TMA Accounting

10/02/2026

A retirement plan loan may seem straightforward: borrow your own money now and pay yourself back later. But things can get more complicated if the loan isn't repaid according to the rules.

Before borrowing, understand the potential tax consequences:

Understand the tax implications of borrowing from retirement plans, including potential pitfalls and interest deductibility rules.

09/29/2026

Looking for ways to add more value to your employee benefits? Certain fringe benefits may be provided to employees tax-free when IRS requirements are met.

Understanding the rules can help employers make smarter decisions about their benefits package.

Here are some tax-free fringe benefits worth knowing about:

Explore tax-free fringe benefits for employees that enhance your compensation package and attract talent.

09/25/2026

An acquisition can create uncertainty for employees, but customers may have questions, too. Will the same people be there? Will prices change? Will they receive the same level of service?

Addressing those concerns early can help protect the relationships you're acquiring along with the business.

Learn how to maintain customer loyalty after an acquisition by addressing concerns and implementing effective retention strategies.

09/18/2026

Starting a business comes with a long to-do list.

Business structure. Taxes. Banking. Recordkeeping. Insurance. And that's before you start serving customers.

A little preparation can prevent a lot of headaches later. Here are 12 essential steps to consider:

Learn the 12 essential steps to successfully start your small business, from market research to securing funding and legal considerations.

09/15/2026

Being a sole proprietor gives you plenty of independence.

It also means you're responsible for keeping good records, understanding deductible expenses, and making sure you pay the right taxes.

The article below breaks down the essentials:

Explore essential tax considerations for sole proprietors, including income reporting, deductions, and retirement planning.

09/10/2026

While employees are responsible for the information they provide, employers still need to know how to handle a W-4 that looks incomplete, invalid, or unusual.

Here's what employers should know:

Learn how to handle invalid Form W-4 submissions and IRS lock-in letters to ensure compliance and avoid costly payroll errors.

09/08/2026

With hourly billing, your cost depends on how much time your accountant spends on the work. With fixed-fee billing, you typically know what you'll pay for an agreed-upon set of services.

Both models have advantages and drawbacks.

Here's what business owners should know before deciding which approach is a better fit:

See the key differences between fixed-fee and hourly accounting billing to choose the best option for your small business's financial needs.

09/04/2026

Finding the right employee is hard enough. Keeping track of every resume, interview, email, and follow-up shouldn't make it harder.

Applicant tracking systems can help business owners organize candidates, streamline hiring tasks, and spend less time managing the process.

Here's how they work and why they may be worth considering:

Streamline your hiring process with an applicant tracking system and discover how it can save time, organize applicants, and improve communication.

09/02/2026

Hiring doesn't end when someone accepts your offer. The next step is making sure they have the information, tools, and support they need to succeed.

A strong onboarding process can help you build a stronger workforce from day one. Learn more here:

Build a stronger workforce with a strategic onboarding process that welcomes new hires, improves training, and supports long-term employee success.

08/31/2026

Use Claude to format bank statements for QuickBooks Online.

Jack shows you exactly how to format your data for both three-column and four-column layouts to ensure a smooth upload. This guide simplifies your bank feed setup so you can stop manual entry and get your books balanced faster.