NorthStar Financial & Retirement Planning, LLC

Happy Labor Day from the NorthStar team! Today we celebrate the hard work that makes retirement possible. Here is to the workers, the dreamers, and everyone working toward a retirement they have earned.

Saving for retirement is only half the plan. The other half is knowing how to turn that savings into reliable income.

Most people spend decades building their nest egg without ever thinking through where their paycheck will actually come from in retirement. Social Security timing, withdrawal strategy, and guaranteed income sources all play a role.

Do you have a retirement income plan? If not, that is exactly where we can help.

864-297-0762 | northstar65.com

If you have a Traditional IRA or 401(k), there is something called a Required Minimum Distribution that the IRS requires you to start taking at age 73, whether you need the money or not.

Missing an RMD can result in a significant tax penalty, so understanding when they kick in and how much you need to withdraw is an important part of your retirement plan.

Not sure how RMDs fit into your overall strategy? Give us a call and we can walk you through it.

864-297-0762 | northstar65.com

Did you catch George & Zach on YourCarolina this Wednesday? They talked about Long-Term Care. In case you missed it, click here to watch:

Northstar Long Term Care & Retirement Your Carolina

If there is one thing many retirees have in common, it is this: they wish they had started saving a little sooner. The second thing? They wish they had worried about it a lot less.

That is where we come in. Let us handle the planning so you can focus on enjoying the journey.

864-297-0762 | northstar65.com

Summer is winding down but there is still time to make some smart financial moves before the year gets away from you.

Three things worth doing right now: check that your retirement contributions are on track, confirm your beneficiaries are up to date, and get a year-end review on the calendar before Q4 gets busy.

Small actions now can make a big difference come January.

864-297-0762 | northstar65.com

We want to hear from you.

As we head into the final stretch of 2026, what is weighing on you most financially? Drop your answer in the comments: A, B, C, or D.

No matter which one you picked, we have helped clients navigate all of these. If any of these concerns sound familiar, let us talk through your options.

864-297-0762 | northstar65.com

When choosing a financial advisor, one of the most important questions you can ask is: are you a fiduciary?

A fiduciary is legally required to act in your best interest, not theirs. Not all advisors are held to this standard.

At NorthStar, we are fiduciaries. That means every recommendation we make is focused on what is best for your retirement, your family, and your future.

864-297-0762 | northstar65.com

Did you catch the NorthStar team on Your Carolina recently? If you missed it, check out their latest segment here: https://www.wspa.com/video/northstar-three-bucket-strategy-aug-5/12038233

And tune in this Wednesday morning at 9am for another NorthStar segment on Your Carolina.

Northstar Three Bucket Strategy Aug 5 Your Carolina

Your 401(k) is one of the most powerful tools you have for building retirement savings. But a few common mistakes can cost you more than you realize.
Are you making any of these? Even small adjustments can make a big difference over time.

Have questions about your 401(k) strategy? We are here to help. 864-297-0762 | northstar65.com