Franklin Wealth Management, LLC

10/14/2026

This trick will save you taxes in retirement. Watch the full video here: https://youtu.be/TRJ2i59CVN4

10/13/2026

The Tax-Free Retirement Strategy HIDING In Plain Sight (No Roth Needed)

Most people think tax-free retirement income only comes from a Roth IRA.

But there is another strategy that may help create tax-free income without Roth conversions, contribution limits, or large upfront tax bills.

In this video, I explain how this strategy works, why wealthy families have used it for years, and why it may be worth considering as part of a broader retirement income plan.

We’ll cover:
- Why tax-free retirement income is not limited to Roth IRAs
- Why this strategy may help reduce future RMDs
- Why tax-free income may help reduce Social Security taxation
- How wealthy retirees use multiple tax buckets in retirement
- How the 2026 senior deduction stack reaches $49,400 before any planning starts
- How to build a $148,000 retirement paycheck taxed at less than 1%
- Why this strategy may provide more flexibility than large Roth conversions

If you are looking for ways to create more tax-efficient retirement income without triggering large tax bills today, this strategy may be worth exploring.

Watch the full video here:

You DON'T Need a Roth! The Tax-Free Retirement Strategy Most Retir...

10/13/2026

The Tax-Free Retirement Strategy HIDING In Plain Sight (No Roth Needed)

You DON'T Need a Roth! The Tax-Free Retirement Strategy Most Retirees Miss Out On

Most people think tax-free retirement income only comes from a Roth IRA.

But there is another strategy that may help create tax-free income without Roth conversions, contribution limits, or large upfront tax bills.

In this video, I explain how this strategy works, why wealthy families have used it for years, and why it may be worth considering as part of a broader retirement income plan.

We’ll cover:

Why tax-free retirement income is not limited to Roth IRAs
Why this strategy may help reduce future RMDs
Why tax-free income may help reduce Social Security taxation
How wealthy retirees use multiple tax buckets in retirement
How the 2026 senior deduction stack reaches $47,400 before any planning starts
How to build a $148,000 retirement paycheck taxed at less than 1%
Why this strategy may provide more flexibility than large Roth conversions

If you are looking for ways to create more tax-efficient retirement income without triggering large tax bills today, this strategy may be worth exploring.

Click HERE to Learn More:

10/12/2026

Did you know about this $1,000 HSA catch-up? Watch the full video here: https://www.youtube.com/watch?v=jrbgF_ehVL4

10/09/2026

Why you're saving in the wrong order. Watch the full video here: https://www.youtube.com/watch?v=jrbgF_ehVL4

10/08/2026

How to save your first million or more. Watch the full video here: https://www.youtube.com/watch?v=jrbgF_ehVL4

10/08/2026

Franklin Wealth Management had the honor of being the platinum sponsor of the first annual J103 and PCM Golf Tournament last Tuesday at WindStone Golf Club. Golf and great company for a good cause is not a bad way to spend a day at the "office!"

Stay tuned for the drawing we'll be doing for everyone who stopped by to see us at tournament registration. We'll be announcing the gift card winners here on Facebook!

10/06/2026

Do I Put it ALL in Roths? Here's Where I'd Save FIRST If You're in Your 50s with $300k

Can you potentially triple your retirement savings between age 50 and 60? The investments you choose matter, but the order in which you fund your retirement accounts could make an even bigger difference.

In this video, Joe Franklin explains how someone starting with $300,000 at age 50 could potentially grow their retirement savings to approximately $1.4 million by age 60 through strategic contributions and tax planning. He compares $25,000 and $50,000 annual savings plans and breaks down how to prioritize a 401(k) match, HSA, Roth IRA, traditional or Roth 401(k), and taxable brokerage account.

Topics Covered:
- The best order for saving toward retirement
- Why the employer 401(k) match comes first
- The triple tax advantages of a health savings account
- Traditional vs. Roth 401(k) contributions
- Roth IRA limits and the backdoor Roth strategy
- Catch-up contributions for people age 50 and older
- When a taxable brokerage account may be beneficial
- How your current tax bracket affects the savings order
- Sample plans for saving $25,000 or $50,000 annually
- Roth conversions during the retirement “golden window”
- Reducing future RMD taxes and potential IRMAA costs
- How strategic saving could help you retire sooner

The right strategy depends on your income, tax bracket, employer plan, health insurance, retirement timeline, and overall financial goals. Planning your contribution order today may help you build more tax-free and tax-advantaged income for retirement.

Watch the full video:

Do I Put it ALL in Roths? Here's Where I'd Save FIRST If You're in...

10/05/2026

This Savings Strategy Can Save You Hundreds of Thousands over the Next Decade! Don't Miss It

Do I Put it ALL in Roths? Here's Where I'd Save First If You're in Your 50s with $300k

Mega Back Door, Super Catch Up Roth 401k OR Traditional Tax Deductible 401k Strategy

Are you eligible for Mega Back door and Super Catch Up Roth 401ks? In this video we explain how recent 401k tax law changes affect saving in 401ks, updates to the Super Catch Up opportunity and how we want to save money to maximize our after tax income over our lifetime.

Join Certified Financial Planner, Joe Franklin as he discusses the difference between using a mega back door Roth versus taking maximum tax deductions through traditional 401k. He also discusses how Roth 401k choices are now being made for you. You will learn how catch up contribution rules have changed for high earners and how super catch up contributions work. We discuss how income thresholds may force some catch up contributions into Roth, and how this affects tax planning and retirement savings. We also highlight a 4 step action plan to minimize taxes in retirement and have your money last longer.
Click Here to Learn More:

Mega Back Door, Super Catch Up Roth 401k OR Traditional Tax Deducti...

10/04/2026

The Crowd is the Most WRONG at Extremes | Why October Is Often the Best Time to Buy!

These Rules Help To Identify Bottoms & Protect Profits in Uncertain Times | Learn these "Smart Money" Lessons

Learn the indicators the Smartest Investors use to raise cash and buy at the extremes of the market & the "Dumb Money" mistakes they take advantage of.

Is the stock market flashing warning signs, or does momentum still have room to run?
In this video, Joe Franklin, CFP®, breaks down the difference between smart money and dumb money, how investor sentiment influences the market and why record IPO activity could signal that stocks are approaching dangerous territory. He also examines SpaceX, forced buying in index funds, Warren Buffett’s record cash position and several long-term valuation indicators.

Click HERE to Learn More:

https://youtu.be/IImmLhf6lbk
How do we know when we are close to a top or a bottom?

You’ll also learn how market seasonality can affect investment returns, why August and September have historically been challenging months for stocks and how the “sell in May and go away” strategy has performed over time. Joe explains how market breadth, momentum, volatility, investor sentiment and calendar effects can help investors evaluate risk without relying on short-term predictions.

We cover:
• Smart money vs. dumb money
• Stock market momentum and valuation
• SpaceX and the risks surrounding major IPOs
• Warren Buffett’s record cash holdings
• Forced buying in index funds
• Market seasonality and portfolio rebalancing
• Investor sentiment, market breadth and volatility
• Current short-term and long-term market warning signs