Brian Kesler, Mortgage Loan Originator

Brian Kesler, Mortgage Loan Originator Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Brian Kesler - NMLS #104387, Licensed in MD.

Local loan officers providing expert home-buying guidance from application to closing. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

I have almost 20 years in the mortgage industry and am licensed to originate in Maryland. It's not every day that you buy a home - the homebuying process can be complicated and overwhelming. My main goal is to work with each of my clients to help them understand their financing options based on the market and programs available at the time, and to empower them to make a great decision. I am committed to providing my clients and their chosen real estate agent with the highest level of service and professionalism, with an emphasis on working as an integrated team.

10/07/2026

You DON’T necessarily have to sell your house before you can make an offer on the next one. 🏡➡️🏡

For the last few years, home-sale contingencies were extremely difficult to get accepted.

But the market is changing — and we’re starting to see sellers become more flexible.

So if you’ve been wanting to move but thought, “I can’t buy until I sell,” it may be time to revisit that conversation.

Your options today could look very different than they did a year ago.

📌 Save this for later or send it to someone who wants to move but feels stuck.

09/23/2026

Want $5,000 toward buying a home in Baltimore City?

Attending the Live Baltimore Trolley Tour makes you eligible to apply for the $5,000 Buying Into Baltimore incentive lottery for down payment and closing cost assistance.

🚨 BUT don’t miss this important step:

You must complete homeownership counseling BEFORE going under contract on a home to qualify for the incentive.

20 eligible homebuyers will be selected for $5,000 each.

Thinking about buying in Baltimore City? Send me a DM and let’s make sure you know about ALL the assistance programs you may qualify for before you start making offers.

LiveBaltimore BuyingIntoBaltimore HomeBuying

09/18/2026

Homebuyers — don’t let a Fed headline make your homebuying decision for you.

Yes, mortgage rates have been moving. Yes, there’s been some volatility.

But the question that matters most is still the same:

👉 Does the home AND the monthly payment make sense for you?

You don’t need to perfectly time the market. You need good information, realistic numbers, and a plan that works for you.

Stay informed. Stay focused. And don’t let the headlines create unnecessary noise.

FirstTimeHomeBuyer

Yesterday was a pretty great day all around.Started the morning with a closing with some friends, new and old. Big shout...
09/17/2026

Yesterday was a pretty great day all around.

Started the morning with a closing with some friends, new and old. Big shoutout to their agent, Liz Diaz ,who did a great job representing them and was awesome to work with throughout the process.

Also have to give a shoutout to Kelly + Co Realty ….blown away by how beautiful the new office is!

Followed up the closing the only appropriate way… celebratory lunch at Koco's Pub for the BEST crab cakes in Baltimore. Not one of the best. The best. I’m willing to die on that hill!

Finished the day with a good walk and then watching my daughter’s softball game.

09/08/2026

🚨 TEACHERS & FIRST RESPONDERS 🚨

Maryland just launched a new homebuyer program specifically for YOU. 🏡

🔥 Interest rate ½% below the standard MMP First Time Advantage 5% rate
💰 5% assistance toward down payment & closing costs
0️⃣ 0% interest on the assistance + no monthly payment
🔑 For eligible first-time homebuyers

Teachers • School Counselors • Police Officers • Firefighters • EMTs • Paramedics • 911 Specialists + more

This could make a BIG difference in both the cash needed to buy AND your monthly payment.

📲 DM me “FIRST RESPONDER” or “TEACHER” and I’ll help you figure out if you qualify.

And please SHARE this with a teacher or first responder who needs to know about it!

Teachers FirstResponders HomeBuying MortgageTips

Finally catching Underworld!!!!
09/04/2026

Finally catching Underworld!!!!

Been chasing the afternoon sun and heat on most of my walks lately, but this morning I decided to chase the sunrise inst...
09/02/2026

Been chasing the afternoon sun and heat on most of my walks lately, but this morning I decided to chase the sunrise instead.

Got rewarded with some great views and randomly running into my friend Kit Stone ….grateful for the walk and talk.

9,000 steps before 7:30 AM.

Great way to start the day….LFG

Good to be back in Naptown!
09/01/2026

Good to be back in Naptown!

Well… we had a good run
09/01/2026

Well… we had a good run

08/29/2026

🚨 REALTORS: The appraisal is changing November 2nd.

Fannie Mae and Freddie Mac are rolling out UAD 3.6 — and the appraisal report we’ve been accustomed to seeing for years is basically going away.

🏠 More detail on renovations
📐 Changes to how finished area is reported
🔨 More detailed property condition information
📋 More structured property data

You DON’T need to become an appraisal expert.

But you should know what’s changing before it shows up in the middle of one of your transactions.

I’m putting together a quick Realtor Cheat Sheet and will be posting it as a follow-up soon.

MarylandRealtor BaltimoreRealEstate

Address

11011 McCormick Road
Hunt Valley, MD
21031

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+14103032953

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