much of it just really can't be trusted.

Has Non-GAAP Reporting Become an Accounting Chasm? - CFO Aggressive use of non-GAAP numbers is creating a crisis in how investors, analysts, and the media report financial performance and value companies.

Michael Hicks: Job numbers yield tiny optimism The federal Employment Situation Summary, published on May 5, caused quite a firestorm. The reason is a data irregularity, perhaps a miscoding of survey data that had the official unemployment rate drop to 13.3%. Every economist, including myself, expected the rate to rise, not fall. There is much t...

Grow from something small...

The best time to plant a tree was 20 years ago. The second best time is now.
-Chinese Proverb