Aspire Wealth Builders, Lara Candice Wilkerson

Women and Estate Planning Basics Women may have unique estate planning concerns.

I teach at a school that offers a 403(b) plan. Is this type of plan a good way to save for retirement? This brief primer describes 403(b) plans and why they might be a good to save for the future.

Eligibility for Medicaid Medicaid was created in 1965 as a joint federal-state program providing medical assistance to aged, disabled, or blind individuals (or to needy, dependent children) who could not otherwise afford necessary medical care. The Affordable Care Act of 2010 expanded eligibility for Medicaid coverage to in...

Does Cryptocurrency Fit in Your Portfolio? Should you invest in cryptocurrency?

What is a self-employed retirement plan? Self-employed individuals have several options to help build their retirement nest egg.

Marital and Related Trusts The term "marital and related trusts" refers to the several types of trusts that married individuals can establish to maximize use of their estate tax applicable exclusion amounts (the amount that can be sheltered from federal gift and estate tax by the unified credit) which, when combined with the....

Minimizing Taxes of Highly Appreciated Assets If the value of your stocks, bonds, or other capital investments has increased substantially, there are a few steps you can take to minimize taxation. These include timing the sale of your capital assets, using capital losses effectively, and passing assets to heirs at your death. In addition, you m...

What is the earned income credit and who qualifies for it? To qualify for the earned income credit, you must meet a number of requirements.

Disclaimer Trust A disclaimer is a refusal to accept money or other property by someone who would otherwise be your beneficiary according to your will, trust, gift, insurance policy, retirement account, or your state's intestacy laws. The person who disclaims the property (the "disclaimant") is treated as if he or s...

403(b) Plans: The Basics A 403(b) plan is a popular type of retirement plan offered by public schools and tax-exempt employers.