What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 6pm

Ashley Mills, Partner at Direct Mortgage Loans

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United States
Hunt Valley, MD
Ashley Mills, Partner at Direct Mortgage Loans

Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs.

Local loan officers providing expert home-buying guidance from application to closing. Ashley Mills- NMLS #3145014, Licenses in DE, GA, IN, KT, MD, MS, NJ, NC, PA, SC, TX, VA
VA Lic. - MLO-4006VA
Corporate NMLS # 832799
Equal Housing Lender

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

10/06/2026

Think your credit score is the only thing standing between you and a home loan? Think again. 🏡

Lenders look at the whole picture, including your credit history, payment history, income, debt, assets, and reserves.

Your number matters, but it’s only part of the conversation. When you’re ready to explore your options, Go Direct.

10/02/2026

Buying a home takes more than just a down payment. 🏡💰 From closing costs and inspections to earnest money, appraisals and reserves, knowing what to expect can help you plan with confidence.
Want to know how much you may need to buy your next home? Let’s talk!

09/29/2026

How much house can you really afford?
Getting approved for a certain amount does not always mean you should spend that much. Your budget should account for a payment that feels comfortable and leave room for the things that matter most, like saving, traveling, raising a family, building your future, and reaching your long term financial goals.
Before you start shopping, know your numbers and find a payment that works for your life.
Your home. Your loan. Go Direct.

09/22/2026

Pre-Qualified vs. Pre-Approved: Know the Difference
Not all lender letters carry the same weight.
For listing agents, it's always a smart move to ask what level of review has been completed. A stronger pre-approval can lead to smoother transactions and greater confidence for everyone involved.

09/21/2026

NEW CONFORMING LOAN AMOUNT 🚨
Conforming loan amounts are now available up to $845,000 with select investors for new locks beginning September 17, 2026.
A few important details:
• Available with select participating investors
• Standard conforming pricing and underwriting apply
• Subject to each investor’s guidelines
• Government loan limits remain unchanged
Important: This is not the official 2027 conforming loan limit. FHFA is expected to release the official 2027 limit on or after November 25, 2026.
Have questions about what this could mean for your buyers? Let’s talk. Go Direct.

09/08/2026

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly income, monthly debts, down payment, and the monthly payment you’re actually comfortable with.

Knowing these upfront can help you shop smarter, understand your options, and avoid falling in love with a home outside your budget. Let’s get you pre approved and ready to shop! 🧡

09/07/2026

🇺🇸 Happy Labor Day from DML! 🇺🇸

Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy the long weekend!

09/04/2026

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.

A quick conversation with your lending partner can make all the difference.

Before submitting an offer, take a few minutes to confirm your buyer's approval amount, loan program, estimated cash to close, and timeline. It's a simple step that helps prevent delays, surprises, and unnecessary contract headaches.

Five minutes on the phone today can save weeks of cleanup later and help your clients move forward with confidence.

09/02/2026

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and answers when you call. Real people, real answers, no call centers. Talk to a real expert. Go Direct.

09/01/2026

Invest Smarter. Let Your Property Work for You.
Looking to grow your real estate portfolio? A DSCR loan may help you qualify based on the cash flow of the investment property - not your personal income.
With flexible options for real estate investors, DSCR financing can be a powerful tool for your next investment.
Ready to explore your options? Let’s talk.

Address

11011 Mccormick Road
Hunt Valley, MD
21031

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm

Website

https://www.directmortgageloans.com/kendall-winkelman/

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