WatersEdge Wealth Management

WatersEdge Wealth Management Jonathan Waters, CFP®, ChFC®, RICP®

Knowledge is the key to a successful financial future. (410) 785-7654.

Whether your goals include preparing for milestone life events like retirement or college, protecting your family's future or you're simply looking for life, disability income or long-term care insurance protection, I promise a new level of attention, insight and capability. I provide total financial needs analysis through a network of experienced professionals with detailed knowledge in: advisory services, retirement planning, estate strategies, employee benefit and retention services, business communication strategies, and trust services. I am committed to building long-term relationships with my clients and helping them reach their goals is my number one priority. Drawing on my knowledge, experience, and world-class tools, I help build financial freedom for my clients. I am licensed to sell insurance products in the following jurisdictions:
AL, AZ, CO, DC, DE, FL, GA, HI, IA, IN, LA, MD, MO, NC, NJ, NY, OH, PA, SC, TN, TX, UT, VA, WV. I am licensed to sell securities in the following jurisdictions:
AL, AZ, CA, CO, CT, DC, DE, FL, GA, IN, MD, MI, MN, MO, MS, MT, NC, NJ, NY, OH, PA, SC, SD, TX, UT, VA, VT, WA, WI, WV. I am a registered representative of and offer securities, investment advisory, and financial planning services through MML Investors Services, LLC, member SIPC(www.sipc.org). Supervisory address; 11350 McCormick Rd., Executive Plaza IV, Suite 200, Hunt Valley, MD 21031. WatersEdge Wealth Management is not a subsidiary or affiliate of MML Investor Services, LLC or its affiliated companies.

10/07/2026

Young adolescents who turn to chatbots for companionship feel more lonely, a new study says.

10/05/2026

Hospital room alarms keep patients from getting sleep and overwhelm nurses. New tech is making alarms smarter and less annoying.

10/02/2026

The threat of AI may or may not be overhyped. The AI superintelligence doomsday scenarios could be overplayed. Yet there is something that may really kill you from using your computer. Here's what it is.

“Fear makes the wolf bigger than he is.” This old German proverb hits the nail on the head. Fear is a mind killer. This ...
10/01/2026

“Fear makes the wolf bigger than he is.”

This old German proverb hits the nail on the head. Fear is a mind killer. This emotion, more often than not, is the greatest obstacle that prevents us from achieving our goals, dreams and potential. What this means is that our downfall or lack of success is largely of our own making and, thus, within our own control.

Overcoming of fear is what the mythic ‘journey of the hero’ is about.

The fear we often anticipate, when facing new experiences, is almost always greater than the peril the actual experience brings. Often, we work ourselves into a panic, fearing the unknown and “what might happen”. Our imaginations create monsters under the bed and in the closet. But as adults, we know that those monsters are not really there. They are self-generated.

Here is a question for you: In beginning a process of change, when you feel fear, what is it that you are afraid of?

09/30/2026

Like it or not, we are all betting on AI taking over the economy.

09/28/2026

At 14, he heard Stravinsky and resolved to be a composer. As Reich approaches his 10th decade, the man revered by the likes of David Bowie reflects on a life that changed the soundtrack of modern living.

09/25/2026

Only 37% of baby boomers express certainty they can handle future financial needs, and younger generations are even less sure.

09/23/2026

Is $3 million enough to retire? Retirement preparedness requires more than savings. Learn why your resources must be able to support the life you're planning.

No one, not even the most self-reliant, achieves their goals entirely on their own. We all need a team to support and b...
09/21/2026

No one, not even the most self-reliant, achieves their goals entirely on their own.

We all need a team to support and be supported by.

Sometimes that team is our own family.

Sometimes it’s the professionals we choose to partner with.

Whoever it is, when we surround ourselves with honest, caring, and hard-working people, it becomes so much easier to be all those things, too.

09/21/2026

Financial performance matters, but lenders are also weighing something the numbers don't capture.

Address

11350 McCormick Road, Executive Plaza IV, Suite 200
Hunt Valley, MD
21031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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