Turill Financial

10/08/2026

September market recap, the way I like to do it.

I walk through the themes I tracked, the questions I asked, and how I frame risk heading into October. No predictions, just process and perspective.

Curious what stood out to you last month? Drop your takeaway or a chart you watched. 🗒️

10/06/2026

Standing in front of the iconic Huntington Beach Library, we're diving into the ins and outs of having an over-concentrated stop position and its impact on your taxes! 🏛️💡 Discover why it's not always best to stay stuck and how smart adjustments can lead to better financial health. Watch now to learn more! 📈🎥

10/01/2026

Retirement planning involves more than choosing investments. Taxes, Social Security, Medicare, required withdrawals, and your estate plan can all affect the decisions you make.

Join me at the Huntington Beach Central Library for an educational planning workshop. We’ll discuss how these pieces fit together and what may be worth reviewing before and during retirement.

**Choose a date:** October 8 or October 13, 2026
**Time:** 6–7 p.m.
**Location:** Room B, Huntington Beach Central Library, 7111 Talbert Avenue

Seating is limited. Reserve your seat here: https://rsvpme.net/VWDVYG

09/30/2026

The market can recover while a retiree’s portfolio still struggles to catch up.

That’s the risk illustrated here. If a downturn hits just as you begin taking income, you may need to sell investments while their value is down. Those withdrawals leave fewer dollars invested to participate in a recovery.

The five years before and five years after retirement are a useful time to review:

• How much you’ll need to withdraw each year
• Where that income will come from during a downturn
• Whether your investment mix still fits your income needs and risk tolerance

You can’t choose when the next market decline happens. You can build a retirement income plan that accounts for one.

If you’re approaching retirement, let’s review how your portfolio and income plan would work together through a difficult market.

*For educational purposes only. Past performance does not predict future results.*

09/28/2026

🧐 Curious about how the rising 10-year yield impacts your everyday life and wallet? 📈 Dive into our latest video as we break down the effects on bonds and daily costs. Discover what these finance shifts mean for YOU, and why it’s crucial to stay informed. Watch now and stay ahead! 💡🔍

09/25/2026

September is **Life Insurance Awareness Month**, but the conversation should be about more than simply whether you own a policy.

The more important question is:

**Does the coverage you have still do the job you need it to do?**

According to LIMRA’s 2026 research, roughly half of American adults report owning life insurance, yet millions still say they need coverage or need more than they currently have.

That gap matters because life rarely stays the same.

Income changes.
Families grow.
Mortgages get paid down.
Businesses grow.
Retirement gets closer.
Estate and legacy goals evolve.

A policy you purchased 10 or 15 years ago may still be perfectly appropriate. Or it may no longer match the reason you bought it in the first place.

That is why I believe life insurance should be reviewed as part of the **overall financial plan**, alongside investments, retirement income, taxes, risk management and estate planning.

LIAM is a good reminder to pull out your existing coverage and ask three simple questions:

**What do I have?
Why do I have it?
Does it still accomplish what I need it to accomplish?**

Sometimes the answer is that nothing needs to change.

And that clarity has value too.

09/23/2026

Building wealth feels like the climb, while retirement is that rewarding hike back down. I enjoy guiding others in both parts—steady steps up, and careful pacing on the way down to make spending intentional. If mountain talk helps you navigate your financial journey, let’s have a trail map chat. ⛰️

09/23/2026

Building wealth feels like the climb.
Retirement is the hike back down.

I like mapping both parts with people, steady steps up, careful pacing on the descent so spending feels intentional.

If mountain talk helps you think through money, I’m always up for a trail map chat. ⛰️

09/21/2026

🚨 Attention Retirees and Pre-Retirees! 🚨 Curious about the recent interest rate change and how it might impact your finances? 📉💸 Join me as I break down the rate shift and reveal THREE crucial areas you should watch out for. Your financial future might depend on it! Tune in now and get the insights you need! 🧠💡

The Federal Reserve raised interest rates again, but that does not ...

09/18/2026

🎥 Ever contemplated why getting a second opinion matters, even with an advisor on board? Join our dynamic Q&A session as we dissect why extra advice is essential and uncover what REALLY counts. Remember, Knowledge is Power! Tune in now to make those well-informed decisions! 💡