Fact-Based Investing

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Fact-Based Investing I provide a process that gives you confidence in living a financially healthy life.

I’m Wayne Fourman, a financial process guide committed to helping individuals grow, protect, and invest with purpose. Through a personalized planning process, I help clients identify their retirement risks, understand their options, and pursue financial independence with confidence, not confusion. Whether you're preparing for retirement or reviewing Social Security benefits, I’ll walk with you every step of the way.

It’s possible to avoid these classic retirement traps, with a little preparation.
10/23/2026

It’s possible to avoid these classic retirement traps, with a little preparation.

Beware of these traps that could upend your retirement.

This piece presents an overview of fundamental steps to consider when a loved one passes.
10/21/2026

This piece presents an overview of fundamental steps to consider when a loved one passes.

An overview of some fundamental steps when a loved one passes.

A home is the single largest financial commitment for most people. What mortgage fits you best?
10/19/2026

A home is the single largest financial commitment for most people. What mortgage fits you best?

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Nearly 72 million Social Security beneficiaries will see a 3.6 percent cost-of-living adjustment (COLA) beginning in Jan...
10/16/2026

Nearly 72 million Social Security beneficiaries will see a 3.6 percent cost-of-living adjustment (COLA) beginning in January 2027

There’s no shortage of investment analysis for anyone interested. What’s important to understand?
10/16/2026

There’s no shortage of investment analysis for anyone interested. What’s important to understand?

Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each.

Periodic withdrawals in retirement may not be such a good idea.
10/14/2026

Periodic withdrawals in retirement may not be such a good idea.

Taking regular, periodic withdrawals during retirement can be quite problematic.

As complex as the details of taxes can be, the income tax process is fairly straightforward.
10/12/2026

As complex as the details of taxes can be, the income tax process is fairly straightforward.

A quick look at how federal income taxes work.

Currency has been around for a long time. Here's a quick history lesson.
10/09/2026

Currency has been around for a long time. Here's a quick history lesson.

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jo...
10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys...
10/07/2026

How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.

Have fun and learn how to craft the perfect password with the help of this highly engaging infographic.

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425 Memorial Drive
Greenville, OH
45331

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Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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+19375485035

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