MRS Wealth Advisors

"Using an accumulation strategy during retirement is like playing Russian roulette with your savings. Selling stocks during a market downturn to fund monthly expenses can permanently damage your portfolio.

Creating distinct income buckets protects your core wealth and ensures steady, reliable paychecks no matter how the market performs.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

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According to benchmark data from Fidelity Investments, a 65-year-old retiring in 2026 can expect to spend an average of $185,500 on healthcare expenses throughout retirement. This estimate covers Medicare premiums, co-pays, and prescriptions, but leaves out long-term nursing or assisted living care.

Proactive planning allows you to safeguard your nest egg. Our team builds comprehensive healthcare and income protection plans so medical bills never derail your golden years.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

The strategy that helped you build your nest egg isn't the same one that will sustain you through retirement. During your working years, the focus is entirely on accumulation. But once you enter or approach retirement, you ask something completely new of your portfolio: a consistent, reliable monthly paycheck that grows over time to keep up with inflation.

Transitioning into retirement requires a deliberate shift from pure growth to an integrated approach focused on capital preservation, steady income, and inflation protection. Our team helps you create a plan so you can enjoy your retirement with total confidence that you will never outlive your money.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

Experiencing a market downturn right before or during retirement can disrupt your lifestyle if your assets aren't properly protected. Relying solely on market growth without a dedicated income strategy leaves your regular cash flow vulnerable.

Shifting a portion of your wealth into stable income vehicles ensures your daily living expenses are always covered regardless of market swings. Our team helps you construct a resilient roadmap so market volatility never forces you to compromise your lifestyle.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

Holding the majority of your savings in traditional pre-tax accounts can quietly create a massive tax burden in retirement. When unexpected expenses pop up, pulling large lump sums can inadvertently push you into higher tax brackets and trigger extra surcharges.

Building a balanced plan that incorporates tax-free strategies helps you keep control over your hard-earned wealth. Our team works with you to structure your assets so you can enjoy your golden years without fearing a surprise bill from the IRS.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

Are you aware of how taxes impact your Social Security benefits?

The correct answer is C) 85%!

Depending on your total combined income in retirement, up to eighty-five percent of your Social Security benefits can become taxable. Creating a coordinated withdrawal strategy from your other accounts helps keep your overall taxable income manageable.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

We all feel the squeeze at the grocery store and the gas pump, making it clear that inflation isn't really a secret. If your portfolio isn't structured for growth, rising everyday costs will quietly erode your purchasing power over time.

Overcoming the fear of rising prices starts with a proactive plan for increasing income. Our team helps you build strategies designed to grow your income over time, keeping your lifestyle secure against inflation.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

With the starting RMD age at seventy-three, keeping track of pre-tax accounts, like traditional IRAs, 401(k)s, 403(b)s, and 457 plans, is essential to avoid steep IRS penalties.

While you can combine calculations for multiple Traditional IRAs and aggregate the total withdrawal from a single IRA account, workplace plans like 401(k)s require separate distributions from each individual account. Locating all old accounts, calculating the exact numbers, and creating an aggregated withdrawal strategy keeps your tax plan simple and avoids unnecessary headaches.

Ready to get started?

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074

When it comes to your wealth and legacy, you have a choice: build your own financial strategy or default to the government's plan. As tax laws shift and national debt grows, policy changes rarely work in the investor's favor.

Putting guardrails in place today shields your assets from unpredictable future regulations. With over twenty-five years of experience guiding families, our team builds long-term roadmaps designed to protect your lifestyle and keep your legacy intact through every legislative shift.

Reach out to us today.

702.818.5585
[email protected]
2520 St. Rose Parkway, Suite 313, Henderson, NV 89074