Zeiser Wealth Management LLC

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

The ZWM offices will be closed today in observance of the holiday and will resume normal operations on Tuesday, September 8th.

It’s easy to assume that most adults are saving for retirement—but whether that’s true depends a lot on age.

How Retirement Savings Differ by Age—and What That Means for Financial Planning It’s easy to assume that most adults are saving for retirement—but whether that’s true depends a lot on age. Federal Reserve survey data show that participation rises quickly in early adulthood, peaks in midlife, and then gradually declines.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office will close today at noon, and will be closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

Today’s retirees are spending far more than their parents did.

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If the value of your stocks, bonds, or other capital investments has increased substantially, there are a few steps you can take to minimize taxation.

Minimizing Taxes of Highly Appreciated Assets If the value of your stocks, bonds, or other capital investments has increased substantially, there are a few steps you can take to minimize taxation. These include timing the sale of your capital assets, using capital losses effectively, and passing assets to heirs at your death. In addition, you m...

August has a way of reminding us that change is already on its way. Summer is not quite over, but the days are already hinting at something new — earlier sunsets, a slight cool in the morning, and a quiet sense that a fresh season is just around the corner.

It can be tempting to hold on to what is familiar and comfortable, but this month is a gentle nudge to look forward instead. This is the moment to channel something new: a goal, a habit, or a mindset shift that moves you toward the next chapter with intention.

As we move through August, what is one thing you are ready to build or step into? Feel free to share it in the comments. We would love to hear what you are looking forward to.

When you're working you relied on a paycheck from your job; but in retirement you often need to create your own.

What A Retirement Paycheck Looks Like And How To Create One

Wealth isn’t just income. Net worth, debt load, retirement savings, and financial flexibility all shape how secure you really are. Here's what to know.

Is Your Wealth What You Think? 5 Ways to Accurately Measure Financial Health

August has that funny way of keeping us guessing. One day, it can feel like peak summer, and you’re reaching for your go-to iced drink. Next, a chill in the air makes you believe fall might be right around the corner, making a warm drink sound pretty perfect.

So we want to know, where do you stand as we head into the final stretch of summer?

🧊 Vote iced drink
☕ Vote warm drink

Drop your pick in the comments. We are curious to see which side takes the win this month!

Workers often focus solely on their retirement savings balance. But figuring out how you want to spend the rest of your life could be job No. 1.

You’re About to Retire. What Are You Doing for the Next 20 or 30 Years?