Michael Schutza, Financial Planning, Totus Wealth Management
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Financial Planner and Tax Planning Certified Professional® (TPCP®) I serve clients across CA, NY, FL, AL, LA, and TX.
I am a Financial Planner, and a Tax Planning Certified Professional® (TPCP®) at Totus Wealth Management. I work with families, business owners, and real estate investors on clear, practical planning that emphasizes advanced tax strategies (in coordination with clients’ CPAs), retirement-income decisions, and real estate-integrated wealth plans. With 18 years in financial services, I hold Series 7
and 66 registrations and am licensed for life, health, accident, annuities, and long-term care. My perspective is shaped by ground-level experience: I grew up in a family business that scaled from one to more than 100 employees and have been hands-on with rental property rehabs and management. Engagements in additional states
are available subject to registration or applicable exemptions. Michael Schutza, TPCP®
Financial Planner / Tax Planning Certified Professional®
701 North Post Oak Rd Suite 320
Houston, TX 77024
Phone: (832)-220-3602
Direct: (318)-935-9155
Totus Wealth Management: Comprehensive Financial Guidance We’re ready to help you
reach your wealth management and financial goals in ways you’ve never imagined. Together, we develop a holistic plan that is based around your desired future. www.totuswm.com
Securities are offered through Cetera Advisors LLC, member FINRA/SIPC. Advisory services
are offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera
firms are under separate ownership from any other named entity. Confidentiality Notice:
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01/27/2026
Honored to be featured in a NAIFA Advisor Today Member Spotlight: “Why This Work Matters: Michael Schutza, TPCP®, on Purpose, Planning, and Impact.”
It covers my planning philosophy and why proactive, coordinated decision-making matters.
69% of Business Owners say that keeping key employees loyal is a top priority. I can help you put the right plan in place to retain your best team members.
07/31/2023
We consider the entire client profile when determining if someone is eligible for life insurance. This means a sleep apnea diagnosis may not stand in the way. Call me today to review your options.
07/26/2023
Nearly half of business owners believe the value of their business will grow in the future, and most believe it will happen by strategically improving operations. I can help you plan for a more secure tomorrow – contact me today to discuss.
Are you looking for life insurance to fit your budget? Term life may be the solution. Learn more: https://bit.ly/3OnArsg,
07/12/2023
Only 33% of business owners have identified a successor to the business. Putting a buy/sell agreement in place can offer you peace of mind and help grow business value. Let’s get started with your succession plan today.
Let freedom ring! Happy Independence Day to all my fellow Americans.
06/27/2023
Whole life insurance can provide more than a death benefit. It could be an additional asset in your retirement portfolio. Learn more: https://bit.ly/3JwqmWQ.
06/26/2023
The main reasons business owners say they’ll never leave their business? Missing their role as owner (62%) and having concerns about future financial security (60%). If you’re concerned about the latter, let’s connect. I can help you plan for a more secure future.
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