HRC Financial

How do you choose the right individual to be the Executor of your Estate?
Choosing this person can be difficult. While most people end up choosing a family member, the decision is not always the best. Here are 3 things to consider:

Finance Friday: Estate Planning – Choosing an Executor 07/24/2026 – HRC Financial How do you choose the right individual to be the Executor of your Estate?  Good morning everyone and welcome back to Finance Friday. We’re continuing with our monthly topic: Estate Planning. Arguably the most important person appointed to your last will and testament is the Executor. Choosing thi...

You’ve established your Will with your Estate Planning attorney, but what do those extra documents do for you? Besides your will, there are additional documents that are given to you that cover different situations. Here are 3 different documents and their health-related situations...

https://hrcfin.com/finance-friday-estate-planning-documents-07-17-2026/

What is a K-shaped economy? Good morning, everyone and welcome back to Finance Friday. The 1st half of the year is over. Today we’re going to talk about what I consider to be the most talked about term so far this year: The K Shaped Economy....

Finance Friday: The K Economy 07/10/2026 – HRC Financial What is a K-shaped economy? Good  morning everyone and welcome back to Finance Friday. The 1st half of the year is over. We had some highs (S&P 500 had a total return of 8.2%) and some lows (War in Iran = high gas prices). We said goodbye to Jerome Powell and welcomed a new Federal Reserve Presiden...

What factors affect eligibility for financial aid and other forms of assistance? Happy morning everyone and welcome back to Finance Friday. Here are 3 examples of 529 Plan ownership affect Financial Aid:

Finance Friday: Question of the Week – 529 Plans 06/26/2026 – HRC Financial What factors affect eligibility for financial aid and other forms of assistance?  Happy morning everyone and welcome back to Finance Friday. In Today’s agenda, we answer The Question of the Week. Today’s question comes from D.A.:

How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th.
Many parents use these funds as the primary funds for their child’s education. Here are 3 tips to help you prepare ahead of time for maximum success:

Finance Friday: Student Financial Aid 06/19/2026 – HRC Financial How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th. It’s used to determine how much Federal Finan...

The average cost of tuition and fees for a public 4-year institution has increased about 25% in the last 10 years. With student loans becoming less desirable, how are you planning on paying for college for your children?
Good afternoon, everyone and welcome back to Finance Friday. Last week we outlined a few changes to education spending brought upon by the OBBB Act. The latest annual inflation rate for college tuition & fees is at 3.8%...

Finance Friday: 529 Education Plans 06/12/2026 – HRC Financial The average cost of tuition and fees for a public 4-year institution has increased about 25% in the last 10 years. With student loans becoming less desirable, how are you planning on paying for college for your children?

Did you know there were major changes coming up this summer for how you pay for education?
Good morning, everyone and welcome back to Finance Friday. I missed a huge opportunity to talk about 529 Plans on 05/29. This got me thinking that it may be time to go over some Education Planning on FF...

Finance Friday: Education Planning 06/05/2026 – HRC Financial Good morning everyone and welcome back to Finance Friday. I missed a huge opportunity to talk about 529 Plans on 05/29. This got me thinking that it may be time to go over some Education Planning on FF. The One Big Beautiful Bill was introduced in July last year. I admit, it’s a long piece of legi...

In the words of Alice Cooper, “Schooooool’s out for summer!” Welcome everyone to Finance Friday. Today’s segment is dedicated to all of the educators, teachers, coaches, and professionals that work in the education community. Here are 3 financial tips for you to work on during your time off this summer...

Finance Friday: Teachers & Educators 05/29/2026 – HRC Financial In the words of Alice Cooper, “Schooooool’s out for summer!” Welcome everyone to Finance Friday. The last part of May is a busy time of the year for parents and students as they attend graduation ceremonies and last day of school activities. Today’s segment is dedicated to all of the educato...

“Besides Succession Planning, what other things can my advisor help me with for my business?”
Welcome back everyone to Finance Friday. Our question of the week ...

Finance Friday: Question of the Week 05/22/2026 – HRC Financial Besides helping with Business Succession planning, how else can your Financial Planner help? Welcome back everyone to Finance Friday. Our question of the week comes from A.B.

After creating a Succession Plan, how do we begin to implement it? Happy Friday everyone and welcome back to Finance Friday. A business owner’s company is an important cog of their wealth and therefore requires careful and timely planning. You’ve assembled your Financial and Business Advisors and are ready to start the conversation. Here are 3 steps to take once the conversation has begun...

Finance Friday: Implement a Succession Plan 05/15/2026 – HRC Financial After creating a Succession Plan, how do we begin to implement it? Happy Friday everyone and welcome back to Finance Friday. A business owner’s company is an important cog of their wealth and therefore requires careful and timely planning. You’ve assembled your Financial and Business Advisors an...