Wealth Design Group, LLC

𝗧𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗱𝗼𝗲𝘀𝗻'𝘁 𝗿𝗲𝘄𝗮𝗿𝗱 𝗰𝗼𝗺𝗳𝗼𝗿𝘁—𝗶𝘁 𝗿𝗲𝘄𝗮𝗿𝗱𝘀 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲.

John Bogle's quote is a powerful reminder that successful investing isn't about predicting every twist and turn in the market. It's about having the courage and conviction to stick with a well-thought-out plan when headlines are positive and when uncertainty creates anxiety.

History has shown that some of the best long-term opportunities often emerge during periods of volatility. Yet those are also the moments when emotions can tempt investors to make short-term decisions that may derail long-term goals.

The investors who tend to achieve the greatest success aren't necessarily the smartest or the most sophisticated—they're often the ones who remain patient, stay focused on their objectives, and continue moving forward regardless of market conditions.

Calm seas don't build experienced sailors, and smooth markets don't build disciplined investors.

No financial plan survives unchanged forever. Markets, goals, and personal situations evolve over time.

Building flexibility into your plan ensures you can adjust without abandoning progress.

Flexibility creates resilience and confidence through uncertainty.

𝗝𝘂𝘀𝘁𝗶𝗻 𝗠𝗮𝗸𝗿𝗶𝘀
Wealth Design Group
📩 [email protected]
💻 https://www.wealthdesigngroup.net
📲 281.220.2781
📍 Houston, TX

We provide coaching to help each client define their true purpose for the wealth they have accumulated and stay disciplined - that's why we exist.
https://www.wealthdesigngroup.net

Two investments with the same gross return may have very different after-tax outcomes. Tax-efficient investing considers account type, holding period, and strategy.

By aligning investments with tax treatment, you may keep more of what you earn. (Consult with a qualified tax professional for guidance.)

𝗝𝘂𝘀𝘁𝗶𝗻 𝗠𝗮𝗸𝗿𝗶𝘀
Wealth Design Group
📩 [email protected]
💻 https://www.wealthdesigngroup.net
📲 281.220.2781
📍 Houston, TX

The U.S. labor market showed signs of cooling in June, with employers adding 57,000 nonfarm jobs, well below May's downwardly revised 129,000 increase and below economists' expectations. Despite the slower pace of hiring, the unemployment rate held relatively steady at 4.2%, while the labor force participation rate declined to 61.5%, its lowest level since March 2021.

Job gains were led by professional and business services (+36,000), social assistance (+25,000), and health care (+22,000). Meanwhile, the leisure and hospitality sector lost 61,000 jobs, reflecting weaker-than-usual seasonal hiring. Average hourly earnings rose 0.3% in June and were up 3.5% from a year earlier, suggesting wage growth remains stable even as overall hiring has slowed.

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Sources:
https://www.bls.gov/news.release/pdf/empsit.pdf
https://www.cnbc.com/2026/07/02/jobs-report-june-2026-.html

Buying a home, starting a family, or launching a business all create financial shifts.

Planning ahead helps align resources with changing priorities. Transitions are smoother when guided by preparation rather than reaction.

A flexible plan supports your life as it evolves.

𝗝𝘂𝘀𝘁𝗶𝗻 𝗠𝗮𝗸𝗿𝗶𝘀
Wealth Design Group
📩 [email protected]
💻 https://www.wealthdesigngroup.net
📲 281.220.2781
📍 Houston, TX

Happy 250th Birthday, America! 🇺🇸

Today we celebrate 250 years of freedom, opportunity, resilience, and the enduring spirit that has shaped our nation. Wishing everyone a safe, joyful, and memorable Independence Day!

The three major U.S. indexes had a mixed June. The Dow Jones Industrial Average was the lone winner, gaining +2.4% for the month, while the S&P 500 slipped -1.2% and the NASDAQ Composite fell -3.2%, weighed down by weakness in mega-cap technology stocks.

Despite the soft finish to the month, all three indexes posted strong first-half gains. The Dow rose 8.9% in the first six months of 2026 — its best first-half performance since 2021. The S&P 500 climbed 9.6% and the NASDAQ advanced 12.8% over the same period. The small-cap Russell 2000 was the standout, surging nearly 22% for its best first-half performance since 1991.

Much of that first-half strength was concentrated in Q2, which proved to be an exceptional quarter. The S&P 500 and NASDAQ surged 14.9% and 21.4% respectively — their biggest quarterly gains since Q2 2020. The Dow added 12.9% in Q2, its strongest quarter since Q4 2022.

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Sources:
https://www.cnbc.com/2026/06/30/stock-market-today-live-updates.html
https://www.reuters.com/business/us-stock-futures-little-changed-strong-quarter-nears-end-2026-06-30/
https://www.marketwatch.com/livecoverage/stock-market-today-s-p-500-nasdaq-dow-jones-us-iran-trump-peace-talks-nike-earnings-results/card/the-dow-s-1-300-point-gain-in-june-is-almost-all-because-of-caterpillar-DeUaELRjn5By6Zp2AuQ5

🗓️ July 1st marks the halfway point of the year!

With more than 50% of the year still ahead, now is a great time to review your progress, revisit your goals, and make any adjustments needed to stay on track.

The decisions you make today can help shape the outcomes you achieve tomorrow. If you'd like guidance or a second opinion, we're here to help.

Let's make the second half of the year count!
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Financial literacy is rarely taught in schools, leaving many young adults unprepared.

Starting with simple lessons on saving, spending, and giving builds healthy habits. Introducing kids to money concepts early gives them confidence and resilience.

Passing on financial wisdom is one of the best gifts you can give!

𝗝𝘂𝘀𝘁𝗶𝗻 𝗠𝗮𝗸𝗿𝗶𝘀
Wealth Design Group
📩 [email protected]
💻 https://www.wealthdesigngroup.net
📲 281.220.2781
📍 Houston, TX