10/09/2026
Hey! 👋 Thanks for being here 💙
Here’s my free credit-review checklist so you can find what’s dragging your score down 👇
✅ FREE CREDIT CHECKLIST — 5 STEPS
1️⃣ Pull your 3 free reports at AnnualCreditReport.com (Equifax, Experian, TransUnion)
2️⃣ Go through each one line by line: look for accounts you don’t recognize, late payments you actually paid on time, and wrong balances
3️⃣ Write down everything that looks off — 1 in 5 reports has errors, and those errors can be costing you points
4️⃣ Lower your utilization: maxed-out cards hurt your score even if you pay on time. Goal: keep it under 30% of your limit
5️⃣ Don’t close your oldest cards — credit history length matters
Have you checked your reports this year? Tell me what you found and I’ll tell you your next step 💬
Yorlene Cintra | Credit Repair • Crédito