HRC Financial

Good morning everyone and welcome to another Finance Friday! September is National Insurance Month. How do you determine how much life insurance coverage you need? There are 2 different things to consider:

Finance Friday: Life Insurance Coverage 09/04/2026 – HRC Financial How do you determine how much life insurance coverage you need? Good morning everyone and welcome to another Finance Friday. September is National Insurance Month so we’ll spend time discussing different types of coverage that can help you with your financial plan. Let me begin by saying that I be...

Will Social Security Benefits run out in 2032? Good morning, everyone and welcome to Finance Friday. It’s the end of the month which means it's time for our Question of the Week. I’ve actually had more than a few people ask me this question. Let’s start with what we currently know....

Finance Friday: Social Security Benefits Part 2 08/28/2026 – HRC Financial Will Social Security Benefits run out in 2032? Good morning everyone and welcome to Finance Friday. It’s the end of the month which means its time for our Question of the Week. I’ve actually had more than a few people ask me this question:

Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. Social Security claims are rising as more Americans feel anxious about personal finances and the future of the program. So, what’s driving the increase in early claims? The Social Security Press Office highlighted 3 possible reasons...

Finance Friday: Social Security Benefits 08/21/2026 – HRC Financial Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. My sincerest apologies for not having a post last week. However, we are back and ready to go. We are continuing our monthly discussions regarding Federal Assistance.

If you are 64 years of age, this is your annual reminder for Medicare sign up ...

Finance Friday: Medicare Reminder 08/07/2026 – HRC Financial Good morning everyone and welcome back to Finance Friday! This month we’ll cover Federal Assistance, which impacts our society as a whole, however, the most affected people  are those at retirement or near retirement age. We’ll cover recent news about Social Security, including why people are c...

Good morning, everyone and welcome back to Finance Friday. It’s the end of the month so you know what that means: It’s our Question of the Week segment! Is a Revocable Living Trust the best Estate Planning Strategy? Here are 3 advantages and 3 disadvantages to having one:

Finance Friday: Pros & Cons of a Living Trust 07/31/2026 – HRC Financial Is a Revocable Living Trust the best Estate Planning Strategy? Good morning everyone and welcome back to Finance Friday. It’s the end of the month so you know what that means: Its our Question of the Week segment! Today’s question comes from JJ. JJ asks:

How do you choose the right individual to be the Executor of your Estate?
Choosing this person can be difficult. While most people end up choosing a family member, the decision is not always the best. Here are 3 things to consider:

Finance Friday: Estate Planning – Choosing an Executor 07/24/2026 – HRC Financial How do you choose the right individual to be the Executor of your Estate?  Good morning everyone and welcome back to Finance Friday. We’re continuing with our monthly topic: Estate Planning. Arguably the most important person appointed to your last will and testament is the Executor. Choosing thi...

You’ve established your Will with your Estate Planning attorney, but what do those extra documents do for you? Besides your will, there are additional documents that are given to you that cover different situations. Here are 3 different documents and their health-related situations...

https://hrcfin.com/finance-friday-estate-planning-documents-07-17-2026/

What is a K-shaped economy? Good morning, everyone and welcome back to Finance Friday. The 1st half of the year is over. Today we’re going to talk about what I consider to be the most talked about term so far this year: The K Shaped Economy....

Finance Friday: The K Economy 07/10/2026 – HRC Financial What is a K-shaped economy? Good  morning everyone and welcome back to Finance Friday. The 1st half of the year is over. We had some highs (S&P 500 had a total return of 8.2%) and some lows (War in Iran = high gas prices). We said goodbye to Jerome Powell and welcomed a new Federal Reserve Presiden...

What factors affect eligibility for financial aid and other forms of assistance? Happy morning everyone and welcome back to Finance Friday. Here are 3 examples of 529 Plan ownership affect Financial Aid:

Finance Friday: Question of the Week – 529 Plans 06/26/2026 – HRC Financial What factors affect eligibility for financial aid and other forms of assistance?  Happy morning everyone and welcome back to Finance Friday. In Today’s agenda, we answer The Question of the Week. Today’s question comes from D.A.:

How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th.
Many parents use these funds as the primary funds for their child’s education. Here are 3 tips to help you prepare ahead of time for maximum success:

Finance Friday: Student Financial Aid 06/19/2026 – HRC Financial How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th. It’s used to determine how much Federal Finan...