Bailley Group Wealth Management

👻 Retirement worries can feel like monsters in the dark—savings, taxes, and surprises. But naming them is the first step to addressing them. Read more in our latest article. "

Is Worry Haunting Your Retirement Plan? What keeps you up at night when you think about retirement? For many Americans, it’s not ghosts, goblins, or things that go bump in the night—it’s the possibility of outliving their savings. In fact, nearly two in three people say their greatest financial concern is running out of money in ret...

🎓 Learning isn’t just for students. It’s always a good idea to revisit your financial approach. From 529 contributions to tax-smart tuition strategies, explore ways to support education *and* your future. 📚

Books, Budgets, and Benefits: Smart Tax Strategies for Education Savings There’s something unforgettable about watching a child or grandchild take their first steps into a classroom. It marks the start of a new adventure, for them and for you. As they begin their educational journey, it can also be a good time to consider strengthening your overall financial strategy f...

📉 Did you know you could still owe taxes even if some of your investments lost money? A strategy called *tax-loss harvesting* may help turn losses into a potential tax advantage. Curious how it works? Read our latest article to learn more.

Harvesting Year-End Tax Opportunities Every year, investors face the same surprising reality: you can owe taxes even if some of your investments lost money. How? Because when one investment is sold at a gain, that profit can be taxable—even if another investment was sold at a loss. It feels counterintuitive. After all, if you made $5,...

What if paying taxes today could mean more potential freedom tomorrow?✈️ Roth conversions are one way retirees and pre-retirees can help take control of their tax future. Learn how timing may impact your retirement savings.

Pay Now or Pay Later? The Roth Conversion Question As retirement approaches, many people begin to wonder: Will taxes take a bigger bite out of my savings than I expect? After years of diligent saving, the idea of handing over a large portion of your nest egg to the IRS can feel discouraging. That’s why strategies like a Roth conversion have become...

What should you put per paycheck into your 401(k)? We break down 2025 limits, catch-ups for 50+ and 60–63, and simple contribution habits. Tap to read more!

Drip, Don’t Dump: 401(k) Contributions That Work With Your Paycheck Two coworkers are both saving for retirement. One puts in a little from every paycheck and gets the full company match all year. The other makes a big push early, then stops—and misses match dollars later. Which path feels closer to yours? Starting in 2025, you can put up to $23,500 from your payc...

📝 Did you know a beneficiary form can outweigh your will? A five‑minute check could prevent years of confusion for your loved ones. Read our latest article to see why these forms matter more than you might think.

The Quickest Legacy Move You Might Be Overlooking When was the last time you checked who’s listed on your beneficiary forms? For many, the answer is “years ago”—or maybe “never.” Yet beneficiary forms often carry more weight than even the most carefully written will. Why? Because they directly decide where your assets go when the time c...

A longer life means a longer career?🤔 Would it work here in the U.S.? 💭 Join the conversation below ⬇️

Rethinking Retirement: 70 as the New 65? Raising the retirement age is a policy many countries consider as people live longer and spend more years in good health. Denmark recently set its retirement age at 70, linking it to life expectancy to help keep pension systems sustainable. The United States currently has a full retirement age of 67...

A new executive order could let 401(k)s include private equity and crypto, but changes will take time and come with trade-offs. Curious what it could mean for you? Read this article to learn more!

401(k) Meets Crypto & Private Equity: New Order, New Options A White House executive order aims to “democratize” retirement investing by opening the door for 401(k) and 403(b) menus to include so-called alternative assets like private equity and cryptocurrencies. What changes, and what questions should plan sponsors and participants be asking as this unfo...

Your future self will appreciate the steps you take today. Working with a financial professional can help you plan smarter, navigate challenges, and stay on track toward a comfortable retirement.

The Perks of Partnering with a Professional Working with a financial professional can make a meaningful difference in your long-term financial well-being. Research shows that individuals who partner with a financial professional may have more opportunities to grow and preserve their wealth, often ending up with significantly more resources in...