Maryanna Lanham - Insurance Lady

  • Home
  • Maryanna Lanham - Insurance Lady

Maryanna Lanham - Insurance Lady They say life doesn't give you anything you cannot handle. But you don’t have to handle it alone.

For over 10 years, I have helped individuals, families, and businesses explore insurance solutions including health insurance, life insurance, Maryland Paid Family Leave, disability coverage, group benefits, and CD alternatives. Insurance can feel overwhelming, so I focus on explaining the options and details in a clear, approachable way. My goal is to help you understand your choices better so you can make informed decisions for yourself, your family, or your business. Whether you are reviewing current coverage, planning, or simply trying to make sense of your options, I offer consultations designed to help you explore solutions that may be appropriate for your needs.

I’m currently on the other side of the country to learn as much as I can from Health Equity- your insurance lady here fo...
28/09/2026

I’m currently on the other side of the country to learn as much as I can from Health Equity- your insurance lady here for you HSA/FSA/HRA and a full suite of employee benefits. Waring-Ahearn Insurance Agency Inc: Jay DukeMaryanna E LanhamChris Weller

What If the Thing You Hid Is Your Gift?What If the Thing You Hid Is Your Gift?From Where I SitI've been thinking about t...
25/09/2026

What If the Thing You Hid Is Your Gift?

What If the Thing You Hid Is Your Gift?

From Where I Sit

I've been thinking about the things we're naturally good at.

Not the things on our résumés.

Not degrees, certifications or the skills somebody taught us at work.

I'm talking about the things that seem to have always been there.

Empathy.

Kindness.

Humor.

Compassion.

The ability to make people feel safe.

The person who can walk into chaos and somehow bring the temperature in the room down ten degrees.

The one who organizes everything.

The one who knows when to stop talking and just sit beside you.

The one who makes everyone laugh at exactly the moment they need it.

Are those skills?

I think they are.

Maybe they're even gifts.

And, yes, I know. We're getting dangerously close to woo-woo territory. You all know I am too sarcastic to stay there for too long.

But I've been thinking about it.

I was teased a lot as a kid, and I learned pretty quickly that being different could get you noticed in ways you didn't necessarily want.

So what do we do?

We adjust.

We hide things.

We make ourselves a little smaller.

We learn what gets approval and what gets an eye roll.

And sometimes we carry that into adulthood without realizing it.

Even writing that I believe I have a strong sense of empathy and connection with people during difficult times makes part of me want to immediately qualify it.

Who does she think she is?

That little voice is still in there.

But another voice has gotten louder.

What if acknowledging something you're good at isn't bragging?

What if it's simply knowing what you bring to the table?
I've spent years caregiving, working with families through insurance conversations, sitting with people during difficult moments and, more recently, thinking seriously about volunteering with hospice.

Somewhere along the way I realized:

I am comfortable having conversations that make a lot of people uncomfortable.

That's a skill.

It took me a while to say that.

And it made me wonder how many other people are walking around with something incredibly valuable inside them that they've dismissed because nobody ever gave that particular ability a title.

Maybe you're the caregiver.

Maybe you're the comic relief.

Maybe you're the guard.

Maybe you're the person everyone calls when something breaks because you can fix practically anything.

Maybe you remember birthdays.

Maybe you listen without immediately trying to solve the problem.

Maybe you're the person who notices when somebody sitting at the edge of the room hasn't been included and you pull out a chair.

These things matter.

People need people like you.

And the beautiful part is that we don't all need to bring the same thing.

Actually, we can't.

"We can't all be good at everything" is one of my favorite things to say when I make a mistake.

Usually I'm joking.

But really—we can't.

Thank goodness.

If everyone were a public speaker, who would listen?

If everyone wanted to lead, who would notice the details?

If everyone were the caregiver, who would make the caregiver laugh?

If everyone were the guard, who would let the guard put down his shield for a minute?

We need each other precisely because we are different.

And I think part of getting older—and hopefully a little wiser—is becoming more comfortable with that.

Knowing what you bring to the table.

Knowing what you don't.

Knowing your values.

Knowing your flaws.

And realizing that your authentic self is probably far more useful to the world than whatever version of yourself you created because you thought other people would like it better.

Not everyone will be your person.

That's okay too.

Some people become family. Some are lifelong friends.

Some are friends for a season. Some eventually move into what I call the "associate category"—people you genuinely like and are happy to see at the grocery store, a community event or wherever your paths cross, but they're not necessarily coming over in their pajamas.

They have their tribe.

You have yours.

We can't all be each other's people.

But I think something wonderful happens when you stop trying to fit at every table and start understanding what you bring to the one where you belong.

Maybe the thing you spent years toning down is exactly what somebody else needs.

Maybe your sensitivity isn't "too much."

Maybe your humor isn't frivolous.

Maybe your quietness isn't weakness.

Maybe your ability to sit with someone in the hardest moment of their life isn't strange.

Maybe it's a gift.

And maybe at some point we have to stop apologizing long enough to use the gifts we've been given.

I'm working on that.

At least, that's how it looks from where I sit.

25/09/2026

It's that time again! Back to School Pictures! Mark your calendars, so you don't miss out! Best printed and/or digital packages in all of Southern Maryland, for Back to School!

Friday, October 9th & Saturday, October 10th
Location: In Wildewood Shopping Center, at our Favorite Just Between Kids, Children's Resale Boutique

We take multiple pics of your kids, you choose the one you want. Don't like the choices? We will re-take the pics!

My latest FromWhere I Sit What If We Can Change the Story?What if the story we’ve been telling ourselves isn’t the only ...
18/09/2026

My latest From

Where I Sit

What If We Can Change the Story?

What if the story we’ve been telling ourselves isn’t the only version?

Sometimes a different perspective, a little grace, or simply being willing to look again can change more than we realize.

Read the full article on LinkedIn
https://lnkd.in/p/euCD2nQM

I’m proud to be a Founding Member of the Trusted Healthcare Alliance!Healthcare has a trust problem. People are being as...
17/09/2026

I’m proud to be a Founding Member of the Trusted Healthcare Alliance!
Healthcare has a trust problem. People are being asked to make complicated, deeply personal decisions in a system that can be confusing, inconsistent, and difficult to navigate. Rebuilding that trust will require healthcare professionals who are willing to educate, advocate, collaborate, and hold themselves and the industry accountable. I joined because I believe we can raise the standard while giving ethical professionals a stronger voice. We do not have to accept a system that leaves consumers confused or makes good professionals feel powerless to change it.

If you believe in doing the right thing for the right reason and want to help rebuild trust in healthcare, I encourage you to learn more about becoming a Founding Member of the Trusted Healthcare Alliance.
Visit their website at www.TrustedHealthcareAlliance.org

Waring-Ahearn Insurance Agency Inc: Jay Duke Chris Weller

Today, I volunteered to become a hospice volunteer.A few hours later, my neighbor, brother and friend since 1980 passed ...
15/09/2026

Today, I volunteered to become a hospice volunteer.

A few hours later, my neighbor, brother and friend since 1980 passed away.

It made me think about grief, the people who simply know how to show up, and how precious our time with one another really is.

I wrote about it in my latest From Where I Sit: The Gift of Showing Up.

Read the full article on LinkedIn: https://lnkd.in/p/e7AmqFhr

You don't know what you know. If you don't know you don't know, you know? Get in the know. Waring-Ahearn Insurance Agenc...
15/09/2026

You don't know what you know. If you don't know you don't know, you know? Get in the know. Waring-Ahearn Insurance Agency Inc: Jay Duke St. Mary's Business Partners Chris Weller

More than half of people on Medicare don’t know what Medicare Part D actually is.

According to eHealth’s 2026 Medicare Knowledge Gaps study, 54% of current Medicare beneficiaries could not correctly identify the basic definition of Medicare Part D.

Part D is prescription drug coverage offered by private insurance companies approved by Medicare. You can get it through a standalone Part D plan, or prescription drug coverage may be included in a Medicare Advantage plan.

But knowing that is only the beginning.

Part D plans have different drug lists, pharmacy networks and costs. The plan that works well for your neighbor may be a terrible fit for your prescriptions. And going without Part D or other creditable prescription coverage can result in a late enrollment penalty that may follow you for as long as you have Part D.

This is another reason working with a knowledgeable local Medicare insurance agent is important. They can review your actual prescriptions and pharmacies and help you understand how the plans available where you live work for you.

This is #5 in Trusted Healthcare Alliance’s 10-part series, What Medicare Beneficiaries Don’t Know. We’re helping people understand Medicare before a misunderstanding becomes an expensive mistake.

trustedhealthcarealliance.org

Source: eHealth, Medicare Knowledge Gaps Report, 2026

I am so happy this series is helping you all learn a bit more about insurance and I hope this helps you make the best de...
10/09/2026

I am so happy this series is helping you all learn a bit more about insurance and I hope this helps you make the best decisions for you and your family. Keep your suggestions coming- For today it's

Insurance, Explained: What Is Insurance Anyway?

At its core, insurance is a transfer of risk.

Think about a football player wearing a helmet. The helmet doesn’t guarantee nothing will happen, but it helps protect the player from a risk we know exists.

Insurance works a little differently, but the idea is similar.

If something happens to your home, how much could you afford to cover yourself?

If your car is totaled—or you’re responsible for an accident—could you comfortably pay those expenses out of pocket?

With life insurance, what financial risk would the people you love face if you weren’t here?

Insurance allows you to transfer some of those financial risks to an insurance company in exchange for a premium.

And risk is something we manage every day. We wear seat belts. We eat well. We save for emergencies. We lock our doors. None of these things eliminate risk—they help us decide how much risk we are comfortable taking.

That’s really what insurance planning is about, too.

What risks can you comfortably handle yourself, and which ones would you rather transfer?

Insurance can be complicated, and sometimes we don’t realize how much risk we’re carrying until something happens. That’s why agents exist. Ask questions. Understand what you have. And make sure your coverage reflects the risks you are comfortable taking.

Pictured my usual background with a little chat gpt fun. Much love to you all!

Waring-Ahearn Insurance Agency Inc: Jay Duke Chris Weller Maryanna E Lanham

Networking is a terrible word for something I actually love.When I hear networking, I picture name tags, business cards ...
05/09/2026

Networking is a terrible word for something I actually love.

When I hear networking, I picture name tags, business cards and walking into a room wondering who I’m supposed to talk to.

But connection? I love connection.

Over the years, some of my best professional relationships have started in places that had absolutely nothing to do with business. Community events. Volunteer organizations. Chambers. Referral groups. Friends introducing friends. Sometimes just sitting next to the right person and starting a conversation.

I’ve learned that creating a community isn’t really about where you are. It’s about what you bring to the table.

Show up. Be kind. Ask questions. Listen. Help people without keeping score. Introduce two people who should know each other.

Eventually, people get to know you. Hopefully, they learn to trust you. And yes, sometimes business grows from those relationships.

But the return isn’t always business—and I think that’s the best part.

Community has given me friendships, laughter, support, opportunities to help others and that wonderful feeling of walking into a room and thinking, These are my people.

Your next great connection could be at a business event—or at the neighborhood cookout you almost talked yourself out of attending.

Connection creates community. Community creates opportunity. And both make life a whole lot richer.

That’s life,

I shared a little more about why I think genuine connection still matters so much in my latest article. https://hihello.com/p/fca83cc8-74b7-4dfe-a8b9-c364623f9c63

I am over the moon today! I got my first question from a follower! Thank you all for following and participating. Becaus...
03/09/2026

I am over the moon today! I got my first question from a follower! Thank you all for following and participating.

Because insurance can sound much more complicated than it needs to be.

And if you've ever heard an insurance term and thought, “What does that even mean?” — send it to me.

It might just become my next post.

Making insurance easier to understand.

Insurance, Explained

I have life insurance at work. Why would I need my own policy?

Life insurance through work is a great benefit—but is it enough for your family?

Many employers provide a basic amount of life insurance, sometimes based on your annual salary. So, start with a simple question:

If something happened to me yesterday, how long would that amount support the people who depend on me?

Some employers let you purchase additional coverage, but it’s worth comparing that option with a policy you own personally.

Why?

Coverage: You can choose an amount based on what your family may actually need—not just a multiple of your salary.

Cost: Depending on your age, health and other factors, an individually underwritten policy may be competitively priced compared with purchasing additional coverage through work.

Portability: Your personally owned policy isn't tied to your job. If you change employers or retire, it stays with you as long as you meet the policy requirements and pay the premiums.

Employer coverage can be an important piece of the puzzle. The question is whether it is enough—and whether you want all of your life insurance tied to your employment.

That’s life insurance, explained.

Waring-Ahearn Insurance Agency Inc: Jay Duke
St. Mary's Business Partners

Address

40855 Merchants Lante

20650

Opening Hours

Monday 09:00 - 19:00
Tuesday 09:00 - 19:00
Wednesday 09:00 - 19:00
Thursday 09:00 - 19:00
Friday 09:00 - 17:00

Telephone

+13014667324

Alerts

Be the first to know and let us send you an email when Maryanna Lanham - Insurance Lady posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Maryanna Lanham - Insurance Lady:

Shortcuts

  • Want your business to be the top-listed accountant?

Share